loan
Related Questions & Answers
Results 1-10 from 2,017 articles
Advice About Forclosure
This is an option I am considering due to the wonderful sub-prime loans that were offered years ago. My home is now worth..."
Answers
- Have you considered renting the home out until the economy recovers sufficiently and you have paid down your mortgage enough to sell? It can be a hassle, but there are...
- Hi A., You may consider renting or leasing. We have two houses that we could not sell when we moved out of there (Indy and Ohio) because my husband's job. It is no...
- I am a Realtor in Topeka, Ks and there is more than one solution. Are you behind on your payments? Calling your lender directly is the first step. You may be able to g...
What Is Life like After Bankruptcy?
Last year I was approved for an auto loan-through a bank, not one of those auto credit ... I was still able to get loans before the seven years was up. ...
Answers
- I'd just avoid it. I think it's like taking the easy way out. Can you get a second job? I'd consolidate the debt into one personal loan if you can. You may need a ...
- Hi there J., My husband and I filed for bankruptcy a couple of years ago. We had such horrible debt and were relying on a settlement from my car accident to dig us...
- I know that filing was probably not an easy decision ... it wasn't for me but it was relly my only choice after divorce. My life got easier - no more phone calls, no ...
Going Back to School?
I had to take out some student loans while going to school just to help with ... The government gives you 30 years to pay the loans back, trust me I know. ...
Answers
- Going back to school would be the best for you and your kids. If your boyfriend is not going to support you in this do you have family that can help you out? I would s...
- R., Schools have daycare. If he's not supportive of you, then YOU have to be supportive of you. School is such a wonderful gift to yourself and to your children...
- Hi R., It sounds like you're in a tough spot financially right now. I think that if you're willing to make the sacrifices to work and go to school you should. I'm...
Do Banks Check Credit Before Giving You an Account?
In the beginning, many of them may have been able to afford the loan, but things changed and before it was known..the loan goes bad, the bank customer may ...
Answers
- some do but not usually a full credit report. They have some way of checking to see if you bounced a lot of checks in the past and would refuse to give you an account...
- Most banks check your check-writing history prior to opening an account for you, or adding you to an existing account.
- I didn't know that either because we don't sign anything giving them permission to do so. I wonder if they are talking about a different type of check in the bankin...
College Savings Plan
Also, an idea I had was having your children take out loans for college. ... Then I also had a loan & paid it off after I graduated and had a good job. ...
Answers
- C.- I work for a mutual fund company. There is a plan called a Coverdell Ira. I don't know all the exact details about the plan, but I am pretty sure the max amou...
- C., I am a nurse and I have also taught school. Our financial advisers suggested to us that we use the College Bound Fund program. You can make monthly deposits or ...
- As the others said.....529 plan. Also, go to upromise.com and become a member. You get rebates from retailers that are deposited into your 529s. (distributed between...
Credit Repair
Aug 30, 2009 ... We did still get the house but it was difficult and it was back when they were giving loans out left and right to anyone. Time and making payments on time ...
Answers
- i have worked in credit & collections for 12 yrs. I would be glad to help you clear up your credit report. Its not as hard as you may think. If interested email me:...
- The first thing I would do is to find out what Dave Ramsey says! He is excellent and I wish I started he's program while I was younger. Good luck. A grandma.
- Hi J., I actually had a client two years ago who had terrible credit and could not get approved for a home. She worked with Brad Polin, with Coastal Lending Team, ...
Foreclosures
The loans had low rates, but the fine print stated in 3 -5 years the payments would be ... 'Walking away' means you are leaving your loan and corresponding ...
Answers
- Walking away means that you allow the lender to foreclose on your home and YES it does have consequences! It's not easy, it's stressful and To have your home foreclos...
- When a homeowner "walks away" from their home....it simply means that they are moving out of their home and letting the bank have it. Unfortunately, we find ourselves ...
- B. ~ "Walking away" means that you just stop paying on your mortgage and let the home go into foreclosure. Yes, it affects their credit history for anywhere from 2 to...
Do I Lose My Previous Social Security Credits If I Become a Teacher
... while my husband and I drive an 8 year old car and work full time while paying for my school and daycare with student loans for the same degree, ...
Answers
- Im a teacher and I just want to make SURE that is what you want to do! I know a lot of miserable teachers out there, I am one. As far as SS, in arkansas, I worked ...
- If you have 40 credits or more of social security, you do not lose that money. You'll be able to retire with both social security and teacher retirement.
- I cannot figure out how to delete what I said because everyone else has great answers.
Going Back to School?
I qualified for "displaced homemaker" status and took all loans and grants offered. ... I have a huge student loan debt, but I don't regret it one bit. ...
Answers
- Go for it! I am a 35 year old single mother of 2. I resigned my full time job an began going to college full time and only working part time about 2 1/2 years ago. I...
- I had my son while I was still in school, only took 2 weeks off and returned. I changed my degree after having him so just graduated last fall and he turned 5 this mon...
- Hi S.! Have you thought about or looked into taking online courses? I did this through Univesity of Phoenix because I wanted to be able to stay home with my kids......
Explaining Death to a 3 Year Old
My husband and I told our children that God loans us our grandmas and parents for a while but He does call them back to Heaven when He needs them. ...
Answers
- I've only had one similar experience, but I was shocked. My niece was 3 when her father passed away (car accident). She didn't actually go to the funeral, but she w...
- Hi D., My family lost my grandma in April and my three(3) old loved her alot. She too died of cancer. Unfortunately we only had two weeks to deal with it all before...
- Hello D., I feel for your family. I am also Catholic and go to pauline book store in Crestwood for many of my recourses. There number is ###-###-####. I know that t...