health insurance in between jobs
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Pregnant with No Insurance Please Help
Asked by B.L. from Kansas City
on March 30, 2008
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I am pregnant (total surprise) I have no health insurance. I applied for medicaid online and got denied. I don't know what to do. Have tried other insurance compani...
Answers
- Truman Medical Center.They charge you according to your income.There's one in Lakewood and one down town Kansas City.
- My second dughter was a surprise for us, my husband just started a new job insurance didn't kick in for 90 days. I went to the local health department to see what I c...
- Try advice and aid pregnancy center. It's in Shawnee at 75th and Nieman. They have great resources and they give a lot of help - including help with the baby things yo...
What Temporary Health Insurance Is Recommended for a 2 Years Old?
Asked by D.Z. from Pittsburgh
on July 22, 2009
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We are in between jobs and need health insurance for our 2 year old daughter. We need it for about 1 month, and it should cover the US and Canada (ideally also Europe)...
Answers
- If you're between jobs, can you get COBRA? That's the kind of thing its designed for.
- I would honestly look into doing the State-funded CHIP program. You've been paying for it all along and you may as well use it if you need to.
- Contact CHIP. Because you're not currently employed, the typical 6 month coverage gap requirement would not apply. You will be able to keep it for her even after you...
Do Your Children Have Life Insurance?
Asked by S.H. from Green Bay
on June 15, 2012
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We have seen so many of those Gerber Insurance Policies, and also have several friends who have policies on their children. Do your kids have Life Insurance Policies?
Answers
- Yes, we have small policies on each of our kids. They are connected to our policies. I think it is like $5 - $10 per month. Our agent recommended them when we chang...
- I have and have had life insurance policies on each of my children since I got divorced and they were very young. Now they're all adults and I still carry the poli...
- No....health, dental, vision, but not life.
Seeking Affordable Health Ins.
Asked by L.A. from Detroit
on June 11, 2009
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Hello mamas...my husband just lost his job, and we lose our health ins. on June 30th. I am desperate to find affordable health ins. for him and I until he finds a job....
Answers
- I think that it will be important to make sure that you don't have a lapse in coverage, because this could hurt your future coverage. Get one that doesn't cover anyth...
- I just signed up with Optimum Benefit Group. They had very reasonable price points and included that reduced my accident costs substantially. Also, more options than...
- look into state of michigan help to may quailify for food stamps. I think you can get insurance too.
Health Insurance Advice - Cigna Vs. Empire BCBS Vs. Anthem BCBS
Asked by K.A. from New York
on August 7, 2012
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My husband just changed jobs so we are changing health insurance. We have the option of Cigna, Empire Blue Cross Blue Shield or Anthem Blue Cross Blue Shield (all PPO...
Answers
- We have Cigna. I am the one who carries the family on insurance. We have a very rich policy so we are very lucky! This is our first year with Cigna and so far so go...
- I do medical billing and prefer the bcbs plans over Cigna!
- I work in a doctor's billing office, none of them are easy to work with. :( Have him ask his coworkers, that is really the only way to know. I am in St Louis, here...
Health Insuranc
Asked by K.N. from Chicago
on January 24, 2008
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Does anyone have a referral for health insurance. It is for my husband and I, he is a Veteran and does get help from them but I am currently paying $460 a month for m...
Answers
- Unfortunately unless your looking for a high deductable there are no cheap plans. I actually looked for myself yesterday because my precription co-pays thru blue cros...
- Hi, K.! My husband recently changed jobs and we were going to be required to pay the entire insurance premium to cover our two boys and myself. I ended up going to...
- I am self employed and have made the rounds over and over looking for affordable insurance. It doesn't exist! I most recently used Debra Hicks & Associates. Deb...
Family Insurance Under Obama
Asked by J.S. from Austin
on November 29, 2012
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Can someone please explain to me how Obamacare has helped with the cost/availability of medical insurance. I don't want to start a political discussion based on feelin...
Answers
- Remember that most portions of the Affordable Care Act have not even been put in place yet, so it's not really fair to blame Obama for your situation (with which I sym...
- The true horror of this law is they are going to create formulas to determine if your employer is passing too much along to you the employee. There are two sides to t...
- The calculator only told me how much I would pay if I was forced to get insurance through "a different plan through your state’s exchange with federal assistance". ...
Can I Get on His Insurance Before We Wed?
Asked by T.L. from Phoenix
on October 9, 2011
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Hey ladies, I'm engaged, and we've recently learned we are expecting our 1st child together...I have insurance through my job, but he believes his insurance is better ...
Answers
- No you can't get on his insurance til your married. And even then his insurance might not cover the pregnancy anyways, because some you have to be married a year befor...
- When I turned 24 I fell off my father's health insurance and was uninsured for the first time in my life. I'd been living with my boyfriend for the past five years and...
- I would just get married now to get on his insurance. You can still do something quick and special. I planned my weeding in two months and it was not just a courthouse...
No Insurance and My Son Is Sick, Help!
Asked by J.V. from Austin
on November 14, 2007
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Hey everyone my son who is 22 months old has been sick way to long for like 3 weeks. He isn't misrable or anything but he has had a runny nose, cough, and congestion. ...
Answers
- It's probably allergies if he's not running an elevated temperature. Get a cool air humidifier and keep it in his room. If you can't afford that get him into a steam...
- J., I completely understand the no insurance part! My suggestion would be that until you and your husband get insurance again, purchase an individual plan for your ch...
- Hi, Sorry to hear your son is sick. Check with your health department and see if they can assist with some options. Also, I have found this to work, a vaporizer i...
Change in Insurance with New Pregnancy
Asked by K.V. from Richland
on May 23, 2010
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I just found out recenly that I am pregnant with my 3rd baby and we are over the moon excited about this child, but there is one tiny black cloud that maybe you moms c...
Answers
- K. - I would go along with the previous answers. Technically with the new Obamacare you can no longer be denied for pre-existing conditions, but most facets of the law...
- That doesn't sound right. :-| I've had insurances change mid pregnancy twice now and all they do is bill the first insurance for the time I was under them and then bil...
- I may be wrong but I believe it is a federal law that pregnancy no longer is a pre ex. You may want to check this. Good luck and congrats with #3. I have one of tho...