home equity rate
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Help for Debt Problem
Otherwise, if she owns a house maybe think about taking a home equity loan to consolidate into one lower percentage rate loan?? Debt is a tough thing and I ...
Answers
- My Hubby is a VP and does the debt consolidation and he works for citigroup. If your friend refer my name, the analysis can be done free. And you can decide your ne...
- You have gotten some really great answers here but I wanted to throw out a financial author who I really like that she could use by itself or in conjunction with a deb...
- Hi N., My husband and I had an issue last year as he was laid off and we lived on our credit cards. We used a service called Credit Solutions. We've since paid of...
Credit Card Problems
Also try a consolidating home equity loan or other such loan that has a ... but you can get the interest rates lowered and the bills will be paid on time. ...
Answers
- Times are trough, but not paying your credit cards is suicide. These should be paid before any other bills except your mortgage. Call each of your creditors, and talk ...
- Hi, J., We have foubd ourselves in the credit cards debt up to 17,000.00 and to solve the problem I enrolled into the DMP plan (DMP stands for Debt Management Plan) w...
- Ask the credit card companies to lower the interest. Try to always pay the min. and not use the cards anymore. Also try a consolidating home equity loan or other suc...
Good Mortgage Company
She stays in touch w/ us and keeps us posted on mortgage rates. Helpful? ... Next question: Advise on Mortgages and Buying a Home ... Home Equity Loans ...
Answers
- We used PRIME Mortgage Company (Deb McGuire) and really like her. She stays in touch w/ us and keeps us posted on mortgage rates.
- are you a member of a credit union?? if not, check there....we just refinanced through our credit union for FREE!! no closing costs or fees!
- Just an FYI: We've used Wells Fargo (I have a good contact there if you decide you want to try it again) for 3 mortgages now and we've never had an issue. Aside from ...
I’m in a Financial Battle with My Husband
You would still have the same amount of principal, but the rates would be ..... My husband said consider getting a home equity loan on you own home to pay ...
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- If I understand this correctly, you're paying 10.75% interest on this loan, and the bank is giving you 2% on your money. Wouldn't you be saving 8.75% by paying it off?...
- Everyone that has posted a response makes sense. But you have to consider many points. First, if you refi, then think about the fees you will have to pay to do so. ...
- Of course the bank wants you to keep the money in your savings account - if you take it out you're taking it from them and their ability to reinvest in their own schem...
Credit Card Debt Help/advice
Take out a home equity loan but instead of directly paying off debt with it, .... My suggestion is go with a company that helps freeze your interest rates ...
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- I tried a debt settlement company and all they did was take my money and the settlement amounts weren't anything I could do. They wanted 3 payments of $3000 over 3 mon...
- I too would suggest Dave Ramsey. If you live in Lake County he is on the radio at 1220 am from 1-4. His Total Money Makeover book changed our entire way we look at m...
- I am not sure what your debt is, but I can only tell you our story, we had about $10,000 in credit card debt, the collection calls were depressing me and we were going...
What Do You Do About Your Mortgage??
Meanwhile the value of our home is increasing which means more equity. ..... New rates are as low as 5 percent and expected to go lower. Thanks! ...
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- What my friend used to do was get a breakdown from the bank of what amount of the loan went twards intrest/principial every month. Then she would pay the regular payme...
- Good Morning Reba S I work for a title company and most of the closings that have loans are 30 year mortgages. I always suggest in closing that you make extra princ...
- Hi Reba, I have a 30 year note which made my monthly payments affordable. Most people I know have 30 year mortgages. In addition to the monthly note, I add a separa...
Credit Card Debt Consolidation
They maybe willing to negotiate better terms or lower rates as long as they ... Can you take out a home equity loan? Helpful? Yes | No Save This Remove This ...
Answers
- Have you tried snowballing or debt stacking your debt? To many of those companies ruin your credit by placing notes on your credit report, I know thats not importa...
- just make sure you pay NO money up front
- Call the credit card companies yourself - request they give you a lower interest rate or tell them you will close the account and transfer to a lower interest credit c...
Am I Crazy to Even Think of Leaving of Leaving My Company?
A great way to help ensure you are able to stay home and/or ride the comming storm is if you sell your home, take your home equity $$ and have no house ...
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- You and your husband need to sit down and have a really good look at what you want for your family, what you need, and what you can accomplish. If the job you are at ...
- In all honestly, as hard as it is to not be home and as much as I can understand your desire to be home more, I think you really do have a pretty good situation in tha...
- S., It's tough being a mom. I have three of my own. I ended up staying home and doing without for about 3 years. My son was severly asthmatic as an infant up until th...
Should I Refinance?
Keep this timeframe in mind as the equity in your home will be $23k less if you pay it off at closing. AND, the cost (interest rate) for a 'cash-out ...
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- you should get the advice of a finance expert that is not positioned to gain a commission if you choose this option. it is hard to get an unbiased opinion from someo...
- Hi T., If you can afford the payments as you have them now, then don't refinance. Not only will you owe more than you do now on the principle but over time you will...
- I've been a Realtor for 40 years, and have seen all the scenarios you can name. One of the crucial things you need to think about before refinancing is "how long do y...
Credit Cards Debit
interest rates in 3 answers "... and contacted my credit card companies to ..... Do you own your home and if so, do you have any equity you could pull out ...
Answers
- I know it stinks and times are tough but you have to pay in the order of importance! Rent/morgage and electricity...grocries...etc...then whatever is left over you can...
- S.- I'm sure someone will have some good advice for you, but the first thing I would suggest is for you to call your credit card companies. Many times you can work...
- Im sorry you are going through Credit Card debt. The best advice I can give you is to call the CC companies and let them know about your situation. Be honest and call ...
