fund performance
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Thoughts on the TX Tuition Promise Fund?
Asked by J.L. from Dallas
on August 18, 2009
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Hi everyone, it sounds like a good idea - invest in your child's college education now and lock in this year's tuition costs, because by the time your child is 18 yo t...
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- We did a 529 plan back when daughter was little. She can go anywhere she wants to go, in or out of state. I just depends on what your specific needs are and what...
- I don't know on this particularly. Maybe there is a good accountant out there. But invest or set up some type of savings plan now. The years fly by and anything you...
- I did not read you other responses. I will tell you that if it isn't backed by the state then I wouldn't do it. Also, One thing I have been told these last few yea...
Do You Agree with Initialing the Homework Nightly for Your Child?
Asked by T.R. from Norfolk
on September 20, 2006
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My son is in 4th grade this year and the teacher requests that I initial his homework each night. I do not know why I should have to do this. My husband and I compri...
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- She is not having you initial his homework because she doesn't think you are good parents, she needs to know when she looks at his work, that his parents have checked ...
- Hi T.. I am thinking that yes I would just initial it. This way she does know, that yes, you are checking it and going over it with him. However I do think she needs t...
- T., My oldest is in 5th grade but, he started having an assignment notebook in 3rd. Which is basicallly the same concept saying yes, I looked at the assignment not...
529 Plans
Asked by R.H. from San Diego
on June 5, 2008
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Hi there, I am wondering if anyone has looked into starting a 529 account for their child's college savings. Since each state offers their own plan, the options seem e...
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- We opened 529 plans for our sons with Utah (Utah Educational Savings Plan). Since there is no tax benefit to opening a 529 in California, we looked out of state. The U...
- Hi. The 529s are fairly easy to deal with especially if you do it online. I get intimidated by long-term/investment/financial stuff but even I could handle this. If yo...
- A good friend of mine passed this info along to me a while ago. We haven't set it up yet but plan to - it sounds like a great way to go. It's called "CollegeBou...
Parents Sleeping Overnight on Sidewalk for Kids' Recital Tickets?
Asked by D.D. from New York
on May 22, 2011
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I'm not sure why this makes me so crazy. Tickets to the annual dance recital at the school where my daughter takes classes will go on sale this morning. Some parents h...
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- As a mental health professional, I'm sure you have seen worse. Like parents abusing their kids, or neglecting them, or not able to bond with them. What's the big dea...
- No I don't think it would give an unrealistic point of view. It's silly, but maybe it's their way of doing fun things together and to do different things other than di...
- I agree with Christina.. The price of the Recital was always part of the Tuition.. It was always held in a huge auditorium so always a ton of seats, Everybody could in...
How Do I Take Advantage of a Work Situation to Get a Promotion/raise?
Asked by J.B. from Boston
on October 28, 2011
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Hi mamas - sorry for the length of this. I am a terrible negotiator when it comes to arguing my own worth. I'll fight tooth and nail for someone else but when it comes...
Answers
- I'm late coming on this, JB, but I just want to say that you start out telling them why your idea is good for the company, but then you tell them why YOU are intereste...
- Sounds like you deserve a raise. There's a book entitled, "Getting to Yes;" one of the author's (there are two) is Ury. It's a fast read, though I don't know how late ...
- Have solutions for how to make this work on a temporary basis and point out that you have always been there for the department. I wouldn't hesitate to ask for a cover...
Desperately Seeking Advice on a School Event
Asked by T.K. from Fort Collins
on January 24, 2010
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I am in charge of our small elementary school's annual fund raiser. My theme is Greek Mythology. My problem is I have had no one sign up to help me with this event a...
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- Local grocery store deli to see if they will donate some greek pasta salad as a sice. Then, you couldjust do Costco Pizza as most kids will eat that and it will all b...
- Is there a PTO you ask to help? Another idea is to ask each room mother to send out a plea for help to the parents in her class ... or perhaps assign a food, game or c...
- T., Sorry I can't help in the short term. But for the future, I have a stress- free fundraising program. Let me know if you would be interested later when you have ...
"Need Help Understanding My Mutual Funds in This Situation"
Asked by R. from Dallas
on October 9, 2008
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My husband and I currently have Roth IRAs, ESAs, and Coverdell accounts with Edward Jones. We have been with Edfor 7 years, but I am just concerned because I don't und...
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- Hi R., You said you have lost 10K, which is alot, but what really matters is what PERCENT you have lost. The market itself has been down at least 30%, so if you ha...
- and start reading Money magazine; it's pretty good and not that hard to understand. I have some American funds and they have done very well over the last ten years, b...
- I am by no means a financial expert but here is what I would do. 1) Seek a second opinion. Have a planner from another office or company review your portfolio and ...
Our School Is Closing, Dislike Our New School, Should I Homeschool?
Asked by X.L. from Sacramento
on January 20, 2010
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We found out in Nov. last year that our Elementary School is closing at the end of term this year, I currently have a 1st grader in that school, next school year he wi...
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- open enrollment is going on right now and you should find a school nearby that you like and open enroll for it. gold river has a great reputation and is near rancho c...
- Definitely visit the schools with the low test scores to form your own impression. I went to the school with the lowest test scores in our district growing up and did ...
- Well, I wouldn't homeschool my kid. I'm not cut out for it, and that's why I didn't become a teacher. Brutal honesty: I don't think very many parents actually are cu...
Teen Girls Borrowing from Mom....yikes!
Asked by B.W. from Rocky Mount
on November 3, 2010
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I have kids that are in their teens now and two of them are girls. Here's my dilemma....seems that as of late, my teen girls love to come into my room, closet, and bat...
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- Ok so you are the mom and said no they need to follow that. You could comprise and say that particular iron has to stay in your bathroom and they can only use on speci...
- You are fortunate to only have two girls. I have had three girls, a mother, a sister and an aunt all under one roof at the same time. Growing up we were not allowed to...
- My teenage son was just as bad as any girl! Off course your kids think you are crazy. They are teenagers! But you should take care of yourself. I'd say use the fl...
529 College Savings Plan
Asked by I.W. from Baton Rouge
on February 28, 2010
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Hi mom, It's me again... I am wondering how I start to set up a 529 college savings plan for my son and my daughter (4years old and 8months). Did anyone use anyone tha...
Answers
- Have you looked into the pre-paid college funds. They differ a little from state to state. You can pre-pay in full or do monthly payments at todays rates for college...
- I set up 529 College Savings Plans with the same financial institution I have for my 401K. I use www.fidelity.com It is very user friendly and their representatives ...
- I am also in the process of setting one up for my 6 month old. After alot of confusion, I decided to go to my bank and speak with the financial counselor there. He gav...
