health insurance does not cover
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Rejected by Health Insurance Company. Now What?
Dog dander does not rule my life!) I wish that I hadn't gone to the allergist. .... Insurance companies will find ANY reason not to cover something and if ...
Answers
- Don't beat yourself up for not disclosing using a nasal spray. They would have found out eventually. People have been busted for honest mistakes, leaving out meds th...
- Contact my health insurance broker, he can advise you on what to do. As far as getting rejected from Blue Cross/Blue Shield, you should write them a letter and have y...
- The advice already given has been great. I would also suggest that you call or write the allergist you saw explaining the situation. He/she can write a letter to the...
Need Insurance Help Please....
So my sister-in-law is about 6 months preggers she has health insurance thru her ... of her job and does not need added stress of health insurance issues. ...
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- Hi, I used to work somewhere that you were only allowed to add people during open enrollment times to unless there were other circumstances. When my husband was laid o...
- ok, if your SIL in laid off from her job, she does have the option of picking up COBRA but that is very expensive. But, if she is laid off, her husband can add her to...
- If she happens to be one of the ones getting laid off, she should talk to HR for her insurance company to see if she can get COBRA. It is a system that allows you to ...
Insurance ? Re: Pregnancy
If for some reason your husbands insurance does not start on 9/1/08 make sure ... if the answer is yes, they will not cover you at all. I just want you to ...
Answers
- Have you husband ask his employer if there is a pre-existing clause on the new insurance plan for pregnancy. He will need to talk to the human resource person or the ...
- We had to switch insurances mid way through my pregnancy with our son. No problems. It is not considered a "Pre-exsisting" condition. You should have not problems. T...
- Hi B., I think you should be ok. I was in a similar situation 2 years ago and was told that as long is there is no lapse in coverage and you go from one set of cover...
7Mths Pregnant and No Helath Insurance
I am 22 and thought that my father's helath insurance would cover me until the age of 23. ... Maybe there is some synergy there - not about health insurance, .... or you get state aid it does not matter., but you need to do it now. ...
Answers
- You should not be concerned about getting health care. You do whatever it takes to get it. It doesn't matter how, just do. What does matter is that you have a healt...
- Try Healthplus. Their number is 1-800-300-8181. I was on it when I was pregnant with my son.
- Hi E., Yes, NJFamily Care is an option. If you are unsure about what to do , please call this number. 866-576-2754. It is a place called Birth Right. They will ...
Paying for Orthognathic Surgery
The problem is that our health insurance does not cover this type of treatment/ surgery. Orthognathic surgery is specifically excluded regardless of cause. ...
Answers
- My heart goes out to you!! We are currently working on $10k of chiropractic because our insurance doesn't cover it so I am aware of the burden (to a much lesser degre...
- Dear K., Since your daughter is 18 she is an adult. Medicare could be applied for if she has very low income and also doesn't have many assets of her own. Pe...
- Hi - I just had a thought. Maybe you can check with your insurance to see if they cover a maxillofacial surgeon. They basically do the same thing as orthodontists (exc...
Optional Maternity Coverage
Does your insurance cover prenatal care, but not labor & delivery? ... (Yes, you can qualify for MA even if you have other health insurance. ...
Answers
- My sister didn't have maternity coverage for her 2nd child and found that the Dr office she went to had a program and so did the hospital. She had to pay I believe $9...
- why would you even think about another baby-when things are so tight right now???id say wait until your hubby gets back on his feet....jmo
- I don't knw if you've already begun coverage with BCBS, but you may want to look into Health Partners. I have had and individual plan with them for years and had very ...
Pregnant and No Insurance
His job is a great job but unfortunately does not cover me and the kids. We will not qualify for medicaid but can i .... Pregnant with No Health Insurance ...
Answers
- I am an insurance broker, you can find my company listed on mamasource "Covenant Health & Life" as well as the positive reviews I have received from moms just like you...
- Apply for medicaid! You said you were on it before, and since you're pregnant, you should be able to get it again. I don't know if midwives accept medicaid or not, t...
- My husband and I are starting to ttc process and we are having similar issues. Pregnancy is not a pre-existing in the state of Texas. My doctor has a cash price for ...
Health Insurance Appeals
I once "heard" that something like 50-70% of claims are kicked back by health insurance companies because they know that the majority of the people WILL NOT ...
Answers
- I actually do this for a living. I work in Insurance collections for a large University Hospital. What I would suggest is to review the explanation of benefits you...
- Don't appeal with the state ...yet. Find a lawyer, one that's upfront about costs and specializes in medical claims. Do the next appeal through the lawyer. If the i...
- I am not an insurance expert and I hate to be the bearer of bad news, but in my "insurance experiences" I have found two things 1. No matter what the "help line" p...
Seeking a Good Health Insurance Plan
Read all 9 responses: "I am looking to switch Health Insurance. ... It does not cost you anything. They make their money from the insurance companies. ...
Answers
- L., My family purchases our insurance through an "agent". He is a family friend and usually works with small businesses. I'm sure any business is good (for him). H...
- L. Here is the contact info for Pro Insurance. When you call ask to talk to Rich Fuchs II and tell him that we sent you to him. (Tom & Kathy Wentland) He knows...
- Hi L., I know this is a month overdue, but I just wanted to make sure you had the information anyway!! Please write or e-mail back if you are interested! Ame...
Need a Better Health Insurance Plan
The problem is that his employer does not provide health insurance. We currently are self-insured with Blue Cross/Blue Shield with a high deductible of ...
Answers
- Look into Unicare! I was with them independently for a couple years before I went onto my husbands plan through his work (which is Blue Cross Blue Shield HMO but thro...
- Have you checked with INSURANCE.COM? The url for the health insurance is http://www.insurance.com/Health.aspx I didn't purchase my HEALTH insurance through them ...
- D., I would be happy to help you and your family obtain more affordable and better health insurance. My company is located in Forest Park and we frequently work wi...
