home equity loan rate
Related Questions & Answers
Results 1-10 from 131 articles
Credit Card Debt Help/advice
Take out a home equity loan but instead of directly paying off debt with it, .... My suggestion is go with a company that helps freeze your interest rates ...
Answers
- I tried a debt settlement company and all they did was take my money and the settlement amounts weren't anything I could do. They wanted 3 payments of $3000 over 3 mon...
- I too would suggest Dave Ramsey. If you live in Lake County he is on the radio at 1220 am from 1-4. His Total Money Makeover book changed our entire way we look at m...
- I am not sure what your debt is, but I can only tell you our story, we had about $10,000 in credit card debt, the collection calls were depressing me and we were going...
Should I Foreclose on My Home?
Read all 32 responses: "My husband and I have been living in our home for ... you may be able to sell your home in a couple of years without losing equity. ...
Answers
- I understand you dilemma. However, you will be so disappointed if you think that affluence will automatically equate to better breeding. My sister & BIL's neighborhood...
- i can understand that if the neighborhood is getting bad that is one reason to move, but i think too many people are "giving up" on their houses and foreclosing for wr...
- Hi N., I am in somewhat of the same situation, we have 2 issues, one our neighborhood is going down hill and we have outgrown our house. We spoke with a realtor and t...
Good Mortgage Company
I absolutely LOVE the loan officer we work with. ... She stays in touch w/ us and keeps us posted on mortgage rates. Helpful? ... Home Equity Loans ...
Answers
- We used PRIME Mortgage Company (Deb McGuire) and really like her. She stays in touch w/ us and keeps us posted on mortgage rates.
- are you a member of a credit union?? if not, check there....we just refinanced through our credit union for FREE!! no closing costs or fees!
- Just an FYI: We've used Wells Fargo (I have a good contact there if you decide you want to try it again) for 3 mortgages now and we've never had an issue. Aside from ...
Help with Credit Card Debt
You could do the equity line but then you are putting your home on the ... doesn t come with a fixed interest rate so you could end up with payments you cant ...
Answers
- Typically if you use a debt consolidation company they are able to lower the total amount you owe before you even make your first payment. Go to goodsenseministry.com ...
- Hi V. Last year I consolidated my $10,000 debt via a really awesome family credit union. Doing so lowered my total interest rate immensely, and my monthly payment...
- Good Morning V.... I wanted to let you know I just started a program with Family Life Resources.. They are a Christian non-profit agency that helps determine whats ...
Credit Card Debt Consolidation
They maybe willing to negotiate better terms or lower rates as long as they ... Can you take out a home equity loan? Helpful? Yes | No Save This Remove This ...
Answers
- Have you tried snowballing or debt stacking your debt? To many of those companies ruin your credit by placing notes on your credit report, I know thats not importa...
- just make sure you pay NO money up front
- Call the credit card companies yourself - request they give you a lower interest rate or tell them you will close the account and transfer to a lower interest credit c...
Home Equity Loans
Asked by A.R. from Philadelphia
on January 3, 2009
-
Hello, I was wondering if anyone knows about home equity loans for not so great credit. We own our home free and clear. We want to get an equity loan to get some repa...
Answers
- I agree with others about going to local bank. You want someone you can talk to face-to-face. I will warn you that the loan process is much more difficult these days...
- If I were you I would try this: http://www.fatwallet.com/forums/finance/ The people on this forum are VERY knowledgeable and always answer all my questions. They h...
- Hi A., Go to your local bank. Talk to the financial consultant. See what they have to offer. Good luck. All the Best. D.
Loan Help
Asked by H.M. from San Diego
on December 18, 2006
-
Ok, I was just wondering something.. I was thinking about getting a loan for like 15000 and paying off my truck, all our credit cards and other loans.. That way I ha...
Answers
- I've been lokking to do that as well so if you find a way let me know because I'd need somwhere around $8,000. I'd like to start a banking institution that caters to t...
- Traditional banks won't usually finance consolidation loans. Using a home equity loan would be the best way to do this. If you are not a home owner, you may want to ...
- Hi H., I have great advice that I got from a good friend and I am also doing it. Its called A New Horizon.com and nothing goes against you negatively and her score ...
Seeking Advice for a Problem with Loan Modification
Asked by M.B. from San Francisco
on April 23, 2009
-
I need advice or recommendations from anyone who has faced this problem or may have some insight for me, or from someone in the legal profession that can help with my ...
Answers
- I'm SO sorry! This happened to us too and we ended up selling our house under duress and made about $3k after paying the realtor and all the title co. fees. It reall...
- Hi M.. As a Realtor, a Loan Agent, and a homeowner, I absolutely understand your frustration. Please know you are not alone and there are services who may be able to ...
- Hi M., I am a fellow mom and a mortgage broker. Are you able to refinance? Do you have any equity in the house? Rates are very low so you may be able to save money...
Mortgage Interest Rate Question
Asked by K.G. from Kansas City
on September 20, 2009
-
We are considering refinancing our home. We currently have a 30-year fixed, and are looking to keep the same terms, a 30-year fixed. We have a legitimate offer from ...
Answers
- We refinanced at the beginning of the year and got a 30 year fixed for 5.125%.
- It will be a little lower, but you will still probably have a larger payment because of the reduced years. I bit-the-bullet shortly after buying our house and reduced...
- Most lending institutions now have their mortgage rates online, but they can change daily. You can often eliminate the points associated with refinancing by taking an ...
Mortgage Company to Refinance with and Should I Pay More to Get a Lower Rate?
Asked by K.R. from Charlotte
on January 18, 2009
-
I am currently looking to refinance my home. I would like to do this in the next few weeks as i believe the rates will be at the lowest after the election. My loan i...
Answers
- Most of the time it cost about $2000 to refinance your mortgage. With that said, intrest rates are so low it's unreal. I think they are between 4.9% and 5.6% and tha...
- You need to figure out if the closing costs will out weight the benefits of the new rate. What is your current rate? What are they offering? I would not refi if the cl...
- Hi, I just refinanced with a rate of 4.5% for 30 year fixed (did not have to buy the rate down) with RBC in New Bern. The loan originator there is efficient and ver...
