home equity loan refinancing
Related Questions & Answers
Results 1-10 from 46 articles
Considering Refinancing to Consolidate/home Improvement
Read all 9 responses: "Has anyone out there ever refinanced their homes? ... I would look into a home equity loan. These are typically low interest, ...
Answers
- Here's the name of the women i used and her company info, i'm not sure exactly where you are located but she traveld to do mine, came to the house and everything. I h...
- T., I would look into a home equity loan. These are typically low interest, plus you can claim that interest on your taxes just like you do the interest you pay on...
- T., As a few others have already pointed out, getting a home equity line is probably your best solution. Being that I work with home loans in my profession, I woul...
Mortgage Company to Refinance with and Should I Pay More to Get a Lower Rate?
We refinanced last year. We originally had a mortagage and a home equity loan from when we first bought the house and wanted to get rid of the home equity ...
Answers
- Most of the time it cost about $2000 to refinance your mortgage. With that said, intrest rates are so low it's unreal. I think they are between 4.9% and 5.6% and tha...
- You need to figure out if the closing costs will out weight the benefits of the new rate. What is your current rate? What are they offering? I would not refi if the cl...
- Hi, I just refinanced with a rate of 4.5% for 30 year fixed (did not have to buy the rate down) with RBC in New Bern. The loan originator there is efficient and ver...
Home Equity Loans
We own our home free and clear. We want to get an equity loan to get..." ... Another idea would be to go to a mortgage company to ask about a "refinance. ...
Answers
- I agree with others about going to local bank. You want someone you can talk to face-to-face. I will warn you that the loan process is much more difficult these days...
- If I were you I would try this: http://www.fatwallet.com/forums/finance/ The people on this forum are VERY knowledgeable and always answer all my questions. They h...
- Hi A., Go to your local bank. Talk to the financial consultant. See what they have to offer. Good luck. All the Best. D.
Seeking Re-financing Company...
When I refinanced my home, I ended up doing it through my bank (Citizens Bank). .... refinancing loans · home equity loan refinancing ...
Answers
- Hi S., When I refinanced my home, I ended up doing it through my bank (Citizens Bank). I got a much better rate and avoided a lot of the fees that mortgage compani...
- My best advice would be to check the Post Gazette (I think Sunday edition) at the mortgage rate table. It will tell you all the different banks with their rates by te...
- Why refi? Haven't interest rates gone up recently? We had our mortgage through Dollar Bank and also re-fi'd through them and it was easy. It doesn't really matte...
Should I Refinance My Mortgage?
Read all 6 responses: "I had a 5 yr ARM loan whish I got refinanced last year, ... Very true IF you are rolling in all closing costs, home equity loan, ...
Answers
- The easiest way to determine your savings is to go to a website like Bankrate.com and use their mortgage calculators to see how much you will save changing your mortga...
- Another tip: make your monthly payment in 2 seperate payments each month. For example, if your mortgage per month is $1000, pay $500 every two weeks (like one paymen...
- I agree with the previous post - it's too soon and rates haven't changed that much for you to really see any benefit. Plus, refinancing too frequently could have a ne...
Can He Sell the House
Read all 11 responses: "My huband purchased our home 3 years ago prior to us ... You can refinance the house in your name even though you are not on title. ... I asked all this of our loan officer when we went through the equity, ...
Answers
- He can sell the house because it was puchased before you were married, it's labeled as personal property. You can either assume the mortgage if he's willing to let yo...
- Wow everyone has a lot of opinions. I can tell you exactly what happened to my husband and I. We both owned homes before we were married. When I sold my house, whic...
- Hi L.: I moved to FL from WI about a year ago. I'm not sure of FL law, but I know in WI there is the marital property law which states that anything either of you ow...
Seeking Financial Security
My advise: go with the home equity loan - make sure to shop around .... You may want to look into a equity loan vs refinancing to pay off your credit card. ...
Answers
- I can refer you to a financial advisor who we use to help answer any financial questions you have. If you want her name and number, give me an email at ____@____.com.
- If you are seeking financial security- good luck!! If you are ssking financial "sanity" - I think I can offer some information- If you were to utilize the Equity in yo...
- I just went through this. When my husband and I first "consolidated" our bills to pay off and found out how much we were truly in debt and how much interest we were p...
Seeking Advice on Bush's Bail Out Plan for Mortgages
Also, have you looked into refinancing so you can just have one, fixed mortgage? .... 30 year fixed rate mortgage · home equity loan refinancing ...
Answers
- If you live in Minneapolis, call your neighborhood association. A lot of them have groups or contacts for people with mortgage issues. If you live in another city, c...
- look into consolidating the two if you can.
- E., The Bush bailout isn't doing what it is publicized to do. We've been told that if they bail out the banks from the toxic mortgages, the banks in turn must help...
Am I Responsible for My Soon to Be X-husband Not Paying the Mortgage?
He has been staying in our home since August of 2008 and recently I have found out. ... Our agreement on our divorce degree was for him to refinance solely in his name ... As for any other loans that you may have cosigned (cars, equity, ...
Answers
- Hopefully, there was paperwork done at the time of the divorce that takes your liability off you. You probably need to contact a real estate attorney to review your op...
- Yes, you are still responsible. The mortgage company doesn't care what kind of agreement you and your husband came to, they only care about the agreement "your mortga...
- If your name is on the mortgage or et all yes you are responsible. Regardless of whether he made payments at all you are responsible. Have you contacted your mortgag...
I’m in a Financial Battle with My Husband
Can you refinance the condo to a lower rate? That would help some. ..... My husband said consider getting a home equity loan on you own home to pay off the ...
Answers
- If I understand this correctly, you're paying 10.75% interest on this loan, and the bank is giving you 2% on your money. Wouldn't you be saving 8.75% by paying it off?...
- Everyone that has posted a response makes sense. But you have to consider many points. First, if you refi, then think about the fees you will have to pay to do so. ...
- Of course the bank wants you to keep the money in your savings account - if you take it out you're taking it from them and their ability to reinvest in their own schem...
