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Mother Seeking down Payment Assistance for Mortgage Information
Read all 5 responses: "I am in the process of looking for a home and would like to know if anyone has any information for ... Home Loans/government Grants ...
Answers
- Hi C., There are a lot of "creative financing" options available these days - you may be able to get by putting only 5% down. What you'd do is take out a mortgage fo...
- The City of Chicago has a couple of programs available for downpayment or closing cost assistance. Check their website. Also, check with your place of employment as s...
- Hi C., You have to look into the IHDA (Illinois Housing Development Authority) they have the BEST Interest Rates for first time home buyers. They are in the low ...
Still Owe $$$ on Car After It Was Totaled in Accident
signup; login. Login with Facebook. Home .... Have your tried talking with who ever owns the loan you still owe on? Maybe they will settle with your for a ...
Answers
- Did you guys get gap insurance (something like that) that covers the difference in cases like this? We had gotten it with one of our cars after having that happen to u...
- Was it really "totalled"? What an insurance company consideres totalled is based on a formula - but it is still sometimes better (ie. more economically feasible) to g...
- I don't think it would be in your best interest to try and get the dealer to roll what you owe into a new car loan. Have your tried talking with who ever owns the loa...
Drywall Repair - Help Needed for Independence Home
In order for me to list this home on the market, there is some drywall work to be done. ... before that worked as loan officer at a credit union ...
Answers
- Hi F.. A very close friend of mine has his own business--One Handyman. He does anything and everything. His name is Ken Westpfahl and his number is ###-###-####. T...
- F., Call Pastor Bob Christensen at ###-###-####. His sons Kurt and Chad who are college graduates, have an excellent Dry Wall business and they live at home with him...
- Here is a number for h and h remodeling. ###-###-####. His name is Tom Hayward. He does good work and is very resonable. He has been doing this kind of work for over 2...
Mortgage
Apr 22, 2009 ... You still need to borrow $240k for a $250k home. Your LTV (loan to value) ratio is too high, no matter how much money you paid out of pocket ...
Answers
- Hi K., AR below is right; it's because it's an FHA. There are a couple differences when dealing an FHA loan. If you don't have a mortgage broker you should look i...
- PMI was made tax deductible only recently, and there is no guarantee that it will be so forever. It was passed as part of all the measures to help homeowners. I wou...
- Hi K., Congratulations! We are in the same boat as you. It is my understanding that if you have 20% down then it is better to get a regular loan specifically to...
How to Find Little Home at Richardson Area
This may help you choose a neighborhood to start looking for a home. .... If you can't get a loan, you'll have to rent. A good place to start is ...
Answers
- Hi L. - I'm sending this a little late but I'm sure you've gotten a zillion messages from realtors. Well, here's one more. First, decide if you want to rent or buy. ...
- I would look for a home/apt in Richardson that has the Plano ISD, perfect combo :) M. www.m3vno.myarbonne.com
- There are cute little homes in Richardson Heights. It is located West of 75, south of Beltline and East of the creek. Some homes are as small as 1300 sq ft. But there ...
Home Builders
If you are selling a home they will not extend your closing date for any reason. They will be sneaky about how to process the loan and could care less if ...
Answers
- We owned a Ryland Home back on the East COast before moving here last year. We had it built in 1996 and loved it. Loved the style, the flexibility they provided me i...
- Hi, We just bought our second Ryland Home because we fell in love with the models they had. Our second experience was horrible. The sales people were great but when i...
- Hi M., I would suggest getting a 1 year warranty with your home. This is not out of the ordinary to expect in your contract. You might find issues after moving in...
Can He Sell the House
Read all 11 responses: "My huband purchased our home 3 years ago prior to us ... I asked all this of our loan officer when we went through the equity, ...
Answers
- He can sell the house because it was puchased before you were married, it's labeled as personal property. You can either assume the mortgage if he's willing to let yo...
- Wow everyone has a lot of opinions. I can tell you exactly what happened to my husband and I. We both owned homes before we were married. When I sold my house, whic...
- Hi L.: I moved to FL from WI about a year ago. I'm not sure of FL law, but I know in WI there is the marital property law which states that anything either of you ow...
Mortgage Company to Refinance with and Should I Pay More to Get a Lower Rate?
We originally had a mortagage and a home equity loan from when we first bought the house and wanted to get rid of the home equity loan and put it all in the ...
Answers
- Most of the time it cost about $2000 to refinance your mortgage. With that said, intrest rates are so low it's unreal. I think they are between 4.9% and 5.6% and tha...
- You need to figure out if the closing costs will out weight the benefits of the new rate. What is your current rate? What are they offering? I would not refi if the cl...
- Hi, I just refinanced with a rate of 4.5% for 30 year fixed (did not have to buy the rate down) with RBC in New Bern. The loan originator there is efficient and ver...
Advice on Selling Your Own Home
A few years ago any Tom, Dick or Harry could get a home loan, not now. But a lot of people are looking to rent. Many people have lost their homes and need ...
Answers
- Does realtor.com give you an MLS number? I think it's worth paying whatever you have to pay to get listed on the BLC with an MLS number so that when people do interne...
- Have you offered rent to own options? You may need to say the price is reduced. I will keep you in my thoughts and prayers.
- S.- Have you tried to pay to have your house listed on MLS? with pictures? I have sold 4 houses in the past 10 years and have found that when we are looking, there hav...
Debt Collection-am I Being Scammed?
2) If you husband will not communicate with the ex, then he needs to contact the bank from where the home loan originated and ask about what is going on. ...
Answers
- There is such a thing as a deficiency judgment (meaning the lender files a lawsuit to recover and the court issues a judgment); however, some states have anti-deficien...
- Dear K L, 3rd party debt collection companies and continue to attempt collection until the cows come home. The bottom line is this: The original debt is over 10...
- Hi! I am so sorry to hear about this stressful time for you. Here is my advice: 1) If your husband is still in somewhat of contact with his first wife, he should call...
