health insurance too expensive
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HELP- How to Find Right Health Insurance
Asked by K.B. from Washington DC
on July 29, 2009
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Hi,
I was just wondering if anyone may know of a good health insurance company for our family. My husband has his own business and has NEVER had insurance for himse...
Answers
- If you go to www.ehealthinsurance.com you put your info in and it will bring up all the health plans that you are eligible for in your area. Hope this helps.
- I've think out of all my insurance coverages Blue Cross/Blue Shield has always been the best. I've had a variety of different BC/BS programs in a variety of states and...
- You might want to see if you are eligibile for medical assistance (based on income): http://www.dhmh.state.md.us/ma4families/index.html If not, your kids might be ...
Families W/ Individual Health Insurance
Asked by A.V. from Houston
on April 2, 2008
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Hello Moms,
My husband will soon be taking a job, for about $10 more/hour. But, the employer does not offer a health insurance benefit. I am not sure the raise in pa...
Answers
- I bought an individual plan for my son through Aetna. You can go to their website directly to get a quote - www.aetna.com. What I did, though, was use an online serv...
- Good Morning Amada V I look at the cost of your medical and dental and have to smile. I'm retireed, have BcBS for me and my daughter. I pay 560.64 a month, with a 7...
- One thing to keep in mind about individual insurance policies in Texas -- none of them have maternity benefits. None of them. I found this out the hard way when I was ...
Pregnancy and Changing My Deductible on Health Insurance - How Does This Work??!
Asked by S.B. from Kansas City
on January 31, 2013
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Hi, I'm currently about 4 weeks pregnant, and have only partial maternity care included in my health insurance. That means they only cover office visits and some lab w...
Answers
- Call United and ask them. They know what their policy and rules are. You don't want to do anything underhanded and so direct questions is the way to go. The only ...
- I'd imagine they won't let you make changes but it doesn't hurt to just call as ask as a "new" member. Doesn't hurt to just ask how much it would cost for general cove...
- The best person to ask is the people at United Healthcare. There should be an 800 number on the back of your card. Call it. Tell them your situation and what they woul...
Understanding PPO Health Insurance - Help!
Asked by L.D. from Modesto
on August 9, 2012
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Anyone knowledgable in health insurance, please help me out. We have been offered an 80-20 PPO insurance plan by my husbands employer. It states the office co-pay is $...
Answers
- Wow. This sounds like a great plan....depending on what you are paying in premiums each month. If you are looking at this plan and another, you need to figure out th...
- I also have a PPO with the same terms - higher deductibles unfortunately. I believe you are correct at least that's how I understand it. I'll review your responses t...
- It depends, of course! In PPO's, normal office visits can be subject or non-subject to deductible. I have seen both. It sounds like, with the $20 co-pay, you are not ...
Low-cost but Good Health Insurance for a Child
Asked by J.S. from Kansas City
on August 2, 2006
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My daughter is going to lose her health insurance, and my husbands through his company is way to expensive. Does any one know of any place that you can find relativel...
Answers
- Hi Julia :) We had the same issues through my husband's employer. It got completely out of hand to cover the entire family. We are now also using Blue Cross & Blue S...
- Julia- Give me a call I am a licensed health insurance agent. I can answer any questions you may have regarding quality and affordable health insurance coverage. N. ...
- Julia, I have the same situation with my husbands insurance and it is crazy expensive to go thru my work too, so I have an independent carrier. It is thru Blue Cro...
Need Affordable Health Insurance for Family of 3
Asked by K.R. from Phoenix
on December 17, 2008
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Hello! I recently quit my job to be a SAHM. I carried all the benefits, and although my husband's employer has health insurance, the plans and prices are terrible. ...
Answers
- You can apply with BCBS of AZ through this link: http://broker.azblue.com/bmw/index.asp?broker=03182 but just as a heads-up, toddlers can be expensive due to the...
- My husband is an insurance broker, which means he works with all the insurance companies as the "middle man" between the insurance company and you. He has over 10 yea...
- K., Please log onto www.insure2health.com and you will see our web-site. Click onto Contacts and you can send me a private e-mail with your family info.The questio...
Health Insurance for Short Term
Asked by A.R. from Dallas
on October 16, 2008
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Does anyone know of an insurance company that covers short term, 90 days, for pregnancy? My husband just changed jobs and our ins. will run out on Nov. 1, we have loo...
Answers
- You need to use the Cobra.... and call his old HR department. They do know and can tell you what it is, you just need to find the right person. I don't know any insu...
- I don't anyone will take you while you are pregnant (except Medicaid). My husband took a new job in a new state when I was seven months pregnant. His new employer need...
- Try this: http://www.maternityadvantage.com/form2/benefits.asp Google: maternity insurance. When I got pregnant with my daughter I had NO insurance whatsoever a...
Daughter Seeking Affordable Health Insurance Kfor Her Mom
Asked by L.W. from Houston
on March 7, 2008
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Does anyone know of an affordable health insurance out there. My mom needs insuance but all the ones i've researched are so expensive. I would gladly appreciate your help
Answers
- Hi L., My Dad was telling me about some insurance that individuals and small business can obtain. I'm not sure of the name, but I'm sure you can find out through t...
- Try looking at www.ehealthinsurance.com
- Check out ehealthinsurance.com I think? I went here a while back and after you enter in some brief info about your family. It will give you a list of plans, deductible...
Individual Health Insurance
Asked by K.P. from Atlanta
on September 6, 2009
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Hi ladies! Medical insurance...yuk!!! I so dislike this subject! But I have to ask if anyone has found good coverage for either themselves (on an individual plan) o...
Answers
- Hi K., Give a call to an American Family Insurance agent. They have individual health insurance policies brokered through American Republic. It may be a good fit for ...
- I don't know. I would go to ehealthinsurance.com and shop around. There's even a phone number you can call for someone to help you pick out a plan. Good luck!
- I would recommend looking into Coventry. We have a small business, so I've had to research afforable health coverage quite a bit. We were with Blue Cross Blue Shield...
Looking for Excellent Health Insurance Company for Husband and I
Asked by V.G. from Boca Raton
on November 30, 2010
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My husband needs to get an operation on his throat sooner than later, and he is not covered by his work because it is too much extra per month. We are looking for a re...
Answers
- I went thru Blue Cross Blue Shield but do know that you may end up paying more than what you'd pay thru work since he has a pre existing condition and needs surgery. ...
- V.---I would rethink declining the employer provided insurance. It is most likely the most cost effective policy that you will be able to get. My husband recently go...
- Move to Canada. Sorry to be flip, but you don't have a lot of great options. Good luck.
