health reform
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Healthcare Reform
Asked by G.H. from Chicago
on July 29, 2011
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What are your thoughts on "Obamacare"? Are you in favor of the new healthcare reform or not in favor? I whole heartedly believe reform MUST happen in a major way.
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Answers
- I do not call it degradingly "Obamacare". I am a democrat. I watch Bill Maher. I am pro-choice. I am "liberal minded". I think pot should be legalized and taxed. And w...
- I am amused by people saying "free" healthcare. It isn't free! Get a clue. I am so tired of hearing about the "mean" republicans; the "I don't care" republicans. E...
- As a nurse that works at a major academic medical center I can tell you what healthcare reform has done to hospitals....cut funding. As a result staffing is being dras...
Does Anyone Know the Answer to This? Health Care Reform...
Asked by S.S. from Cincinnati
on April 7, 2012
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ok So I have been trying to find the answer to this online but can't seem to find it. My husband and I are worried about what the health care reform will mean for us i...
Answers
- Our system is so broken and the current reforms are certainly not going far enough to fix it. Unfortunately I do not know the answer to your question. I just keep hopi...
- S., Most likely, there will be subsidization based on a sliding scale. Many want that to apply (help with SOME of the cost) for families making up to 88K per year. ...
- I'm scared because how much power this will give the government. They will require you to pay for government health care, if you are not covered otherwise, and the co...
Your Thoughts on Health Care Reform Possibilities
Asked by K.W. from Seattle
on September 14, 2011
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Okay, if we're getting into politics, I have a subject on which I'd like your opinions.
Insurance is something you purchase to protect you from a catastrophic but u...
Answers
- Well, I'm no expert on healthcare reform, but I have a few thoughts. I don't think healthcare coverage should be tied to employers. I DO think we should all be abl...
- Lololol to Tracey's answer!!! I cannot believe Viagra is covered, but...why does that not surprise me? Karen, I love the questions you are asking here. So important...
- This is a very thought provoking question. I have no insurance so I am going to be a bit jaded in my answer. We are grandparents raising grandchildren. We are livi...
Health Insurance
Asked by K.B. from Salt Lake City
on October 2, 2011
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Hi Mamas-I've been working as a contractor for a company and really like it. I've been without health insurance for me and my family since June because of the cost fo...
Answers
- It is too late for you to enroll in COBRA (if it was available before). Normally you have within 60 days of the date of event of losing your coverage to select COBRA....
- We have bcbs and pay $540 a month for a family of 4. We have a high deductable to keep the monthly pymt down. The only thing that helps us to do it this way is that ...
- We've been totally uninsured for years because of this. For a huge deductible, with which we would still be paying all appts etc, it is close to $700/month for us (and...
Health Insurance
Asked by N.R. from Houston
on July 20, 2010
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I need advice on health insurance...my husband lost his job in june and has just started a new one...they only pay 50 % of his benefits and we have to pay for our fami...
Answers
- I suggest you look into the plan your husband's company offers and find out what it covers and what type of copays and deductibles you'll need to pay. Even if you cho...
- I would check into Kaiser. Honestly I had always had a bad opinion of Kaiser, but my current company coverage only offers Kaiser, and I have been very pleasantly surpr...
- Don't freak out just yet. My husband is self-employed and I work part-time so we pay out of pocket for everything. Currently we are going through Scott and White, whic...
Health Insurance...
Asked by R.. from Chattanooga
on January 10, 2011
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My fiance and I are finally in a position that we can afford to buy health insurance... barely. His job doesn't offer any insurance plans, so we have to find our own....
Answers
- The options vary by state. I live in MN and have had individual insurance through Medica for 4 years and I am OK with them and the plan I'm on. My deductible is so hig...
- Is there a Farm Bureau in your area? We get BlueCross/Blue Shield coverage through them at a very reasonable rate. (Better rates obviously if you're reasonably healthy...
- Try to research if your State has State provided health insurance... it is much cheaper or free. My kids are on that for in our State...which covers medical and denta...
Health Insurance
Asked by B.B. from Chicago
on December 13, 2010
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Hi, I currently have Humana Health Insurance and every year it goes up $100-200 or more a month, even though we never make any claims besides anual check ups for the k...
Answers
- There are several websites that will compare options for you, such as: www.eheathinsurance.com I would google "health insurance comparisons". There is no guarant...
- I have blue shield/blue cross and its doing the same thing. I'm sure it has something to do with Obama-care. It's horrifying. My husbands whole paycheck goes to ins...
- It's the nature of the beast I am afraid. I think health insurance is going up everywhere. Our BC/BS policy just went up as well as my husband's policy through his w...
Health Insurance
Asked by L.J. from San Diego
on February 10, 2011
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Hi ladies...I have a health insurance question that I'm hoping someone can help me with! I am about 19 weeks pregnant and we currently have an individual health insur...
Answers
- Yay for you! Group medical will work for you. Regardless of pre-existing conditions, you are able to join and be covered.
- There aren't pre-existing conditions with group plans, they have to cover everyone.
- You can join the company group plan. No one is excluded from company insurance. That is the benefit of group insurance.
Health Insurance and the Right to Have Kids
Asked by S.S. from Cincinnati
on May 21, 2011
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ok so I found I was pregnant with my second child a couple days ago. Things are tight finacially but we will be able to provide for this child once its born, I have no...
Answers
- With my last pregnancy I carried the insurance and for us it wasn't too bad, but I also worked at a doctor's office and they reduced what we had to pay so it was worth...
- I think if she has a problem with it maybe she can pay for you to get on insurance through your husbands work. Insurance is WAY to expensive most of the time. Some peo...
- You do have a right to have kids, but I know I have an Aunt (she is my age) and once she was pregnant with her 3rd child on public assistance, her doctor asked her if ...
Can't Afford Health Insurance Through Husband's Employer. What Are My Options?
Asked by A.O. from Philadelphia
on June 5, 2010
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Hello Mamapedia!
I live in PA. My husband has been in his current job for 4 months.
We were hoping that we'd be able to take advantage of health insurance benefits t...
Answers
- I would just go with yur husbands employer insurance his job is to take care of you & his unborn child regardless if you can afford it or not.Why did you become pregna...
- I am in a similar situation. Ins through my husbands employer is $900 a month for my daughter & I. Get online & start comparing in your area. Is there a local hospita...
- It doesn't hurt to shop, however just know insurance is expensive..I would pay more than that if I had to get insurance through my employer. The other consideration is...