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Need Insurance for Baby
Asked by H.R. from Dallas
on March 20, 2007
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We are looking for insurance for our 4month old baby. We applied for CHIPS and were denied (we make too much to quality but too little to survive). So we have been pa...
Answers
- Did you not qualify for Mediacaid? Thats what my boys are on, but the drawback is you can only choose a doc that takes medicaid. The WIC office offers shots for free...
- Does your husband's employer offer health insurance? For shots, you should be able to go through the county health department.
- Try Humana at 800-351-2056. We pay 67.00 per month with no deductible on prescriptions - 3 tiers of 10.00,30.00 and 50.00, and 4 yearly visits with doctor at 25.00 co...
My Insurance No Longer Covers Maternity!
Asked by A.J. from Dallas
on March 28, 2009
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We are ready to start working on having a 4th child. My insurance no longer covers maternity. Any ideas on how I can get affordable prenatal care and give birth withou...
Answers
- Looks like a lot of mamas already said what I was going to say, and that is to consider a birth center or homebirth. Much cheaper than a hospital birth and most midwi...
- Hi A., I just want to throw in another vote for a non-hospitalized birth. Since you have already experienced 3 healthy pregnancies and deliveries, you should feel ...
- Hello Anji, Sounds like you have a wonderful little family! I had 4 children and they have been the blessings in my life! Something to think about besides do...
Pink Eye W/no Insurance
Asked by C.B. from Kansas City
on March 25, 2010
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ok moms, no judgements please...i had to drop our insurance a couple months ago b/c the premiums doubled. long story short, we still have no insurance. my son had a gu...
Answers
- I've read the responses, they are good ones. One more note though, if it doesn't go away...my daughter gets pink eye at least once a year. A couple of years ago I co...
- First off it may not be pink eye. I had similar, my sister did, my grandson did, a friend did, none of which I am around and it is everywhere right now. I went to an...
- Pink eye will eventually clear on it's own, but it's contagious the entire time you have it. If you buy the eyedrops without insurance, it'll run you around 60 bucks....
Pregnant - No Maternity Insurance
Asked by A.P. from Dallas
on August 28, 2008
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My husband and I have private insurance that does not cover any maternity related costs, (except for complications such as gestational diabetes or other medical condit...
Answers
- An out-of-hospital birth with a midwife will cost you around $2500 - $5000, and that pretty much includes everything. If you birth in a birth center, there is an addit...
- My sister in law was in the same boat with her first two. She used a midwife and had ALL 5 at home. She had a great experience. She did not use the same midwife for...
- I would strongly urge you to go to www.birthcenter.net to get familiar with a birth using a nurse midwife. Your costs for all your prenatal care and delivery will be ...
Looking for a Good Company to Purchase Life Insurance
Asked by L.K. from San Francisco
on September 29, 2008
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I was looking into getting some life insurance for myself. A friend of mine said I should get a life term insurance. Can anyone pls give me some input on that or sugge...
Answers
- HI L., My husband and I are financial coaches for Primerica. Our business handles many financial aspects of life, including life insurance. Our company recommends ter...
- My husband is a State Farm agent & I run the business with him. I just recently had our first child who is turning 3 months this week so I work from home now but if yo...
- I recommend Ben Young ###-###-####. He is a financial advisor that works for Brecek & Young. Call him and talk to him about your situation and he can offer different o...
Help! I Just Found Out I'm Pregnant Again and I Have No Insurance
Asked by S.C. from Phoenix
on June 27, 2007
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I need advice right now in the worst way!! I currently have no health insurance because my family and I simply can't afford it. My son is on my fiance's but I had to g...
Answers
- You never know until you go down to the DES office and apply. If you do make to much money, you may be able to join their premium share program (I think they call it ...
- Congradulations on your pregnancy. Definatley try appling for AHCCCS, they have a program called Baby Arizona that provides insurance for pregnancy. If you don't qua...
- My biggest advice would be to cut your expenses as much as possible so you are no longer living paycheck to paycheck and so you can save up money to pay for the baby. ...
How Do You Really Feel About People Without Insurance?
Asked by G.W. from Dallas
on March 9, 2013
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Happy Saturday morning girls (and guys) :-)
This question is really not political, it is personal. My 38 year old sister has all but been diagnosed with bladder can...
Answers
- When I hear stuff like this I thank God I live in Canada. Everyone is covered by Medicare. Private insurance is only necessary to pay for things like drugs, ambulan...
- Insurance = savings for a rainy day. If your sister could afford to pay for her minor medical with cash, what is wrong with that? However, being diagnosed with somet...
- HMM. When I worked in the hospital I loved that we offered charity care and housed other private companies that would help families who didn't have insurance pay for t...
Looking to Switch Car Insurance Company
Asked by Z.G. from Denver
on September 23, 2008
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Hello, we are looking to change our auto and home insurance. We currently have Nationwide and are finding our insurance to be quite costly, and our agent never checks...
Answers
- All I can tell you is that I have had Allstate for a long time and have been very happy with them. They have always been very helpful when we have made a claim and the...
- Hi Z., I am an insurance agent.(just to let you know up front, but I am sending this as a friend not a solicitor.) I am sorry to hear your agent hands you off ...
- I know that Allstate is really expensive to have. You might want to try an independent type agent that can check with a lot of companies. My agent is great. He call...
Insurance Help-Husband Took a Severance Package
Asked by H.O. from Austin
on December 4, 2008
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My husband took a severance package from Dell. Cobra insurance is way too expensive. Does anyone know of a good insurance plan for a family while he is not working? Ar...
Answers
- Contact CHARLIE HICKS; 8430 REBAWOOD; HUMBLE, TX 77346; ###-###-####. He and his wife have their own agency and do a wonderful job with things like this. Their price...
- Look into CHIP for your children. They offer insurance for children when the family doesn't make enough money. Also, tap into all of the governmental resources you can...
- Hi, I understand what you are going thru. We have to buy our own health insurance and while in the transition, we tried Cobra. Way too expensive. I am a licensed ...
Missed the 30 Day Enrollment Period for Insurance for Our Newborn
Asked by L.T. from San Francisco
on January 13, 2009
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My son is 2 months old today. He goes in for his 2mo well check on Friday and I just found out he isn't covered on our insurance. This is because during my husband's w...
Answers
- All great advise, but Janine has a point, and it was what jumped out as me, as well. If the employer changed insurances, you should have 30 days from the first date of...
- L. ~ I am in HR and have been for the past 10 years! and usually u can get around these problems if you want to. Sounds like they just don't want to help you out. Th...
- I work in labor law and, regrettably, that's true. You have 30 days from a "life event" to change enrollment status. You'll now have to wait until open enrollment co...
