how to plan your own business
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How Do You Start a Business????
Asked by K.H. from Reno
on June 15, 2012
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Due to recent events in my family it has become oh so clear that we need an additional income asap! I am due with baby #3 in exactly 8 weeks and finding a job is impo...
Answers
- Before you do anything you need to look at the regulations. Food carries a mess of safety issues. You need to know what is required just to start up the business the...
- You would have to bake all your goods in a commercial kitchen. You are not allowed to sell anything to the public that you have made in your home. If you advertise o...
- My mom is a professional chef, and has become a chef instructor at a culinary school. She caters private events from time to time. What I can recommend to you is that ...
HSP Health Savings Plan
Asked by M.W. from Los Angeles
on March 20, 2008
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Has anyone any experience with one of the Health savings plan or medical savings plan insurances with Blue corss/Blue shields or other? I am 49, will not have any othe...
Answers
- We have had a Health Savings Account (HSA) over five years. It must be combined with a high-deductible health insurance policy. Ours is with Blue Cross and we love i...
- The best idea is to talk with your Blue Cross rep and find out what options you have. I have heard that HSP's are great and tax free. It's worth a 15 min phone call.
- We have just changed over to this! Ours is with BC HSA. It sounds like a good deal!! It seems to make the most financial sense to me! But I've yet to use it.
529 College Plan????
Asked by K.O. from Dallas
on October 2, 2009
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Has anyone ever heard of the 529 plan. I was looking on the internet for ways to save money and am considering it for my daughter but not so sure. If you have not hear...
Answers
- Both of my kids have 529s. You don't have to choose the TX plan. Each state offers them. You can go direct to the state's website to get it. My kids have the Utah ...
- Hi K., I know a great deal about 529 plans, as I am a financial advisor, and I also have a 529 plan for my 10 year old son. The texas website you quoted is not the w...
- We opened one thru our Farmer's Agent when my daughter was born. Right now we only put $50 a month in but plan to increase that once we are not paying for daycare any...
Parenting Plan Advice
Asked by T.P. from Seattle
on February 11, 2009
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I am a single mother of a 3yr old and am looking for advice on what kind of parenting plan I should have with my son's father. He is very involved with his life, the p...
Answers
- Hi T.. #1 First right of refusal. In my plan, if either parent is to be away from child for more than 3 hrs, the other parent has first dibs. Super important to infor...
- T., We have a schedule as follows: Every other weekend and when they were little Wednesday nights. When the kids started school and boy scouts(boyscouts met on wedne...
- I am in the same situation only I am the girlfriend (now step mommy) of the 3 year old. I love him very much, but I've also done a lot of research on how to be there w...
Moms with Their Own business....how Did You Get Started ???
Asked by D.C. from Dallas
on September 20, 2010
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I have a couple of business ideas but have no idea how to get started....
How did you get started and what is a must do....???
Tell me all you know :) !!!!!!
Answers
- Depending on the business, you have to be creative and persistant. Advertising and relisting OFTEN on Craigslist helps as well as advertising in your local community ...
- It really depends on what your business is. I am a photographer. I have a degree in art and I had a good portfolio before I started. I put my portfolio on the inter...
- I started an independent insurance agency from scratch. I got all my office equipment, went to the state of AZ, walked up to the window and said "what do I need". I ...
Home Business Tax Accountant
Asked by S.C. from Phoenix
on November 11, 2009
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Hello Mamas,
I am in need of a good home business tax accountant, one that is very familiar with the finer details of home business tax law.
Thank you!
Answers
- Christine Freeland, at Elliot & Alma School.
- Hi S. I haven't yet listed myself on the Mamasource business listing, but plan to do so. I am a CPA licensed in AZ and IL. I have worked with small businesses and...
- Diana Heard, CPA is on 59th Ave just south of Union Hills Dr. 18275 N. 59th Ave, Glendale, AZ. She ran her own CPA business out of her home for many years, and is gr...
Business Class for Kids?
Asked by C.W. from Los Angeles
on April 17, 2010
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We have enough frequent flier points to travel business/first class on our next trip, but I don't know which would be more uncomfortable: cramped coach or angry glares...
Answers
- I suspect each airline has their own policies. The best way to get this answer is to ask the airline that you plan to use. I would think that the frequent flyer site...
- Short answer is yes...if your baby is cranky you're going to get angry glares from anybody, but it's mass transportation and they paid for a comfortable seat and some ...
- We've been on 17 flights with our fourteen month old. She's been a lap child on cramped Southwest flights(which I actually love, and they are very helpful with babies...
Home Based Business
Asked by S.Y. from Los Angeles
on November 8, 2010
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Hi I have been thinking about starting a home based business and I have been debating between Partylite or The Pampered Chef. Does anyone outhere have advise as to wic...
Answers
- Two questions: What do you enjoy and what is your why (dream)? It's alot of work, but fully check into each company you are thinking about and fully understand how the...
- Hi S., A home based business can be great: I've had one for 21 years. I use both Partylite and P. Chef. I've recently discovered Scentsy candles and think I prefer ...
- Hi S. I have another home based direct marketing business you should consider. Have you heard of Private Quarters? They are beautiful products; bedding, bath, spa a...
Small Business Question
Asked by A.B. from Sarasota
on February 21, 2012
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Friends of ours own their own business that is very successful. Last night they announced they are going to take early retirement. They said they are going to have the...
Answers
- My parents own a small business, and my brother helps them run it. It's a very successful business. Gradually my parents will work fewer hours, and my brother will t...
- Maybe the partner is buying them out over time. So they will get a monthly check, but it's more like they are the bank, financing his loan to buy the business. My ex-h...
- The partner is probably buying them out. This can work in a number of ways, but most likely, the partner will pay your retired friends a share of the profits over the ...
Small Business Owners
Asked by K.K. from San Diego
on March 31, 2011
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Hi ladies, I'm interested in opening my own business and I know exactly what type/kind of business to open. However, I don't have the funds to start or open anything a...
Answers
- It depends on your business. Don't take a loan out until you get everything in order and you can show the bank your plan. Also, as a serial entrepreneur, I recommend b...
- Contact a SCORE counselor in your area (link provided). You will get expert advice for FREE. Also, you will need a solid business plan. SCORE can actually help you wit...
- You can open an internet franchise (kind of like amazon.com) for under $1000. What makes you want to own your own business? Is it working for youself? Your own hour...
