loans consolidate
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Help!!!!!
Look on www.rtv.com they just did a story last week on companies that " consolidate" loans. I don't know if you can still find the story. I don't remember ...
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- I don't know about that. But I have heard that the best way to get your bills down is to concentrate on the smallest one first. Any time you can(even if it's hard) pay...
- Don't do it, CCC is owned by the credit card companies!! Any good financial advisor will tell you not to use them!! Find another way to get your finances in order, fin...
- I wouldn't use an outside service until after you've done everything you can yourself. They don't really do anything you can't do yourself. There are alot of good boo...
Need Advice on Getting Out of Debt
You may be able to consolidate your loans, into one, with one lower payment. As far as overdue bills, do you belong to a church that could help with that? ...
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- H., I am so sorry for all the bad luck that you and your family are having at this time. Have you checked into any of the Churches? Is there any way that you can work...
- H., Have you tried the HUD and FHA Loans, supposedly Bush has made those easier for families to get since all the foreclosures that are going on. Call a broker or...
- Hi H., I know you probably don't want to but you could try finding a job to help out a little. You could work it around your husbands schedule so you wouldn't have...
What Is Life like After Bankruptcy?
I'd just avoid it. I think it's like taking the easy way out. Can you get a second job? I'd consolidate the debt into one personal loan if you can. ...
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- I'd just avoid it. I think it's like taking the easy way out. Can you get a second job? I'd consolidate the debt into one personal loan if you can. You may need a ...
- Hi there J., My husband and I filed for bankruptcy a couple of years ago. We had such horrible debt and were relying on a settlement from my car accident to dig us...
- I know that filing was probably not an easy decision ... it wasn't for me but it was relly my only choice after divorce. My life got easier - no more phone calls, no ...
I"m DEBT Free..Not! I Need Your Advice Again!
All the advice given here is good - consolidate credit cards, .... We were at $27000 in debt with credit cards, loans, and a remaining car note balance. ...
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- I have actually NEVER heard of the person before. I make decent money, and although I'm not completely debt free, at this time I only owe about $20,000. $10,000 of tha...
- Hi A., It took my husband and I exactly 22 months to get out of debt completely. We were at $27,000 in debt with credit cards, loans, and a remaining car note balanc...
- Nothing personal against Dave Ramsey...but am I the only one that see's that HE is the one rakin' in the cash? Books, talkshows, seminars....hhmm? Its this simple, l...
Bankruptcy
We had a really crappy loan on our house, it was interest only and our payments ..... I suggest this because I , too have have to consolidate. get rid of ...
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- S., We just filed chapter 11; or 7 i forget which one. Anyway, our attorney is in Auburn, we went there because he was recommended to us by a friend. He really knows ...
- Hi S. sounds like you are in a real bind. Some things to consider APART from bankruptcy and maybe a way to get your financial life back on track. Have you considere...
- Dear S., I'm so sorry to hear you are going through all of this. You are certainly not alone. Times are really tough for people right now. A friend of mine is goi...
How to Cut Corners on Monthly Expenses
Either consolidate all of it to the lowest interest card you have or take out a loan interest personal loan to pay the cards off. ...
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- Where do you live? Do you have a WinnDixie around you they have certain bargains on meat buy one and get one free! What is your profession?
- There's a ton of great advice here. I'd like to reiterate the comment about breastfeeding. It will SAVE SO MUCH MONEY. If you are having problems, call the hospital...
- I know you said you already use coupons, but have you checked out thegrocerygame.com? Its a great site and if you want to subscribe, they take your normal sunday coup...
Should We Pay off a Card or Our Truck
I know we're getting ready to pay off our loan early and we're looking at .... often times credit cards will be willing to allow you to consolidate other ...
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- Credit card first! There is no benefit to paying off the truck early. The interest rates for the car and the card are not the same thing. For the truck, it's fixed, it...
- Money is money. Stick with paying off the highest interest item. If it is a credit card, don't run the amount so high again that you can't pay it off every month. T...
- common logic is to pay off the card first, but I would suggest the truck. Once it's paid off, you can change your insurance from full coverage to liability (if you wa...
Mortgage Companies
Sep 22, 2009 ... I have two possible options for you. I work at Bank of the West and we love mortgage loans. ... Considering Refinancing to Consolidate/home Improvement ...
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- Hi V.! I have two possible options for you. I work at Bank of the West and we love mortgage loans. Our rates may be a bit higher (.25%) but you will make your payme...
- I think going through a broker especially during these times is the better way to go. James B. Nutter, from what I have heard, is a very good company to go through. ...
- Hi V., my husband and I recently found out about a great program that will allow us to get a 15-year, 0% interest, fixed rate loan. It's called a mortgage restructure ...
Debt Mnagement and Getting a Mortgage
Maybe talk to your bank for a referal or even a loan to consolidate your bills. Then call and cancel the cards. Sometime you can even work out a lower rate ...
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- I'm going to say that it depends, when I was in college I made a few mistakes, I had to go through a debt consolidation Co. and in no way shape or form did it affect m...
- I know people that have filed bankruptcy and got a mortgage with in the same year. So, I don't see how trying to pay off your debt would hurt. You may end up with a h...
- Hi N. May I suggest a finance and debt coach? His name is Dave Ramsey. You can listen to him FREE on 2 local radio stations. am 1260 or am1090 Both stations ar...
Asking for Other Mom's Input on How They Are Cutting Back During the Recession.
... of living expenses, paid off student loans and our cars loans, etc. ... Whenever possible, I'm trying to shop locally, and consolidate trips in the car. ...
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- Try: 1) http://www.grabillmeats.com/ 2) http://www.angelfoodministries.com/ Food discount sites
- Hi A., I am a mom of 3 -ages 9, 6 and almost 3 year old. Each year I say I won't get carried away w/Christmas but somehow I end up doing just that much to my husband'...
- I recommend the book "Total Money Makeover" by Dave Ramsey. It doesn't talk about ways to save money per say, but it is great for getting your financial life in order...