home equity loans
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Paying off Debt
We do not use credit cards, so that was not the issue for us, but we had student loans from college, car payments and a home equity loan to pay off. ...
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- Hi J., I would imagine you are overwelmed with the responses to your inquiry. I too am a financial coach and would recommend any sort of program without using any co...
- If you had any questions about credit repair, I would recommend my in-laws in Georgia. They work with people from all over the country, so it doesn't matter if you ar...
- J. I am a financial consultant. Be careful with some of these companies. Most of them have hidden fees. Sometimes you will be paying more than you already are. Also if...
Should I Change Banks?
Aug 1, 2009 ... Healthcare Providers · Height & Weight · Home Remedies .... your credit card balance, and maybe Home Equity loans, but not Mortgage). ...
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- We just switched from Bank of America to a bank in Arkansas that we found on checkingfinder.com (heard about it on the Dave Ramsey show). It's a great website, and al...
- I don't the true answer to if any are doing really well. We are with Compass and don't like them. We've had Identity Theft issues and our bank didn't notify us of ...
- We've been with BOA and been happy with them over 20 yrs. Personally, I don't see a reason to change for us. We have several accounts with them, everything is fr...
Should I Refinance My Mortgage?
Very true IF you are rolling in all closing costs, home equity loan, cars, pools etc.....into the new loan. My hubby is a numbers man and our lender thought ...
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- The easiest way to determine your savings is to go to a website like Bankrate.com and use their mortgage calculators to see how much you will save changing your mortga...
- Another tip: make your monthly payment in 2 seperate payments each month. For example, if your mortgage per month is $1000, pay $500 every two weeks (like one paymen...
- I agree with the previous post - it's too soon and rates haven't changed that much for you to really see any benefit. Plus, refinancing too frequently could have a ne...
Help for Debt Problem
Otherwise, if she owns a house maybe think about taking a home equity loan to consolidate into one lower percentage rate loan?? Debt is a tough thing and I ...
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- My Hubby is a VP and does the debt consolidation and he works for citigroup. If your friend refer my name, the analysis can be done free. And you can decide your ne...
- You have gotten some really great answers here but I wanted to throw out a financial author who I really like that she could use by itself or in conjunction with a deb...
- Hi N., My husband and I had an issue last year as he was laid off and we lived on our credit cards. We used a service called Credit Solutions. We've since paid of...
Trying to Help My Brother
(Home improvments, home equity loan, etc..) The judgment will effect his tier grade in the home loan process, and they will make him pay it off with funds ...
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- the worst is put a lean on his house. which means when he sells it they will automatically take the money at the time of sale. we are going through this, but we are ...
- Can he ask the collection department (or who whoever they are) to split the payments into two or three? They will probably insist that he give them his bank account in...
- Everyone mentioned that they cannot do anything but put a judgment on the house, which is correct. But it will not only effect him if the house sells but also if he de...
Seeking Advice on Bush's Bail Out Plan for Mortgages
I don't know how much equity you have in your home, or how much other debt you have, .... 30 year fixed rate mortgage · home equity loan refinancing ...
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- If you live in Minneapolis, call your neighborhood association. A lot of them have groups or contacts for people with mortgage issues. If you live in another city, c...
- look into consolidating the two if you can.
- E., The Bush bailout isn't doing what it is publicized to do. We've been told that if they bail out the banks from the toxic mortgages, the banks in turn must help...
Help with Credit Card Debt
You could do the equity line but then you are putting your home on the lineIf push came to shove .... consolidate credit card debt · credit card debt loan ...
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- Typically if you use a debt consolidation company they are able to lower the total amount you owe before you even make your first payment. Go to goodsenseministry.com ...
- Hi V. Last year I consolidated my $10,000 debt via a really awesome family credit union. Doing so lowered my total interest rate immensely, and my monthly payment...
- Good Morning V.... I wanted to let you know I just started a program with Family Life Resources.. They are a Christian non-profit agency that helps determine whats ...
Failed IVF
We took a home equity loan to pay for it. That was 2001. Today, I am the proud and grateful Mom of a son- 5 1/2 yrs and a daughter - 2 yrs old both adopted ...
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- A., My husband and I had five failed rounds of IVF. After having two adoptions fall through (1 after having the baby for four days) we were about ready to go back to...
- My thoughts and prayers are with you. I've never done the IVF, but did have one failed IUI. After that, we decided God was needing us to adopt a child. We now have a 8...
- I am so sorry for your losses. I completely understand the devestation of failed IVFs. I had two failed, one successful (she is 2 1/2 now - was originally a twin and...
They Want to Put a Lean on Our House!!! Help
They can lein your house but they cannot foreclose on it(unless the loan is for a mortgage, home equity loan, home improvement loan and any thing for which ...
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- Send them a letter by certified mail disputing the charges and pay what you owe them asap. Keep a copy of your letter and the certified mail receipt in a safe place. ...
- C., read this link http://www.bcsalliance.com/y_debt_scavengers.html some may not apply to you but it gives useful information about debt collectors and what they ca...
- I recommend checking with the Better Business Bureau. They can give you some helpful information if they have all the facts of your situation. The BBB is a trustworth...
Credit Card Debt Consolidation
Can you take out a home equity loan? Helpful? Yes | No Save This Remove This Report This Share. V.M. answers from New York on May 23, 2009 ...
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- Have you tried snowballing or debt stacking your debt? To many of those companies ruin your credit by placing notes on your credit report, I know thats not importa...
- just make sure you pay NO money up front
- Call the credit card companies yourself - request they give you a lower interest rate or tell them you will close the account and transfer to a lower interest credit c...
