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Opening a Business
As for credit, I know there are loans for women owned businesses. ... Now I have a business I started for $29, no inventory, no collecting ... It's great though, there are alot of short term loan companies, but check with the BBB to get ...
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- I just started my own business and from a tax standpoint, you'll want to get a tax ID and separate bank account. If it's more of a hobby, you may be able to forego thi...
- What kind of business are you going to open? I started my own business in June 2007. I am a Mary Kay Independent Beauty Consultant. It cost me 50.00 + my first order. ...
- I know you can contact the SBA (they have "local" offices in most major cities), and they will help you get the loans and get started with your business. I personally ...
Mom Whose Thinking of Buying a home...HELP!!
Helpful? Yes | No Save This Remove This Report This Share ... I'm a work from home mom who happens to be mortgage loan officer and used to be a broker. The late pays on your line of credit will definitely lower your score and hurt ... Check out this website: http://www.sha.state.sc.us/index.asp?n=2&p=0&s=2 It looks ...
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- I bought my first home with a first time home buyer assistance down payment loan from the city where I live. I first went through a home buyer education series, spent ...
- Hi L. and Shanna, I'm in a similar situation. I'm in the Charlotte, NC area. In everyone's experience, is a realtor like Shanna described your best bet in finding ...
- Hehe, I know your pain! It took us several years to buy the house we're in now. We talked to the bank, talked to brokers, and had our heades spinning by the time it ...
Mother Seeking down Payment Assistance for Mortgage Information
Also, check with your place of employment as some are now helping employees ... We bought our place with decent (not great) credit in an 80/20 loan where we ... We got really good interest rates and reputable lenders (no subprime or ...
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- Hi C., There are a lot of "creative financing" options available these days - you may be able to get by putting only 5% down. What you'd do is take out a mortgage fo...
- The City of Chicago has a couple of programs available for downpayment or closing cost assistance. Check their website. Also, check with your place of employment as s...
- Hi C., You have to look into the IHDA (Illinois Housing Development Authority) they have the BEST Interest Rates for first time home buyers. They are in the low ...
Poll on What You Think About Repaying Parents
A loan is a loan, no matter the lender. 2 moms found this helpful ... A person's parents are more important than any credit card company, .... Mom and Dad: "Here is a check for you for your birthday" = gift - not necessary to be repaid. ...
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- (written after your update) It sounds like you are doing the right thing-being VERY clear about when you can repay and the reasoning why-sorry to hear about your hu...
- I think that you should repay your parents if you borrowed money and it was not given as a gift. If you borrowed the money from a bank would you question whether or no...
- Loans should be documented in writing and signed by both parties clearly spelling out the amount borrowed and when it is expected to be paid back. I agree with the ear...
Debt Collection-am I Being Scammed?
Meanwhile, you could check with the better business bureau to see if the ... There are companies out there that buy these old loans for pennies, ... But the debt is no longer a threat to your credit reports.....as you well know now. ...
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- There is such a thing as a deficiency judgment (meaning the lender files a lawsuit to recover and the court issues a judgment); however, some states have anti-deficien...
- Dear K L, 3rd party debt collection companies and continue to attempt collection until the cows come home. The bottom line is this: The original debt is over 10...
- Hi! I am so sorry to hear about this stressful time for you. Here is my advice: 1) If your husband is still in somewhat of contact with his first wife, he should call...
I Haven't Told My Dad's Wife That I Transferred His Social Security Check.
It's his Social Security check that he worked hard for. But she is keeping his money and my dad is living ..... no credit check · social security disability ...
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- It's your dad's check and you are now the payee. From your stepmother's point of view, you are going to be in big trouble. My husband is on disability and we got a sur...
- Do you have any legal document placing your dad in your total care? Do you have any evidence from any law enforcement official that your dad is better off with you? In...
- I absolutely agree with what most everyone else here has said that you need legal advice. I'm really surprised that that the social security admin office let this hap...
Paying off Debt
I saw someone else who recommended cccs and I cant tell you how wonderful they were There were no hidden fees They negotiated with the credit card companies ...
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- Hi J., I would imagine you are overwelmed with the responses to your inquiry. I too am a financial coach and would recommend any sort of program without using any co...
- If you had any questions about credit repair, I would recommend my in-laws in Georgia. They work with people from all over the country, so it doesn't matter if you ar...
- J. I am a financial consultant. Be careful with some of these companies. Most of them have hidden fees. Sometimes you will be paying more than you already are. Also if...
Wanting to Buy a House, but How?
I suggest you check out Dave Ramsey on his Web site at http://www.daveramsey.com . ... No more credit cards, no more spending more than you have, you have to budget ... Qualifying for a loan and affording one are two different things! ...
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- There are lots of ways to help you bring down debt and still purchase a home (without getting ripped off) Try to stay in the same apartment for the next three years wh...
- Really think hard on why you want to own. It's a big responsibility and you might be suprised at the cost of maintenance that you don't pay when you rent. So many ...
- After reading all of the response I decided to let you know about another method that noone here has mentioned. I brought my house 10 yrs ago as a single parent makin...
Striking a Balance Between Saving and Spending
Oct 21, 2009 ... is paid We have no credit card car or student loan debt and have .... youll both keep yourselves in check and on board with each other ...
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- While I think that it's great that you are planning ahead and trying to be practical, I have to say that you don't seem to have any real issues here financially compar...
- Hi J.- It sounds to me like you and your husband are doing very well financially and have a great safety net in the event that something like a job loss should happ...
- It sounds like you are doing great. I know from talking to financial planners that if you have to choose between retirement versus education, you should first fund re...
401K & Foreclosure
I don't want to pay them the entire amount we got from the 401k check right ... We have no idea what happens to us if we go into foreclosure, no idea if we ... on the market for sale, then try renting for awhile to repair your credit. ... If you took it out as a general loan then you can use it however you want. ...
Answers
- I'm so sorry for what you are going through. Unfortunately I don't have any good answers for you?! I would suggest talking to a lawyer...but that would cost money to...
- I think that if you took the money out of your 401k for the house then you need to use it for that. If you took it out as a general loan then you can use it however y...
- I guess I'm confused as to why you are working a job that is costing you the possible loss of your home? When my child was born, I had been working a job, but when we ...
