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Suggestions for a Good Credit Card That Gives Back
Our Capital One card just loan us 0% for one year so we could rehab a house ... That's the only way to "make" money on a credit card. Helpful? Yes | No Save ...
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- we use chase freedom card..money back and no interest offers too.
- We have a Toys R Us card from Chase. You get 1% back on every purchase and 3% on any purchase from Toys R us, Babies R us, etc. You get the $ back in gift cards for ...
- Discover Card is nice. No limit on rebate amount. We pay our daycare with this at KinderCare. We also use a Citibank Dividend card, but that has a cap of $300 in ...
Am I Responsible for My Soon to Be X-husband Not Paying the Mortgage?
This includes mortgages, loans, and credit cards. Even with divorce papers, no matter what you agree upon, the creditors can come after you and can ruin ...
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- Hopefully, there was paperwork done at the time of the divorce that takes your liability off you. You probably need to contact a real estate attorney to review your op...
- Yes, you are still responsible. The mortgage company doesn't care what kind of agreement you and your husband came to, they only care about the agreement "your mortga...
- If your name is on the mortgage or et all yes you are responsible. Regardless of whether he made payments at all you are responsible. Have you contacted your mortgag...
Help! I Need to Know If This Is Legal?
Oct 22, 2009 ... Yes | No Save This Remove This Report This Share ... If you and your hubby both have credit issues, also this is not going to do anything to ... Forget about tax decuction if the title and loan is not in your name. No ...
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- Contact an escrow company or a real estat lawyer. If you should do something like this, get it in writing and have the money through escrow go directly to the payment...
- First, This is a great forum to bounce ideas and opinions and I'm sure you'll get a lot of responses with this question. HOWEVER.....I would speak with someone with...
- I wouldn't advise anything without talking to professionals because: I had a neighbor do this. They paid for about 2 years and then the "seller" defaulted. They wer...
Mortgage Interest Rate Question
Sep 21, 2009 ... Helpful Yes | No Save This Remove This Report This Share. C.K. answers from Kansas City on September 21 2009. Community America Credit Union ...
Answers
- We refinanced at the beginning of the year and got a 30 year fixed for 5.125%.
- It will be a little lower, but you will still probably have a larger payment because of the reduced years. I bit-the-bullet shortly after buying our house and reduced...
- Most lending institutions now have their mortgage rates online, but they can change daily. You can often eliminate the points associated with refinancing by taking an ...
In Debt up to My Ears
Apr 21, 2009 ... Not a loan, but they bring down the total payment to something more .... Your credit score does not get ruined. Helpful? Yes | No Save This ...
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- Hello C., My name is B. and I live in Colorado. I also am still paying off some old debt, but I am able to do so with my home business with Arbonne. Are you inter...
- Hi C. -- don't do the loan consolidation thing. I recommend you get books by Dave Ramsey and/or Mary Hunt. Your local library should have them. Read those first -- ...
- Check out Dave Ramsey before you try one of those places. We went to Consumer Credit Counseling at one time, but their fees are high for what they do. Dave Ramsey has ...
Question About Identity Theft
Which I did. The downside is that I have to pay ten bucks to unfreeze it if i want to take out a loan or get a new credit card. Now no one, including me, ...
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- its good that you put the fraud alert on that will deter a lot altough will end up being a huge pain for you in the future.. It happened to my husband and we still hav...
- sorry! this must be incredibly frustrating to say the least. The IL Attorney General's Office has a helpline for people who are victims of identity theft. I would de...
- Hi D., I had my wallet stolen years ago and unfortunately my social security card was in there. I am still dealing with issues although the credit card companies and...
Poll on What You Think About Repaying Parents
A loan is a loan, no matter the lender. 2 moms found this helpful. Helpful? ... A person's parents are more important than any credit card company, ...
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- (written after your update) It sounds like you are doing the right thing-being VERY clear about when you can repay and the reasoning why-sorry to hear about your hu...
- I think that you should repay your parents if you borrowed money and it was not given as a gift. If you borrowed the money from a bank would you question whether or no...
- Loans should be documented in writing and signed by both parties clearly spelling out the amount borrowed and when it is expected to be paid back. I agree with the ear...
Should We Pay off a Card or Our Truck
I know we're getting ready to pay off our loan early and we're looking at the .... This would allow you to have 1 payment, no credit card debt and you could ...
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- Credit card first! There is no benefit to paying off the truck early. The interest rates for the car and the card are not the same thing. For the truck, it's fixed, it...
- Money is money. Stick with paying off the highest interest item. If it is a credit card, don't run the amount so high again that you can't pay it off every month. T...
- common logic is to pay off the card first, but I would suggest the truck. Once it's paid off, you can change your insurance from full coverage to liability (if you wa...
Debt Mnagement and Getting a Mortgage
We ended up get a home equity loan through my local credit union and paid off ... THe good news is I now have no credit card debt! I highly recommend the ...
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- I'm going to say that it depends, when I was in college I made a few mistakes, I had to go through a debt consolidation Co. and in no way shape or form did it affect m...
- I know people that have filed bankruptcy and got a mortgage with in the same year. So, I don't see how trying to pay off your debt would hurt. You may end up with a h...
- Hi N. May I suggest a finance and debt coach? His name is Dave Ramsey. You can listen to him FREE on 2 local radio stations. am 1260 or am1090 Both stations ar...
Mom Whose Thinking of Buying a home...HELP!!
Helpful? Yes | No Save This Remove This Report This Share ... I'm a work from home mom who happens to be mortgage loan officer and used to be a broker. ... high interest loan with a prepayment penalty because of my husband's bad credit. ...
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- I bought my first home with a first time home buyer assistance down payment loan from the city where I live. I first went through a home buyer education series, spent ...
- Hi L. and Shanna, I'm in a similar situation. I'm in the Charlotte, NC area. In everyone's experience, is a realtor like Shanna described your best bet in finding ...
- Hehe, I know your pain! It took us several years to buy the house we're in now. We talked to the bank, talked to brokers, and had our heades spinning by the time it ...
