loans poor credit
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Seeking Bad Credit Single Mother Loans to Purchase Home???
Asked by J.S. from Phoenix
on January 29, 2007
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My lanlord just told me he is selling the house that my 2 children and I are living in! I have POOR credit so I am very worried about where to look for a loan. Does a...
Answers
- Hi J.- It looks like you have had several responses, so i am hoping someone has been able to help you. But if for some reason thats not the case or you haven't found...
- My hubby is a Realtor and works with a lender that specializes in helping people with poor credit get financing. If you want to give my husband a call, his name is Br...
- Hi J., I am a mortgage broker for First Finance and I'd be happy to work with you to try and get you financing. We do alot for people with difficult circumstances ...
Safe, Quick, Way to Build Your Credit, Have Never Had a Credit Card Before...
Asked by M.M. from Gainesville
on April 28, 2010
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We have rented too long and are wanting to buy a house soon, the problem is....we don't have credit. We have never owned a credit card. Because we never wanted things ...
Answers
- I'm not sure how soon you are hoping to buy, but building credit can take time. If you have no credit at all, you may not be able to get a credit card the way someone...
- PLEASE get a credit report BEFORE doing anything. You are entitled to one credit report for free from each of the three credit agencies per year. The official, gover...
- Hi MadieSue, As a former credit exec, I say Bravo! Don't think that a credit card is what you need to build credit. There are many banks that give loans for homes t...
Credit cards/Debt/Living Within Your Means
Asked by C.O. from Washington DC
on August 5, 2011
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there have been a ton of questions on here lately about credit cards, debt and living within your means....there was one mom who emptied her wallet and was surprised.....
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- Well, I like to use credit cards, because I get cash back on my purchases. We never carry a balance, so I don't think I live beyond my means at all. If you are able ...
- We've been a cash only family for a few years, as well. Here's why I WANT a credit card: - My dog broke his foot. We had to wait ELEVEN days to get paid, because...
- We are working hard to be a cash only family too! We are only $2000 in credit card debt and working hard to get it paid off, but due to unforseen medical expenses we ...
What Is the Best Way to Repair Your Credit After Filing Bankruptcy?
Asked by S.M. from Chico
on January 17, 2007
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I filed for bankruptcy 6 years ago...and have yet to even TRY to think about doing anything on credit since. However, my husband and I want to buy a house, therefore,...
Answers
- I bought my first home after filing Bankruptcy after only 3 years. I had a very goood loan person. His name is Merrick and here is his contact info. 1301 SE Tech Cen...
- Hi S., My name is C. and I am a Real Estate Agent. I Know quite a bit about Credit and you CAN recover from a bankruptcy. I do credit Repair, it works really well. Wha...
- Just FYI, when still in bancruptcy, any type of credit is under the bancruptcy meaning it does not count either way. So, it is obsolete. If the bancruptcy is done, t...
I'm Getting Married to a Man with BAD Credit
Asked by C.E. from Jackson
on June 2, 2009
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I love my fiancee' very much and cannot wait to marry him. Quik question though. His credit is not swell and he owes out a fair amount of money. That we cannot afford ...
Answers
- Hey C., My advice is to seek legal advice about protecting yourself. I always swore to marry someone who cared about their credit and debt as much as me. I just f...
- The laws have changed a bit, but you might want to consider bankruptcy for him if you're talking lots (over 10k). This worked for us, but we still borrowed some money...
- As long as you apply for future items in your name you should be fine on a credit application. The only problem will be that in that case EVERYTHING will be in your n...
Very Generous Gift from Possibly Poor Family Members
Asked by K.J. from Chicago
on June 18, 2011
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We received $150 for our son's baptism from my hubby's aunt. They are fairly recent immigrants to the US and my MIL tells me that they are poor. We make a very subst...
Answers
- you MIL shouldnt be telling you how much her sister has, that's very rude. They gave you want they wanted to, accept it with a thank you as you would with anyone else.
- Baptisim, marriage, coming of age, etc are very important in some cultures. Accept the gift and be thankful. Down the road a bit. you and your man can do something s...
- I'm with Kiki on this one.
Looking for Advice on Credit, Mortgages, Real Estate
Asked by B.K. from Detroit
on July 17, 2009
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Hi Mamas!!
We've decided it's time to buy a house. We are for sure going to stay in MI so we are ready to commit to purchasing a house. We do have a few issues th...
Answers
- My husband is a branch manager at Top Flite Financial in East Lansing. He can help you fix up your credit and see you into your home in the near future. Give him a cal...
- The good news is that it is never too late to start rebuilding your credit--but it can take time. Pull both of your credit reports (maybe go to your bank and have the...
- When we were looking at buying a house our bank told us that even though we had a couple of open credit cards it wasn't enough revolving credit. So I would ask your le...
Where Can I Finance Furniture with Bad Credit
Asked by T.K. from Dallas
on September 18, 2010
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I need a new bedroom set, but my student loans have demolished my credit. I don't want to rent to own. I just want to buy nice, good quality furniture and make payme...
Answers
- You sound like a generous person, and I'm sure you deserve something nice for yourself. But do you really need a matched set of furniture? I sure don't mind the look...
- I don't want to sound like I'm judging you, but if your credit is bad because of student loans, why not use the good income you have to just knock them out (pay more t...
- A rent to own place might be your only option w/ bad credit. With this economy stores have really tightened down on who they give credit to. I did a rent to own before...
Feedback Needed for Using a Credit Union
Asked by K.H. from Johnson City
on August 25, 2010
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Hi! I recently looked into refinancing our vehicle through a credit union. They have amazing rates but I am still a little uneasy about using the union. I do not perso...
Answers
- love my credit union: we have a mortgage, car loan, HSA, savings account with them.
- My husband and I have had excellent service and luck with our credit union, we use DCU. I would highly reccomend a CU!! :) We've used them for all of our car loans!!
- we paid for my husband truck through the credit union the his company was with., i thought it was great.they took out an amout every pay check so it was like we never...
Seeking New Home Financing for Not So Good Credit
Asked by M.B. from Chicago
on April 2, 2008
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Please Help!!! I am currently renting a home in South Holland that I would like to purchase. But, I don't have the best credit and need to get financed quickly as my...
Answers
- Hi M.! My husband's firm does mortgages and he has told me incredible stories about how some of his clients have been turned down by almost every other lender, includ...
- Hi there M., My name is L. Anderson and I am a Realtor in Indiana. I work very closely with a fellow by the name of Bill Zakutansky who works for a Brokerage named Co...
- Hi M.! I can't guarantee he can help, but if anyone can my brother can! His name is Mike Dedo and he is with RLCA. His direct number is 800.601.3589. He's a senior...
