life insurance policies
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Need Health Insurance for Family
Asked by A.B. from Phoenix
on October 3, 2008
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WE have insurance through my husbands work that we just got in April. We pay way to much I think for it. The company is now changing insurance and it is now even more...
Answers
- Check out LifeWise of AZ. I'm still on Cigna because I still want to have more kids, but my husband and daughter are on it and it's the cheapest and best insurance we...
- You might be surprised the cost of insurance. There might be cheaper out there but you have to look at what you are getting for the cost. www.azblue.com will give you...
- Oops, I just saw that you are in AZ so I'm not sure how helpful this will be but I would recommend an insurance agent. they were very helpful. Good luck Look at th...
Gerber Life Ins
Asked by S. from Las Vegas
on October 31, 2007
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Hi, I was just wondering if any of you have signed up for the Gerber Life ins program for your litle ones. I've been getting brochures in the mail scince before my son...
Answers
- You MUST have life insurance on all of your kids until they have their own full-time employment out of your home. However, I am not familiar with the Gerber product. ...
- I have gerber life ins for both of my kids, 13 and 2. I like the program very much. It is very affordable and it gives you many options on how to pay. I would recco...
- Actually S., we did sign up in 2001 for my first born entered the world. we did it maybe a day or two after we was born. Unfortunately, we was not expecting to collect...
Needing a Health Insurance Policy
Asked by S.P. from Houston
on May 19, 2009
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Does anyone know of a inexpensive medical insurance policy and/or RX policy? Please let me know if you have any advice or idea. Thanks!
Answers
- This is an amazing system that gives Access to health care for EVERY budget! NO DEDUCTABLES AND NO WAITING period! Individual: $19.95/month Family: $24.95/month http:...
- Depending on what your needs are - for yourself or your children? If it is for your children and we you meet a certain income level you may be eligible for the Texa...
- My two children and I are on Scott and White and love it. We have vision and dental. I was covered for the delivery of my second and had a wonderful experience. The ...
Family Insurance Under Obama
Asked by J.S. from Austin
on November 29, 2012
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Can someone please explain to me how Obamacare has helped with the cost/availability of medical insurance. I don't want to start a political discussion based on feelin...
Answers
- Remember that most portions of the Affordable Care Act have not even been put in place yet, so it's not really fair to blame Obama for your situation (with which I sym...
- The true horror of this law is they are going to create formulas to determine if your employer is passing too much along to you the employee. There are two sides to t...
- The calculator only told me how much I would pay if I was forced to get insurance through "a different plan through your state’s exchange with federal assistance". ...
Temporary Health Insurance
Asked by R.G. from San Francisco
on March 24, 2009
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Hello mamas,
My husband was laid off from his job with no severance package and our health insurance terminated as of March 16th. I do not have a job outside the h...
Answers
- Sorry to hear about your husbands jobloss! My family has Blue Shield of CA. We are self employed and it has been the best thing for us.. I would be aware of wh...
- I'm so sorry to hear that - the economy HAS to get better soon! My family was recently on COBRA to the tune of $1000/month, so I feel your pain. But meanwhile, how ...
- Hi Sorry to hear your husband was laid off, a lot of that is going on, hopefully he will get called back to work or find something better. Good Luck My name is ...
Health Insurance for My 2 Daughters
Asked by J.M. from Phoenix
on March 16, 2010
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Hi! I need to get health insurance for our 2 children. We are currently covered under Ahcccs, however our income level has recently changed and now we don't qualify....
Answers
- Our friends have insurance through Blue Shield, its a balance 2500 plan. We almost signed up for it too but my husband became eligible for insurance through his work. ...
- Hi J.. My husband is an Insurance Broker and he does have many different carriers that he can help you shop around for the best price for your situation. His website...
- I shopped around a lot for insurance when we were 'on our own'. I found that BCBS had the best rates with the best benefits.
Can I Get on His Insurance Before We Wed?
Asked by T.L. from Phoenix
on October 9, 2011
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Hey ladies, I'm engaged, and we've recently learned we are expecting our 1st child together...I have insurance through my job, but he believes his insurance is better ...
Answers
- No you can't get on his insurance til your married. And even then his insurance might not cover the pregnancy anyways, because some you have to be married a year befor...
- When I turned 24 I fell off my father's health insurance and was uninsured for the first time in my life. I'd been living with my boyfriend for the past five years and...
- I would just get married now to get on his insurance. You can still do something quick and special. I planned my weeding in two months and it was not just a courthouse...
Critical Illness Insurance
Asked by J.G. from Chicago
on January 30, 2013
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A friend of mine that lives in Canada recently told me about Critical Illness insurance. She is buying a policy that covers 26 conditions and that will allow her to ge...
Answers
- Look into Long Term Care Insurance, and a Short Term and Long Term Disability policy. I know State Farm provides these, and I'm assuming others like Allstate and Nati...
- J., my husband has sold Aflac for the last 13 years and is consistantly in the top 10 agents in AZ. They are #1 in supplimental insurance. Contact a local agent and ...
- we have supplemental insurance thru Colonial. We used to use Aflac. None of our programs offer a return on our $$. 1st time for me on this one! & as for the ...
Insurance @ 42 Yrs. Old!?!?
Asked by J.M. from Chicago
on July 29, 2011
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Hi!
Believe it or not, I am 42 and my fiance' is 44 and we have never considered insuring ourselves (idk?) until now. Was wondering if you wonderful ladies had any...
Answers
- Go for term- about 8 to 10 times your salary. Here's some info you might find helpful: http://www.daveramsey.com/article/the-truth-about-life-insurance/ btw- my h...
- We got term because our financial planner pointed out that the 30 year plan would get us late into our 60s. At that point, our house would be paid off, kids out of th...
- Why do you need life insurance. Is someone dependent upon your income who will be unable to get by if you die? If not, you probably do not need it. Most financial advi...
Sekking Good Health Insurance
Asked by M.L. from Evansville
on February 20, 2009
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I was wondering if anyone out there knows of a good Health Insurance Company. I am in good health (knock on wood) but a person never knows when they will need it. I ...
Answers
- Hi M.! I am sorry to hear of your dilemma. That would make me so mad! David Flesch at Scanlon and Associates is the hardest working broker I know. He is very caring...
- I am now a single mom of 2 and the kids get their insurance through their father. I sell Avon, am a Pure Romance consultant, AND am a marketing team manager from home...
- I'm pretty sure you can apply to Anthem as an individual. I did when I was in New Mexico. You can get comprehensive or just emergency type of insurance. I think at ...
