iras
Related Questions & Answers
Results 1-10 from 40 articles
What to Do with 401K
If you do roll over to an IRA or CD this can be done with out penalties or ... If you'd like to know more about self-directed IRA's or are in need of a ...
Answers
- I would leave it in place. In order to cash it out to put it in a CD/MMA, you would have to pay a 40% tax on early withdrawal. If you are concerned about your 401k, ch...
- Or invest some of it in "poor people". By that, I mean, don't invest in high tech, etc. Invest in Walmart, etc....since they made TONS of money this last quarter, wh...
- That is accurate. You should leave it in place. If you can put a little more in there in fact, it would be the best time to buy mutual funds.
Need Help Figuring Out Where to Put 6 Yr. Olds Money
The best vehicle is probably a Roth IRA or a money market account, but you need ... I am not sure if it is possible for a six year old to have a Roth IRA, ...
Answers
- talk to a financial planner. Investment firms. Some could be put in an educational plan, and some into investments or stocks that could grow and complement the educa...
- First of all, check out the Michigan College Fund - they have a matching gift from the state. It has certain requirements and you will have to see if you qualify, but...
- Hi D., My background is in Nutrition and not Finance but I would say put it in a CD in his and your name (call around for the best interest rates-the longer the term ...
College Savings Fund
He set up our 529s as well as IRAs for my husband and I (we had 401Ks from prior jobs and he helped us roll out of those funds into the IRAs). ...
Answers
- Hi, I want to give you a word to the wise now. The more money you have in savings or more specifically the more money that your child has in their name means the l...
- My husband and I enrolled in one of the state sponsored TAP 529 accounts for our son. There are two types. One, you deposit money and it goes directly toward the purc...
- We've been doing 529 funds for our two kids (12 and 7). We put in about 150 a month per child and cross our fingers. The plans are set up to decrease the risk level of...
Savings for Junior
Or should we wait until we have enough to start a Roth IRA? .... We started with a CD and when we had more $$ we put it in an IRA. The thing is that you ...
Answers
- We have our daughter's money in a CD. At our Credit Union it is called a certificate plus because you can add money to it. It has a slightly lower interest rate than...
- We have our kids' money in CD's. Just shop around for the best interest rates, and don't forget to renew them when they mature. They do make money.
- I use the MN college savings plan for my children and my nephews. It's a 529 plan through TIAA Cref. The cool thing is that MN has a matching program for MN resident...
Financial Planner in Edina/Minneapolis Area
So far we have been impressed with how through he has been from reviewing our 401Ks, IRAs, 529 for the kids, insurance needs, and most importantly wills and ...
Answers
- My Name is A. Helgerson & I am a Financial Advisor With Merrill Lynch in Downtown Minneapolis. My team and I focus on Clients in need of a Total approach to meeting t...
- My husband and I go to Elizabeth Owens with Ameriprise Financial. She is wonderful and has straightened out our finances and has put together a great financial plan f...
- Okay, I know its not quite in your requested area, but we have been very happy with Jeremy Dobson (Ameriprise Financial) in New Brighton. Its a bit of a drive for us,...
Striking a Balance Between Saving and Spending
Oct 21, 2009 ... It's great that you must both make enough money to have paid off all your debt, have IRAs and 401Ks that are still valid etc. Many families are struggling ...
Answers
- While I think that it's great that you are planning ahead and trying to be practical, I have to say that you don't seem to have any real issues here financially compar...
- Hi J.- It sounds to me like you and your husband are doing very well financially and have a great safety net in the event that something like a job loss should happ...
- It sounds like you are doing great. I know from talking to financial planners that if you have to choose between retirement versus education, you should first fund re...
How Should House Bills Be Divided?
We did make transfers to other accounts from there to money market/ investment accounts, IRAs, savings, etc. after these deposits though. ...
Answers
- R., I totally agree with the previous responders. You are a married couple. All of your money should be in a joint account and budgeted accordingly. Don't play th...
- Hi R.. I do not believe for one minute just because your married you have to have a joint checking account. My husband and I have been married for 16 years and have t...
- My husband and I have a joint checking account and we opperate as a team. All the money we have is OUR money and it all goes toward bills and purchases as needed.
Help.................Need Some Serious Advice
... this time The second income when you gain it again should be for things like building up good savings for retirementlike 401K & IRAs crisis time savings ...
Answers
- Greetings, I don't know how things worked out for you, but, I thought I would share this awesome, work at home business. It is absolutely free, no fees, no money inve...
- I think you already go this advice but I would second checking out a temp company like Kelly or Accountemps, depending on your skills. It seems like there are a lot o...
- I too, went through the financial stress when I first started "Staying Home" I agree with the others on evaluate spending. This can get VERY tough. See what you are...
Please No Gifts for Baby's birthdayAny Ideas for Inexpensive Birthday Gift List?
There are accounts that might seem self serving for the parents; 529 plans (for college education costs only) and Educational IRA's (for tuition costs, ...
Answers
- Dear A.; If I were you, I will write down monetary fund gift because then you can started her college fund account instead of toys and clothings since she has plent...
- This idea is not always inexpensive but i love it. Tell your friends/ relatives they can purchase a share of stock. Any company they want spend a little or as much as ...
- How about contributions or presents for an orphanage.
Financially Controlling Husband
Oct 12, 2009 ... usually know exactly how much we have I do put aside resources when possible and we both have separate Roth IRAs which would transfer to ...
Answers
- Questions: Why has he not shared any of this with you? Is it a trust issue or is he getting ready to make a move or is he really trying to do right for his family and...
- Get an attourey now because before you know it he will be gone leaving you high and dry and you not only will know how money he has hidden away, you won't be able to f...
- DH, First let me say that I'm so sorry your in this situation but now is the time to woman up. You don't deserve this. Before you make any rash decisions, snoop sno...
