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Anyone Used the Dave Ramsey Program
Best advice I have is to pay off your highest credit card interest rate first! ... If you can, I would transfer my debt to a low interest rate. ...
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- There is nothing more I would recommend that Dave Ramsey and his Financial Peace University (FPU)! We completed his course and are about to payoff our 3rd credit card...
- I, too, recommend signing up for Financial Peace University. I'm 3/4 of the way through, and our money is already transformed--we've got $2500 in savings, paid off my...
- D., The cheapest method is to just purchase the book: Total Money Makeover. HOWEVER! It might help more to take a class which costs more (about $100?). The ...
My Cat Is Very Sick and We Can't Spend the Money to Take Her to the Vet!
Your other option is to do something like Care Credit. I did this a few years ago when my dog was very sick. Basically it is a low interest rate credit card ...
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- There is an animal trustees in Austin however they do not see sick animals. They do have some special programs that might see your cat though. You will have to call an...
- B., We also went through this with out beloved cat. Seems the best ones get this. I think I would call your old vet who knows the drill. Explain that you now have ...
- I'm really really sorry you and your family are in this situation. We had to put our cat down. It broke my heart. We sustained her for 5 years... The required vet c...
Do Antibiotics Really Go Bad After 10 Days?
Drug development chemists have already determined this breakdown rate and ... I keep a low limit, low interest credit card for emergency use for this kind ...
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- Hi L., We use natural antibiotics because they don't break down the immune system like synthetic antibiotics do. I always keep them on hand if a need arises. It rar...
- You are supposed to take an antibiotic until it is gone so there should not be any leftover.
- EDIT: I understand leftovers with half dose, since some meds they can only give you a full bottle of. In that case, throw out the extra, because the meds break down ...
My Daughter Had 3 Baby Root Canals & Crown the Crowns Have Broken Off
There is a credit card called care credit with very low interest rate. You can use to fix her teeth. My other son had a baby root canal at age 3 and other ...
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- I have two grandsons that had problems with their top teeth also. the 3 1/2 yr. old at 2 yrs. had the top teeth pulled and they put nothing in place of them. 4 1/2 yr....
- Since you have no dental insurance, is there any family/relatives/good family friends who can spot you some money? Explain the situation to them... you never know. ...
- Dear K., Make some phone calls to find your nearest county-sponsored health services, which can be a life-saver for families with lower incomes and without health i...
Poll on What You Think About Repaying Parents
A person's parents are more important than any credit card company, ..... with a low % (lower than I could get) interest rate if it was a longer term loan. ...
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- (written after your update) It sounds like you are doing the right thing-being VERY clear about when you can repay and the reasoning why-sorry to hear about your hu...
- I think that you should repay your parents if you borrowed money and it was not given as a gift. If you borrowed the money from a bank would you question whether or no...
- Loans should be documented in writing and signed by both parties clearly spelling out the amount borrowed and when it is expected to be paid back. I agree with the ear...
Some Ways to save Money
... is low this helps to moisten the air in your home which is healthier ... if your credit card companies will lower your interest ratessometimes they will ...
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- I belong to a frugal (and free) site called Mommysavers.com. You may have seen the owner, Kim Danger, on Channel 3 on one of her visits to Phoenix. She's a SAHM th...
- One thing I did to save money was to get rid of my cell phone and switch to a VoIP (voice over Internet protocol) phone by the company Magic Jack (www.magicjack.com). ...
- One small thing that I've been doing to save money on electricity is keeping our appliances unplugged unless we are using them. I also keep all of the entertainment c...
Do You Ever Feel like Just Saying 'Screw It All'
Sep 23, 2009 ... 2) Call SMUD to see if they have a low income plan and keep your usage ... rid of all of our credit cards (interest rates are unbelievable! ...
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- Hi K.- Some days I feel the same- except with fewer responsibilities. And now I feel like a doof for even complaining. Sigh. My husband and I have spent the better pa...
- Dear K., All I can say is to hang in there. It really is no consolation knowing that you are not the only one in the same situation, or worse. It certainly doesn't ke...
- I think we all sympathize dear. =) Keep your chin up!
8 Year Old Son Who Is Not Interested in School Academics.
Read all 17 responses: "My 8 year old has no interest in school what so ever. He likes going to school but ... low interest credit card · free typing test ...
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- Hi S., I have 3 sons--23, 22, & 9, who have all loved academics, but learned better in less traditional environments. I homeschooled the older ones, until they wen...
- Well, I can only speak from personal experience as an 8 year old, since I'm pregnant with no children. Anyway, when I was 8, school work was incredibly boring because...
- Before doing anything else, I would definitely consider having your son tested for ADD. You really have nothing to lose, and once you know, it will be so much easier ...
I Hate Being a Working Mom, Advice Please!
With a retirement loan, we pay ourselves the interest, not a bank. A second mortgage is another route- the interest is lower than credit cards and is tax ...
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- I hated working too! I worked very hard bringing my daughter into this world and did not want to miss a single moment or milestone. You will have the rest of your life...
- We cut out special items like cable, newspaper, coffees, going to dinner or movies. We unplug everything or turn off our powerstrips. That alone saved us $41 a month. ...
- You and your husband CAN find a way that works. Stay at home Moms ( my older daughter is one) make sacrifices - use ingenuity - work at home -- any and all of the abo...
Baby's Growth Rate
BTW, Your question piqued my interest because I am currently working on an .... my son's head got as low as 5-10% but my new doctor said she wouldn't worry unless he .... measurement · low rate credit card · fast metabolism · clinician ...
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- Hi J., It sounds like we're sharing the same son, except mine is 10 months old. My son has always been fairly average in length and weight (perhaps a bit under in ...
- No need to worry. My little girl was always tall, skinny, and tiny head on those measurements. Now, at 20 months, her head is still smaller than the average, but to ...
- um honestly I would get a second opinion just because I've always been told by our doctors that if they're below average or above it's fine as long as their weight len...
