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Still Owe $$$ on Car After It Was Totaled in Accident
... esentially that is what we are, only without the actually vehicle. ... I don 't think it would be in your best interest to try and get the dealer to roll what ... Have your tried talking with who ever owns the loan you still owe on? ...
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- Did you guys get gap insurance (something like that) that covers the difference in cases like this? We had gotten it with one of our cars after having that happen to u...
- Was it really "totalled"? What an insurance company consideres totalled is based on a formula - but it is still sometimes better (ie. more economically feasible) to g...
- I don't think it would be in your best interest to try and get the dealer to roll what you owe into a new car loan. Have your tried talking with who ever owns the loa...
Widow Mom
Primarily Budget is the only thing you can do. First list your necessities .... financial counseling · debt consolidation mortgage loan ...
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- I am deeply sorry for your loss. I have horrible credit and now getting it back on track. You do not need to pay anyone to fix it for you. I just found out myself. You...
- You could check out the Dave Ramsey Financial Peace Program. Good luck.
- Dear C., I am so sorry for your loss and I know your needs will be met. You have some good suggestions from the other moms. My suggestion is to find an attorney who ...
Banking Debaucle
Also, the interest rates you make and the loan rates are usually better than ... In my opinion, they only way to avoid fees and/or high interest rates is to ...
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- N., Before I took maternity leave and then became a stay at home mom, I worked as a licensed banker for Bank One, now, Chase. I think your thinking of Overdraft Pro...
- Just to let you know, I think this is crazy too. However, in the past few years I have come to understand (not through my own mistakes but from my BF's sister)...that...
- Big banks typically cater to big companies...I'd go with a credit union which is more for the family. I guess the users "own" the credit union so it's much more famil...
Going Back to School?
I have a huge student loan debt, but I don't regret it one bit. ... or even higher job in the career field of your interest and then work your way up. ... I had my son while I was still in school, only took 2 weeks off and returned. ...
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- Go for it! I am a 35 year old single mother of 2. I resigned my full time job an began going to college full time and only working part time about 2 1/2 years ago. I...
- I had my son while I was still in school, only took 2 weeks off and returned. I changed my degree after having him so just graduated last fall and he turned 5 this mon...
- Hi S.! Have you thought about or looked into taking online courses? I did this through Univesity of Phoenix because I wanted to be able to stay home with my kids......
I’m in a Financial Battle with My Husband
Which they only give us 2% interest on our money. I on the other hand want to pay .... Also, if a mortgage company is willing to wipe out 1/4 of your loan, ...
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- If I understand this correctly, you're paying 10.75% interest on this loan, and the bank is giving you 2% on your money. Wouldn't you be saving 8.75% by paying it off?...
- Everyone that has posted a response makes sense. But you have to consider many points. First, if you refi, then think about the fees you will have to pay to do so. ...
- Of course the bank wants you to keep the money in your savings account - if you take it out you're taking it from them and their ability to reinvest in their own schem...
Life After Filing for Bankruptcy.
What I did in the meantime was get a secured credit card - you can only ... began to approve me for cars with low interest rates, credit cards, etc. ... Same thing with car loan places. Just don't apply or accept for any credit cards . ...
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- My husband and I filed bankruptcy 6 yrs ago. Since then we have rebuilt our credit. We have purchased a house, automobiles and we have a credit card. It does take time.
- Don't get any more credit cards. A lot of companies will want to give them to you and really high rates. They know you will be liable for them because you already di...
- I had to do the same thing after 9/11. It's a hard time, but you will get through it. All I can recommend is that you make sure that you pay your bills on time and s...
Credit Repair
Aug 30, 2009 ... Time and making payments on time now will be the only way to repair your ... they can get things reduced as well as take off past interest ...
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- i have worked in credit & collections for 12 yrs. I would be glad to help you clear up your credit report. Its not as hard as you may think. If interested email me:...
- The first thing I would do is to find out what Dave Ramsey says! He is excellent and I wish I started he's program while I was younger. Good luck. A grandma.
- Hi J., I actually had a client two years ago who had terrible credit and could not get approved for a home. She worked with Brad Polin, with Coastal Lending Team, ...
College Savings Plan
Becuase there is low-interest loans available through the federal ... I only wish I woudl have see this question in time for you to take advantage of the ...
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- C.- I work for a mutual fund company. There is a plan called a Coverdell Ira. I don't know all the exact details about the plan, but I am pretty sure the max amou...
- C., I am a nurse and I have also taught school. Our financial advisers suggested to us that we use the College Bound Fund program. You can make monthly deposits or ...
- As the others said.....529 plan. Also, go to upromise.com and become a member. You get rebates from retailers that are deposited into your 529s. (distributed between...
My Car Has Been Stolen and I've Turned to the Web for Help.
Oct 15, 2009 ... Had I been able to pay that small amount I would have only owed $4600. ... the bank and offered them $2000 for the title of the car as a goodwill interest. ..... We called out loan company and asked them what they would do if we stopped ...
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- FBI most likely. It would be worth a try. The tv station in your area. Is there an investegation team like Fox 8 in noth east ohio has that kind of thing. That may hel...
- wow that is so crazy and messed up i wish to God i could do somt hing to help ifi hear anything at all that could help you i will e-mail you instantly all i can say ...
- I also think you should try calling/emailing either WSBT or WNDU (WSBT seems to do more of these stories however). Other than that, I don't have much advice. I defin...
Help with Credit Card Debt
Doing so lowered my total interest rate immensely ... you have a home on which to get a loan that would be better I talked with the lawyer about bankruptcy ...
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- Typically if you use a debt consolidation company they are able to lower the total amount you owe before you even make your first payment. Go to goodsenseministry.com ...
- Hi V. Last year I consolidated my $10,000 debt via a really awesome family credit union. Doing so lowered my total interest rate immensely, and my monthly payment...
- Good Morning V.... I wanted to let you know I just started a program with Family Life Resources.. They are a Christian non-profit agency that helps determine whats ...
