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What Kind of Life Insurance Is Good to Have?
I am in my late 30s, have one daughter and I am married. What kind of life insurance is important to have? I have life insurance at work, but only as long ...
Answers
- Suzi Orman and several other financial experts suggest a term life policy. It is low cost if you start it while you are younger (20's - 30's) and should be for an amo...
- I have Thrivent Financial. They have really nice people that will help you with any needs you would have. Anywhere from life insurance to setting up a college fund.
- For what is worth buy term and term only, because any other types of insurances like whole life or Universal policies are too expensive and even though they have a sav...
Life Insurance for Kids
Read all 7 responses: "Just looking at some mail from Mutual of Omaha re: the Easy Start Plan. It says: * premiums are locked in for life * child can ...
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- D., Our life insurance agent and our financial advisor each recommended NOT doing this. Their logic, put away the money some other way for a rainy day. This way t...
- Life Insurance is to there to cover debt, etc...in case of death. Your children don't need life insurance aside from a simple policy that would cover burial expenses....
- I pay a small amount extra to add term insurance for my kids to my (free) work policy. I think they also might have a few thousand dollars of coverage in our main (not...
Work Life Balance-Suggestions
Read all 6 responses: "First of all, I don't believe that there is such a thing as "work life balance." If you are a working mother, you have no choice but ...
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- SAHM not all it's cracked up to be. You lose your sense of "self" your own "identity" sometimes. Hubby thinks that house should be spotless and kids perfect,,,you hair...
- M., I do the work life balance.. its very hard which you know, but here are some of the things I do to make is less stressful. The chores in the house, Cooking, cl...
- Someone that I know who was struggling with the work/life balance thing retired from her teaching job in the first 6 months because of a home based business she launch...
Children's Life Insurance
Read all 12 responses: "I was just wondering if anyone carries life insurance on their children? My husband and I have been discussing purchasing life ...
Answers
- M., Speaking as an agent in Ohio and Indiana. It is one of the best gifts you can actually give a child. Now of course I'm partial to the company I work for, but G...
- State Farm has a good program that I can recommend called a 10 or possible 15 Pay Plan, meaning you pay on it for 10 to 15 years, (I think it is 15 years now, it was 1...
- We ahve been tossig that around too. We have State Farm Auto Ins and they do life insurance. So look into your auto ins providers and see if they offer life ins. Yo...
Do You Have Gerber Life Insurance
Read all 13 responses: "I don't know if I should get Gerber Life Insurance for my 2 year old. My father has one policy for her (he gets one for all the ...
Answers
- why don't you look and see if your work offers it first? I pay $1/month for my son's life insurance through work. If your father took out a policy on him, he doesn't p...
- i have it for all 3 of my kids. 18,15 and 5. my main reason for getting it as it helps towards college but they have to be 20 or 21 to get it though. but by that t...
- Not worth much- go term!It's a better deal w/ better outcome. Go to www.daveramsey.com to get more info. D.
Doing More with My Life
Read all 5 responses: "My whole life I feel like I have been searching for my " purpose" in life.I was raised with the understanding that God knew me even ...
Answers
- You are so correct when you say,"God has a purpose". I too have been looking into foster care, and depending on where you are from(I will check your location), I have ...
- I am in a similar situation. I don't know if you are familiar with Joyce Meyer, but she is a fantastic Bible teacher who broadcasts all over the world (joycemeyer.org...
- God gives everyone certain gifts. Pray and ask Him to reveal to you what yours are and how He wants you to use them. Make sure that you spend regular time with God, wh...
Life Insurance
Read all 11 responses: "How much life insurance do you have? We have 2 small kids and are trying to decide whether we need to raise our coverage or if it's ...
Answers
- Together my husband and I have $1 million. I can't remember how it's divided up between the both of us. We have the policy through his company as well as a term and ...
- My husband has $500,000 and I have $250,000. My husband's policy has a child rider policy which more or less covers the funeral costs if something should happen to our...
- E., Get Term and get it soon. It'll be cheap since you're young and cheaper if you don't smoke and are in good health. A 20 year term plan will take you through c...
Life Insurance
Read all 16 responses: "Hello Mommys! I need some advice on getting life insurance. I have life insurance through work, but its not very much.
Answers
- Hi K.. Find a good independent insurance agent who can explain all of your options to you. Whole life insurance is more expensive than term life insurance. It may no...
- GOOD question K.- and NO you don't have to purchase term insurance ( that's the kind that only covers for a certain period of time) - you can purchase the other kind -...
- I personally dumped my life insurance at work, for my daughter anyway.It just wasn't really worth the money and we can't afford the extra expense when I only work part...
Life Insurance
Read all 20 responses: "hi everybody i had a post about this topic with no answers. so i'm gonna ask it again. i need information about life insurance. i'm ...
Answers
- This is what I know about life insurance: there is 1)life or 2)term life insurance. 1)life insurance is the basic and cheapest form of protection. the insurance cos...
- Hi My name is K. Mahlios I own Allpro Insurance Agency. I lost a daughter in auto accident and took custody of her 2 year old daughter. My son and I opened an Insura...
- According to Suze Ormon, you should have 6 months of paychecks in savings before worrying about life insurance. A will stating who your kids go to are also important....
Life with an Asthma Kid - Is It Asthma?
Read all 16 responses: "Hi Ladies, I am somewhat new to this site, but am very impressed with it and am remaining active on it. That being said, I wanted to ...
Answers
- The natural mineral Bromaline is a mucus fighter. Look into it at your local health food store. Worked awesome for my son & husband. Seek natural remedies, all that...
- Hello, I also have a child with some health problems. She is not diagnosed as asthmatic but has had many breathing issues. I am sure you see Dr. Favario, if not ...
- I know a few others mentioned it - but I would definitely rule out Cystic Fibrosis. My best friend has it and you want to know asap if that is the case. Good Luck, R.