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Doing Business with Friends?
The mortgage company is not the lender - they have to find a lender to loan the money ...... I was up front with him about asking around to 2 other lenders, ...
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- I think you're smart to be worried...we (and 4 other investors) invested a LARGE sum of money with my husband's best friend (our best man) almost 2 years ago by way of...
- Hi! I have been in the mortgage industry for over 20 years, and can assure you that doing business via mail, e-mail and fax is perfectly secure. Your friend would ha...
- DO NOT DO IT !!!!!!! I had a friend of over 20 years (we grew up together) she was a real estate agent. My husband and I went to sell our house and decided we would ...
My Landlord Is Facing Foreclosure
It takes about 12 months of non-payment before foreclosure CAN actually take place, though lenders threaten foreclosure as soon as one to two months of ...
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- Although foreclosure can sometimes take a while when it does happen the bank or lender will vacate the house any way so you will be left homeless. I would definitely ...
- If your lease has expired, you are on a month to month lease. If the landlord is foreclosed upon, the new owner could keep you there (he may want the income) but he co...
- Yes, you should move. You don't want to be there when the property does foreclose. However, your landlord is not being truthful in some aspect. It takes about 12 ...
Starting Business
L. you can try doing a bridge loan or find a hard money lender. ... There are some hard-money lenders specifically for entrepeneuers. ...
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- I agree with a few of the other mamas in that you don't need to try for a loan...you need to pay cash. $5,000 sounds monumental to you, but in terms of business start-...
- Scrimp, save, stay focused & pay cash. It's amazing how it feels to not have the payment. Speaking from experience...
- I don't mean to sound harsh but you need to stop using credit and work at saving up the $5000.00 (work not borrow, as many jobs as you have to for as long as you have ...
Need Organizational Help. When Should I Shred Older Documents?
You should be able to combine all of the documents from the various lenders into one file and just keep any literature from the most current lender. ...
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- You have received some good input here, I just wanted to add that you can pay your bills online and you won't be receiving paper statements anymore. We pay through Che...
- Keep tax related info for 7 years. As far as the old mortgages, I would keep the payoff letters only. You should keep all home improvement receipts & any other big tic...
- I hope this helps, Tax Returns. The general rule for tax records is to retain them for seven years. When you file the new return shred the newly expired one. The IR...
Help, Need a Minivan
From different lenders. And you pick the offer that works the best for you. We have had such great experiences with them! And I am a researcher. ...
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- I LOVE my Sienna! I would recommend Honda Odyssey or Toyota Sienna, new or used. They are low maintenance and have incredible resale value.... you never see them br...
- Toyota Sienna, there's a decent range of options and we like it a lot, we especially like that the 3rd row folds flat in the back and when the seats are up you have a ...
- I have a KIA Sedona and LOVE it! We too bought used. It is a 2003 and we bought it in 2005. The KIAs are priced right in there with Town and Country, Dodge Caravan,...
Still Owe $$$ on Car After It Was Totaled in Accident
Just wanted to add that we have talked to the lender and they will not reduce what we owe or pay it off. Also, since this was a NO fault accident, ...
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- Did you guys get gap insurance (something like that) that covers the difference in cases like this? We had gotten it with one of our cars after having that happen to u...
- Was it really "totalled"? What an insurance company consideres totalled is based on a formula - but it is still sometimes better (ie. more economically feasible) to g...
- I don't think it would be in your best interest to try and get the dealer to roll what you owe into a new car loan. Have your tried talking with who ever owns the loa...
Mom Whose Thinking of Buying a home...HELP!!
The reason is that we have hundreds of lenders we can submit your loan to, instead of just the one bank. I'd be happy to help you if you'd like. ...
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- I bought my first home with a first time home buyer assistance down payment loan from the city where I live. I first went through a home buyer education series, spent ...
- Hi L. and Shanna, I'm in a similar situation. I'm in the Charlotte, NC area. In everyone's experience, is a realtor like Shanna described your best bet in finding ...
- Hehe, I know your pain! It took us several years to buy the house we're in now. We talked to the bank, talked to brokers, and had our heades spinning by the time it ...
Stay Home Mom Wants Desperately to Get Her Degree!!
You can also work with the lenders if you don't start working soon after you graduate. Like other responders, you need to find out how you can get into the ...
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- I have a bachelors degree in Marketing. Most of my education was funded by a FEDERAL STAFFORD LOAN through Sallie Mae. I also had several FEDERAL PERKINS LOANS. There...
- <cue the "entrepreneurs" trying to sell you on "becoming your own boss" with Avon, Pampered Chef, Arbonne, Taste of Home, Tastefully Simple, Tupperware and the like.> ...
- Like you, I have put up getting my bachelor's degree on hold for a while, so I know all the excuses. :-) Last year I finally signed up for online courses. Again, lik...
Need Insight Regarding Medical Bill...
But everyone wants some money instead of no money, and a full-default means no money ... so, just like the home lenders, they may be willing to talk. ...
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- L.-I suggest contacting the finance dept.,tell them like it is and ask if it can be written off as a charity case. Also have you checked to see if you can qualify for ...
- L., I don't know where your bill is from, but consider seeing if the hospital, or wherever the bill is, has a financial assistance department. I know Stevens Hospi...
- Figure out how much you can pay every month, then call the accounting department (the number should be on the bill), tell them your situation, and work it out with the...
What Do You Do About Your Mortgage??
When you get a mortgage, your lender should give you an amoritization(sp? ... Also, some lenders charge a fee for making 2 half-payments per month (I know ...
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- What my friend used to do was get a breakdown from the bank of what amount of the loan went twards intrest/principial every month. Then she would pay the regular payme...
- Good Morning Reba S I work for a title company and most of the closings that have loans are 30 year mortgages. I always suggest in closing that you make extra princ...
- Hi Reba, I have a 30 year note which made my monthly payments affordable. Most people I know have 30 year mortgages. In addition to the monthly note, I add a separa...
