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Auto Finance--Do We Have ANY Rights??
Asked by J.H. from Dallas
on January 30, 2008
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Hi Everyone!
I need help. First, I'm not sure what's wrong with me, I've been feeling yucky (stomach) and I'm SO emotional right now. (hope I'm not pregnant!)
Bu...
Answers
- I work at a financial institution and can sometimes hear my collections department. I think that they do have the right to be firm in collecting their money. Believe...
- As a former debt collector, she is trying to scare you. I would get your bill up to date. Some debt collectors have those type of tatics to bully people. Everyone has ...
- J., Sometimes people are just rude. It is her job to collect money - not a fun job I am sure. Why don't you just make sure you pay your bills on time to avoid all...
Another House Finance Question
Asked by J.G. from Chicago
on April 11, 2012
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Hubby and I decided not to refinance our house. Our ARM is set to go down, and we did some calculations and figured we'd save a lot more by putting the savings at the ...
Answers
- Impressive credit score since 850 is the highest possible. :p You need to relax about the foreclosures. Unless the people who were foreclosed on did major damage t...
- HI, Well I hate to burst your bubble on the credit scores. You might be looking at what is called the Vantgage credit score.. Fico scoring is what all lenders for Mo...
- If there are a couple of foreclosures in your neighborhood, I would think this is a terrible time to try and sell. I suppose the market in your area could get worse, ...
CareCredit
Asked by T.R. from Detroit
on August 30, 2010
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Because of our financial situation, we haven't been able to take our cats to the vet in almost two years. I would really like to get them in for an appointment, but u...
Answers
- I love care credit. No interest if paid within a certain amount of months and the monthly payments are very reasonable and can be drawn out for 48 months. I've never h...
- We have used it for dental work and love it. The dental receptionist just swipes the card through and puts it in for as long of a promo balance (no interest) as she c...
- I just happened to read an article cautioning about credit lines for vets and other health care. You have to be careful to read the fine print for how many months you ...
Car Issues
Asked by H.B. from Atlanta
on February 5, 2009
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I was just looking for advice on what to do. My husband has been driving a beater for the past year. We bought it for $1500 and knew that it had issues, but it was the...
Answers
- My husband isn't the most mechanically car repair qualified person in the world. But he was able to google reliable instructions on how to replace a radiator on a 199...
- Been there done that! Go ahead and take your car to a reputable radiator repair shop or if you or your husband feels that you could do the replacement yourselves, go ...
- Replacing the radiator could be a fairly inexpensive fix. Are you in Marietta? Marietta RAdiator is good. My son replaced radiators in a couple of our vehicles for us,...
Step Kid
Asked by K.D. from Kansas City
on January 5, 2011
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ok so i have a 11 yr old soon to be step son me and his dad have been together almost three yrs i have 2 kids and we have one together due in april. His son is very je...
Answers
- Lots of great responses!! I don't have 1st hand experience with stepchildren, but most children do not seamlessly blend into a new situation. I wish parents would pu...
- An 11 year old boy is picking on other kids not doing everything his is told and talking back really that is absolutely unlike EVERY other 11 year old boy. Maybe the...
- K. -- as his future stepmother -- you need to butt out and leave the discipline to his dad. If his dad wants to wash his clothes, let him. Do you want your stepson...
Husband Does Not Want to Own a House EVER, Is This a Bad Financial Decision???
Asked by C.J. from New York
on June 3, 2011
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OK I'll make it short ladies. we were homeowners from 2003 until 2009; I LOVED my house, I loved being a homeowner and we only sold because husband's work was an hour ...
Answers
- Geez, I can't imagine why he WOULDN'T want to buy a house, especially while the market's so flat. In the long run, it's ALWAYS better to rent then buy, unless you r...
- I have always wanted to be a homeowner, however I can understand why some people absolutely would not want to go that route. A few years ago, we put our house up fo...
- While real estate is rarely a bad investment, if he doesn't want to, he doesn't want to. Make sure to be funding your retirement and college funds generously!
Rent to Own or Lease
Asked by R.B. from Dallas
on April 28, 2010
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ok my least is coming up in a couple of months and I'm interested in a home I can owner finance or rent to own in Irving TX. I'm currently working on my credit and hav...
Answers
- I tried to rent to own twice and both times I was tricked. The first was through an owner, and just like a previous answer the owner didn't pay the mortgage and the h...
- R., My husband Michael works for a company called Hunter Financial Group. He has been in the industry for 15 years and knows everything there is to know. He also k...
- I would be very cautious of a rent-to-own situation. If you choose this route make sure you have an excellent attorney and you understand everything in your contract,...
Dental Service for Cleft Palate Born Child
Asked by A.R. from Dallas
on June 22, 2009
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My 9 yo grandson was born with a very bad case of cleft palate. Lips have been fixed but teeth need fixing badly. Child has hearing problems, too. Parents divorced ...
Answers
- celebrity jessica simpson had an organization for cleft plat children. might surf the internet for this information. also talk to your dentist to inquire if there's ...
- Call Scottish Rite hospital in Dallas, it's free but you may have to get a referral from your/his doctor. Good luck
- www.operationsmile.org provides cost-free surgeries and repairs for cleft palate. Since the repair is already finished, they may not take on your case, but they could ...
Need Gift Ideas for Daughter Who Wants "Experiences" Not Stuff
Asked by L.G. from La Crosse
on October 16, 2010
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I asked my kids for Christmas gift ideas this week. My 20-year-old daughter said she doesn't want any more "stuff", she wants "experiences". She wants to travel, enj...
Answers
- I totally agree with the idea of Amtrak tix to Mpls or Chicago! So much to do in both cities. Chicago might be easier for her to navigate, as the city is laid out on...
- I'm sure this won't be fun or maybe not what she had in mind but how about doing some volunteer work, maybe at a food pantry/meal place. It would be an experience & s...
- Theater... either watching it or taking classes. I did that as a Teen... REAL fun.. and great bunch of people... Travel... even to cities near you... then do exc...
Looking for Owner Financing---Where to Find??? Help Please!
Asked by T.C. from Dallas
on August 26, 2009
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My husband and I have been renting a home from my parents for about a year but we desperately want to be in our own home. We still do not have our credit where it need...
Answers
- Hi T., I am a real estate agent with Keller Williams and I can help you find owner financed homes. If you want to email me directly with your home critera I wi...
- Hi T., First, I understand how much everyone would like to be in their own home. Secondly, I also understand that there are many interesting things about owner-f...
- My husband works for a mortgage company in addison and would love to assist you. He has been in the mortgage industry for 17 years and also helps people with their cre...
