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What Is the Best Way to Repair Your Credit After Filing Bankruptcy?
Get a credit card or a loan for a car or furniture. I filed in 1996 and owned my .... account to cover any earned fees during the course of the program. ...
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- I bought my first home after filing Bankruptcy after only 3 years. I had a very goood loan person. His name is Merrick and here is his contact info. 1301 SE Tech Cen...
- Hi S., My name is C. and I am a Real Estate Agent. I Know quite a bit about Credit and you CAN recover from a bankruptcy. I do credit Repair, it works really well. Wha...
- Just FYI, when still in bancruptcy, any type of credit is under the bancruptcy meaning it does not count either way. So, it is obsolete. If the bancruptcy is done, t...
Auto Finance--Do We Have ANY Rights??
Now I have not been very good about paying on my loan. I KNOW that! I just paid almost $1000 to get my account current plus late fees. ...
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- I work at a financial institution and can sometimes hear my collections department. I think that they do have the right to be firm in collecting their money. Believe...
- As a former debt collector, she is trying to scare you. I would get your bill up to date. Some debt collectors have those type of tatics to bully people. Everyone has ...
- J., Sometimes people are just rude. It is her job to collect money - not a fun job I am sure. Why don't you just make sure you pay your bills on time to avoid all...
I Think I Am Going Insane
He was awarded 3500 on a low interest student loan that will not have to be .... College is absolutely full of fees, I agree with the person that said ask ...
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- I know the feeling. I have a daughter that has registered at AUM and it's the same thing. The fees never end.
- I have two children currently in college and yes the cost for this and that is enormaous. You will get thru it all, I'm almost thru the first year, just three more to ...
- Hey! I'm from Enterprise, AL. My co-worker just sent 2 sons to UAB and had to pay all kinds of fees. She had to buy each a $250 meal ticket for the school food and on...
Do Banks Check Credit Before Giving You an Account?
So maybe she owns another bank over draft fees. Hope this helps! Helpful? .... FICO scores can your ability to get a loan, a job, or an apartment. ...
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- some do but not usually a full credit report. They have some way of checking to see if you bounced a lot of checks in the past and would refuse to give you an account...
- Most banks check your check-writing history prior to opening an account for you, or adding you to an existing account.
- I didn't know that either because we don't sign anything giving them permission to do so. I wonder if they are talking about a different type of check in the bankin...
Debt Collection-am I Being Scammed?
I was a mortgage loan collector a few years ago and this does sound ... The costs in attorney fees would be cheaper than paying back a debt on a home that ...
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- There is such a thing as a deficiency judgment (meaning the lender files a lawsuit to recover and the court issues a judgment); however, some states have anti-deficien...
- Dear K L, 3rd party debt collection companies and continue to attempt collection until the cows come home. The bottom line is this: The original debt is over 10...
- Hi! I am so sorry to hear about this stressful time for you. Here is my advice: 1) If your husband is still in somewhat of contact with his first wife, he should call...
Help!!!!
It's my daughter's 15th b-day & with school starting, I have fees to pay. ... I too got into the payday loan trap and it is the worst thing possible. ...
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- I too got into the payday loan trap and it is the worst thing possible. I recommend filing for bankruptcy. It will wipe out your debt. Mark Johnson at the Wagoner B...
- Have you thought about refinancing your house, and taking the money out? I know a great mortgage broker who is good to work with, and can get loans through (even with ...
- I agree with who posted the comment about payday loans. In my algebra class last fall, we figured out the interest on a loan and it ended up being about 1 2/3 more in...
Looking for a Bankruptcy Lawyer
I work at a credit union as a loan officer and I'm also in charge of the ... Lawyers of course have to have upfront fees, since this is bankruptcy and they ...
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- Just a little known fact on Bankruptcy, since the laws on bankruptcy had changed, you might still have to pay back debts, but in a longer time period. Lawyers of cour...
- Maybe you should consider looking for a fulltime job, your kids are all school-aged. That extra money can help you pay your debts.
- I think Rebecca is right, try to do credit counceling first. If that isn't going to work for you, there is a great bankruptcy Attorney in Newark. Macey & Aleman, 888...
The Difference Between Owning Your Own Home or a Condo.
There are a lot of different programs to help you get a loan, some even with ... With a condo association fees, i'm not sure those are tax deductible in the ...
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- HI. You are definitely smart buying and not renting. You throw away your money renting. When you own, the money is going toward equity you will get back when you sell....
- I have lived in a Condo and I really want to own a single family now. Condo's are nice for convience, however depending on the size of the association there can be...
- I will start by saying you have to ultimately decide what works best for your specific situation. Anything anyone tells you or advices you on, including myself is bas...
Banking in HV/FM Area
We left Bank of America with roughly $300 in unpaid fees that we deemed ... Our only experience with Washington Mutual was with a home loan and it was ...
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- We are quite happy with Bank of America. Free online checking and bill-pay, and I can't recall ever being anywhere that I couldn't find a Bank of America ATM. With 2 ...
- If you're new to the whole Dallas area, I would suggest you make your choice based on where you will do your most living / what you need. For instance, if you constant...
- I have heard nothing but horror stories about BofA. I bank with Chase and have been with them for 8 years, they were Bank One back then. I love them.
Financial Decisions on Short Sales
However, the loan is most likely in both of your names. If not, just be aware that this is only ... I can only assume that was lawyer fees, and other costs. ...
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- We also did a short sale on our home and our understanding from our mortgage company was that it does include the short sales as well..Our mortgage company was going t...
- Julie, It is for both, but your income may be a factor. Check with an accountant about your income.
- Hi Julie, The debt forgiveness act applies to the short sale and forclosure. Do a quick search on google and you can find all of the requirements to qualify, not th...
