home refinance rates
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Need to Refinance Home
I need help trying to find a good mortgage company that will help me refinance my home. my rate starts adjusting in October and i am not sure what my ...
Answers
- My husband is a banking center manager and does mortgage re-fi's all day long. Give him a call and see if he can help. Nick Rodriguez at Regions (used to be AmSouth)...
- We've done two mortgages through Dan Larios and both times he was able to work with us to find the best option. He's with Countrywide now and they have some great re-...
- I would be happy to help you out! I'm a SAHM and own Home Funding USA as well. Our fees and rates are very low. We have refinanced many families in the area and we wil...
Mortgage Company to Refinance with and Should I Pay More to Get a Lower Rate?
Read all 16 responses: "I am currently looking to refinance my home. I would like to do this in the next few weeks as i believe the rates will be at the ...
Answers
- Most of the time it cost about $2000 to refinance your mortgage. With that said, intrest rates are so low it's unreal. I think they are between 4.9% and 5.6% and tha...
- You need to figure out if the closing costs will out weight the benefits of the new rate. What is your current rate? What are they offering? I would not refi if the cl...
- Hi, I just refinanced with a rate of 4.5% for 30 year fixed (did not have to buy the rate down) with RBC in New Bern. The loan originator there is efficient and ver...
Seeking Re-financing Company...
When I refinanced my home, I ended up doing it through my bank (Citizens Bank). I got a much better rate and avoided a lot of the fees that mortgage ...
Answers
- Hi S., When I refinanced my home, I ended up doing it through my bank (Citizens Bank). I got a much better rate and avoided a lot of the fees that mortgage compani...
- My best advice would be to check the Post Gazette (I think Sunday edition) at the mortgage rate table. It will tell you all the different banks with their rates by te...
- Why refi? Haven't interest rates gone up recently? We had our mortgage through Dollar Bank and also re-fi'd through them and it was easy. It doesn't really matte...
Should I Refinance?
I purchased my home 6 yrs ago at a fixed rate of 6.375% for 30 yrs. My financial advisor is advising that I refinance at a new fixed rate of 5% for 30 yrs ...
Answers
- you should get the advice of a finance expert that is not positioned to gain a commission if you choose this option. it is hard to get an unbiased opinion from someo...
- Hi T., If you can afford the payments as you have them now, then don't refinance. Not only will you owe more than you do now on the principle but over time you will...
- I've been a Realtor for 40 years, and have seen all the scenarios you can name. One of the crucial things you need to think about before refinancing is "how long do y...
Mortgage Interest Rate Question
Sep 21, 2009 ... Read all 16 responses: "We are considering refinancing our home. ... higher rate too When my husband and I refinanced a rental we rolled the ...
Answers
- We refinanced at the beginning of the year and got a 30 year fixed for 5.125%.
- It will be a little lower, but you will still probably have a larger payment because of the reduced years. I bit-the-bullet shortly after buying our house and reduced...
- Most lending institutions now have their mortgage rates online, but they can change daily. You can often eliminate the points associated with refinancing by taking an ...
Parents Co-Signing on Home Loan
Read all 5 responses: "Me and my husband are looking into buying a home. We can not qualify with his ... home refinance rates · home refinance bad credit ...
Answers
- S., Here is my opinion, wait till you can do it on your own. We have owned 2 town houses in the past, with no co-signers. We put a house under contract I lost my ...
- Most financial advisors I've ever heard are against co-signing. I'm not sure all the reasons why, but people I know who have done it wish they never had as it ruins t...
- I would wait. "Co-signing" on a home is really just both of you buying it. They would have all rights to it just as you would. If you aren't comfortable with that situ...
Seeking Financial Security
If you have a nice rate, then try really hard to fix up the home and work on your credit card debt yourself. Refinancing only makes it longer before you are ...
Answers
- I can refer you to a financial advisor who we use to help answer any financial questions you have. If you want her name and number, give me an email at ____@____.com.
- If you are seeking financial security- good luck!! If you are ssking financial "sanity" - I think I can offer some information- If you were to utilize the Equity in yo...
- I just went through this. When my husband and I first "consolidated" our bills to pay off and found out how much we were truly in debt and how much interest we were p...
I Ask This with Humility....
Try to refinance your house instead. Right now interest rates are at an all time low and I am sure you have at least some equity in your home. especially ...
Answers
- There are certain protections for your home under bankruptcy law and provisions that allow you can affirm debts (agree to keep paying them) and keep the asset. You sho...
- Don't do it! If you're already in a stressful financial situation - you have to humble yourself & buy a car you can pay cash for - no financing, or it will only get wo...
- Hi Candace, It sounds like you have time to plan. If hubby graduates in the fall, loan payments won't start immediately. Does he change jobs after graduation or now...
Don't Know Where to Turn??? Husband Doesn't See That We Have a Financial Problem
Aug 20, 2009 ... try to refinance home, car, student loans, personal loans, etc. try to consolidate debt to a lower interest rate and a lower monthly payment ...
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- You should read Dave Ramsey's "Total Money Makeover". My husband is a full commission loan officer. We have always had enough money for all our bills until more rece...
- I know what you mean. Currently my husband is looking for a second job because frankly he makes more money than I ever would. I sew some of my kids clothes and go to t...
- Sounds like you are trying to do everything right! How about refinancing your mortgage? Consolidate any debt into one bill/low interest rate? Watch carefully on you...
Good Mortgage Company
are you a member of a credit union if not check therewe just refinanced through our ... Advise on Mortgages and Buying a Home · 12 · Need to Refinance Home ...
Answers
- We used PRIME Mortgage Company (Deb McGuire) and really like her. She stays in touch w/ us and keeps us posted on mortgage rates.
- are you a member of a credit union?? if not, check there....we just refinanced through our credit union for FREE!! no closing costs or fees!
- Just an FYI: We've used Wells Fargo (I have a good contact there if you decide you want to try it again) for 3 mortgages now and we've never had an issue. Aside from ...
