interest rate
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How to Cut Corners on Monthly Expenses
Ask them to lower your interest rates, or find a credit card that will allow transfers with a lower interest rate. Sometimes, the first six months is ...
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- Where do you live? Do you have a WinnDixie around you they have certain bargains on meat buy one and get one free! What is your profession?
- There's a ton of great advice here. I'd like to reiterate the comment about breastfeeding. It will SAVE SO MUCH MONEY. If you are having problems, call the hospital...
- I know you said you already use coupons, but have you checked out thegrocerygame.com? Its a great site and if you want to subscribe, they take your normal sunday coup...
Has Anyone Used FreedomDebt.com?
Ask them to lower the interest rates. If things are really tough, ask them to lower the balance. Remember to ask "Is that the best you can do? ...
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- The ONLY place you should work with is Consumer Credit Counseling. But even they can have issues. We dealt w/one years ago, and the person suggested we file bankrupt...
- I wonder if it is similar to nodebtandfree.com We used them to help us out and they are amazing. They advertised on 960AM. It is not debt consolidation or any sca...
- T., there are so few of these programs that are useful and legitimate. There's a reason they're called "CONsolidations". I'd do a whole lot of research before signin...
Upromise Account - Is It Worth It?
Last I checked the interest rate with them on a savings account was ... ING is an online bank that offers very high interest rates because they have no ...
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- If it doesn't feel right I would not do it. I will only put my money with a financial institution that is FDIC approved and insured. Try one of the banks they have so ...
- my advise is to put money aside in your 401k or get a roth ira, for more info about this, visit clarkhoward.com
- Hi L., Try Fifth Third Bank also. They have a wonderful college fund. When my mom passed away last year, she left some money to my 5 year old. Since I don't know...
Paying off Debt
In this era of high interest rates, maybe you should phone your credit card companies and close the accounts so they do not raise your rates even higher. ...
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- Hi J., I would imagine you are overwelmed with the responses to your inquiry. I too am a financial coach and would recommend any sort of program without using any co...
- If you had any questions about credit repair, I would recommend my in-laws in Georgia. They work with people from all over the country, so it doesn't matter if you ar...
- J. I am a financial consultant. Be careful with some of these companies. Most of them have hidden fees. Sometimes you will be paying more than you already are. Also if...
Mortgage from On-line Lenders
I am now working with Nancy to refi on our new house so we can benefit from the lower interest rates. She is just great. I have never had a problem and she ...
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- I have refinanced my loan two times at my old house with Nancy. She was great both times. Once was when the rates dropped almost a whole percent and we just wanted t...
- Hi L., As you know right now may not be too good a time to refi, as houses are not worth what they were 3 years ago. But if your house is worth what you owe, I would l...
- I haven't worked with any online mortgage brokers, but I have a GREAT in-person broker! His name is Brady Holland with Inventive Home Lending ###-###-####). He has tak...
For Sale Sign Now or Wait
Also, alot of banks are extending those balloons so you might not even have to refinance, but with interest rates as good as they are, you may want to ...
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- I'm not sure what area you are in, but most of the nation is in a buyer's market. As a real estate agent, one main factor I look at when listing a home is the seller'...
- Hi J., we just moved in September and it took us 8 months to sell our house. We were lucky to sell it and things unfortunatly have gotten worse out there. You could t...
- J., This is my first time on here responding so hopefully i am doing this right. My husband and I have been in the real estate market for some time now. I would reco...
Credit Card Trouble
I watch the Suze Orman show alot (she's got some good tips) - like calling your creditors and bargaining with them to reduce your interest rate (which I ...
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- Hi L.! I have to ditto previous posters about Dave Ramsey, try to either borrow or go out and but The Total Money Makeover - it will help you and get you inspired. ...
- Unfortunately, sounds to me your going to have to find a second job or your ( husband ). I too was in the same situation, at the time we didn't own a house, It was mo...
- I just wanted to put in one more vote for Dave Ramsey. Not only will he help you get out, but help you stay out and build for a great future!! Listen noon-3p.m. on 95...
Looking for Credit Card "Perks"
Say something to the effect of "I've really enjoyed doing business with you, but I feel that I could get more perks/better interest rate/etc. if I went with ...
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- The newest program I have registered for is uPromise. It's a 529 savings plan to save for school expenses. These expenses could include college tuition, room and board...
- Actually, someone mentioned only using "store cards" for special sales, etc. But, the GAP actually has a new GAP Visa... it can be obviously be used at GAP/Old Navy/B...
- Personally, I like cash back. My favorite is probably the original Discover Card (1% back + monthly special purchase categories that give you 5% back). They also let y...
Widow Mom
The only other thing I have to add is you can call your creditors yourself and ask to lower the interest rate, or even defer payments due to family ...
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- I am deeply sorry for your loss. I have horrible credit and now getting it back on track. You do not need to pay anyone to fix it for you. I just found out myself. You...
- You could check out the Dave Ramsey Financial Peace Program. Good luck.
- Dear C., I am so sorry for your loss and I know your needs will be met. You have some good suggestions from the other moms. My suggestion is to find an attorney who ...
Wanting to Buy a House, but How?
However, we did a standard 30 year loan with a FIXED interest rate. We felt comfortable in doing this because the selling price was a good 5K less than what ...
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- There are lots of ways to help you bring down debt and still purchase a home (without getting ripped off) Try to stay in the same apartment for the next three years wh...
- Really think hard on why you want to own. It's a big responsibility and you might be suprised at the cost of maintenance that you don't pay when you rent. So many ...
- After reading all of the response I decided to let you know about another method that noone here has mentioned. I brought my house 10 yrs ago as a single parent makin...
