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In Debt up to My Ears
Apr 21, 2009 ... If you are like me and your credit is good, but it is your debt that is overwhelming than you might look into a debt consulidation loan to ...
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- Hello C., My name is B. and I live in Colorado. I also am still paying off some old debt, but I am able to do so with my home business with Arbonne. Are you inter...
- Hi C. -- don't do the loan consolidation thing. I recommend you get books by Dave Ramsey and/or Mary Hunt. Your local library should have them. Read those first -- ...
- Check out Dave Ramsey before you try one of those places. We went to Consumer Credit Counseling at one time, but their fees are high for what they do. Dave Ramsey has ...
What Is the Best Way to Repair Your Credit After Filing Bankruptcy?
But in the meantime I still had my car loans and some credit cards opened. .... The second thing to do *IS* to open 3 lines of credit--car loan/credit ...
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- I bought my first home after filing Bankruptcy after only 3 years. I had a very goood loan person. His name is Merrick and here is his contact info. 1301 SE Tech Cen...
- Hi S., My name is C. and I am a Real Estate Agent. I Know quite a bit about Credit and you CAN recover from a bankruptcy. I do credit Repair, it works really well. Wha...
- Just FYI, when still in bancruptcy, any type of credit is under the bancruptcy meaning it does not count either way. So, it is obsolete. If the bancruptcy is done, t...
Cashing in My 401K to Pay off Credit Cards
What about a regular personal loan from your bank? That way you can choose a payoff period, the balance does not continue to grow, like a credit card ...
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- Hi J., You should consult an accountant to be sure. But, I believe you pay all your capital gains taxes up front. I'd also consult an accountant about the best way t...
- DON'T DO IT! Dont cash in your future to pay off the past. You'll be creating more problems. Go to Consumer Credit Counseling Services, of New Jersey or whatever s...
- DO NOT DO IT! You will get hit so hard in taxes and penalties that you will have to take a loan just to pay that! My mom closed out hers at a previous job and she had ...
Financial Advice
I would not close out accounts or take out any more loans. If you do get an offer from one of the credit cards you already have with something like 1-4.9% ...
Answers
- L., This economy is tough for everyone. Whatever you do, do not go with a debt consolidation company who promises to save you money and work w/ your credit card c...
- I have not ever been in that situation, but from watching a number of different things on tv, magazines etc. You should definitely look at your debt and lay it out if ...
- Hello, I hear you there. Though I must say, your debt is not bad and very manageable. I would not close out accounts or take out any more loans. If you do get an offer...
Credit Repair
Aug 30, 2009 ... Is anyone fimilar with ways to repair credit scores I made alot of bad .... loan for people with bad credit · bad credit home loan mortgage ...
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- i have worked in credit & collections for 12 yrs. I would be glad to help you clear up your credit report. Its not as hard as you may think. If interested email me:...
- The first thing I would do is to find out what Dave Ramsey says! He is excellent and I wish I started he's program while I was younger. Good luck. A grandma.
- Hi J., I actually had a client two years ago who had terrible credit and could not get approved for a home. She worked with Brad Polin, with Coastal Lending Team, ...
Suggestions for a Good Credit Card That Gives Back
Do you ladies have any suggestions for a reputable major credit card that ... Our Capital One card just loan us 0% for one year so we could rehab a house ...
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- we use chase freedom card..money back and no interest offers too.
- We have a Toys R Us card from Chase. You get 1% back on every purchase and 3% on any purchase from Toys R us, Babies R us, etc. You get the $ back in gift cards for ...
- Discover Card is nice. No limit on rebate amount. We pay our daycare with this at KinderCare. We also use a Citibank Dividend card, but that has a cap of $300 in ...
Help with Credit Card Debt
You are better off to go with a line of credit if you can. Helpful? ... If you have a home on which to get a loan that would be better. I talked with the ...
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- Typically if you use a debt consolidation company they are able to lower the total amount you owe before you even make your first payment. Go to goodsenseministry.com ...
- Hi V. Last year I consolidated my $10,000 debt via a really awesome family credit union. Doing so lowered my total interest rate immensely, and my monthly payment...
- Good Morning V.... I wanted to let you know I just started a program with Family Life Resources.. They are a Christian non-profit agency that helps determine whats ...
Mother Seeking down Payment Assistance for Mortgage Information
We bought our place with decent (not great) credit in an 80/20 loan where we have a 1st and a 2nd mortgage, but we only had to come up with the earnest ...
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- Hi C., There are a lot of "creative financing" options available these days - you may be able to get by putting only 5% down. What you'd do is take out a mortgage fo...
- The City of Chicago has a couple of programs available for downpayment or closing cost assistance. Check their website. Also, check with your place of employment as s...
- Hi C., You have to look into the IHDA (Illinois Housing Development Authority) they have the BEST Interest Rates for first time home buyers. They are in the low ...
What Does Botox Cost?
And since not paying on this loan won't affect HER credit (because it's already bad or they'd give her a loan without a co-signer), she'll go on with her ...
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- Not sure what it costs, but I would tell her, we have two children to raise and put through college and just can not afford to sign on any more debt. I know they are ...
- Hi L.. I'd just like to tell you from personal experience...$ and family/friends don't mix. It will just make for a load of problems if you co-sign for your mom. Ju...
- Oh my!! She really gets this done once a month? Shame, shame, shame on the doctor who is doing this so frequently. My doctor charges between $300-$350 on botox. He o...
What Is Life like After Bankruptcy?
Places will still give you loans and credit cards. .... Our credit rating went up enough to where we were able to get a car loan 15mo after our bankruptcy ...
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- I'd just avoid it. I think it's like taking the easy way out. Can you get a second job? I'd consolidate the debt into one personal loan if you can. You may need a ...
- Hi there J., My husband and I filed for bankruptcy a couple of years ago. We had such horrible debt and were relying on a settlement from my car accident to dig us...
- I know that filing was probably not an easy decision ... it wasn't for me but it was relly my only choice after divorce. My life got easier - no more phone calls, no ...
