florida mortgages
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Home Owner's Insurance
Asked by C.G. from Tampa
on February 13, 2008
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Hi. I need to find a resonable Home Owner's Ins. because when we paid off our home here through our sales up North my husband didn't bother to apply for the insurance....
Answers
- Hi C., you can call Annie Warner at Florida Insurance Center. She is wonderful and has really helped me out a lot. her number is ###-###-#### or 1-800-741-6802
- C., Our homeowners insurance is thru Bouchard Insurance Agency in Clearwater. They matched me up with a great company at a good rate. ###-###-####. I am a member o...
- We had good luck with Amica Ins. Their rates were very competitive - five yrs ago at least. I don't know what the rates are like now, post hurricanes, or whether they ...
Looking for Mortgage Thru Non-Traditional Means
Asked by C.F. from Dallas
on March 31, 2010
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My husband and I are in a lease to purchase contract on a home that we love. Scenario 1 is we have till Dec 1st of this year to purchase this property and get the bene...
Answers
- Private mortgages are basically unheard of these days. With that being said, you're better off trying to renegotiate your lease to try to stay in the property. A...
- I totally agree with Kim S. I've been in the mortgage business for 11 1/2 years and there isn't a mortgage company around today that is going to give you a loan if yo...
- I'm a single mom and I financed my first house recently through USDA, it was a lengthy process and I had to take home buyer education classes, but it was all worth it ...
Need to Refinance Home
Asked by K.B. from Tampa
on July 3, 2007
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I need help trying to find a good mortgage company that will help me refinance my home. my rate starts adjusting in October and i am not sure what my payments are goin...
Answers
- My husband is a banking center manager and does mortgage re-fi's all day long. Give him a call and see if he can help. Nick Rodriguez at Regions (used to be AmSouth)...
- We've done two mortgages through Dan Larios and both times he was able to work with us to find the best option. He's with Countrywide now and they have some great re-...
- I would be happy to help you out! I'm a SAHM and own Home Funding USA as well. Our fees and rates are very low. We have refinanced many families in the area and we wil...
Rentals in Bowie area...credit in the Gutter
Asked by I.H. from Washington DC
on June 25, 2008
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I hate being desperate but I need help. Does anyone know of any rentals in the Bowie area that are willing to work with someone with bad credit. Our credit is in the...
Answers
- Hi I.- Welcome to maryland. I don't know if you have a letter from the university that you can present when you apply but that may help. L.
- Hi there, Welcome to Bowie. How old are your boys? I do know of a in-home childcare provider. Also, what monthly rent amount are you looking to stay within? I ...
- I would suggest trying out craigslist.com. that helped my family when relocating to maryland from florida. its expensive to live here but we managed to find a townhous...
Moving to Tampa Area
Asked by A.T. from Tampa
on September 7, 2008
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We're moving from MI to the Tampa area by December. Would like to know which elementary schools are good (I have a kindergartener) and what subs have LOTS of kids to ...
Answers
- Hello, A.. I'm Merna F. ____@____.com ###-###-####. I'm in Tampa and have been in the mortgage business for 20 years. If I can help you with real estate and mortga...
- I live in the New Tampa area, as well. My kids are in Kindergarten and 1st grade at Heritage Elementary. Great school, "A" rated, not at capacity so smallish class siz...
- Hi A., You are looking in a great area! I moved to Wesley Chapel from Chicago 6 years ago this December and LOVE IT! I have a 6 & 7 year old and we LOVE our grade...
Buying a Nicer House When Almost Underwater in Current One
Asked by K.B. from Tampa
on December 14, 2011
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Here is a question I have pondered. We put 20% down on our house when we purchased in 2006 and since then the market has tanked. We have paid down some of the mortgage...
Answers
- I look at it this way. You will need to sell your current home first and hope to break even on what you owe. Then to get financed for another home you WILL need very g...
- K.: Personally? If I could get a better house in a better neighborhood - I'd start saving now. I would make sure I could get the most for my house when I list it - ...
- A lot also depends on your credit score and an appraisals opinion of what your current house is worth. I refinanced my house, and it came in $40,000 less than I thoug...
Income Tax Refund Question
Asked by D.P. from Pittsburgh
on January 6, 2011
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A previous question got me thinking...
Seems like some people think that by tweaking their exemptions one way, they can be "lucky" enough to get "one HECK of a refund...
Answers
- I like getting a refund because I am not very good at savings right now... working on it, but still haven't mastered it. And bank's interest sucks anyways so not a who...
- I'd rather get a refund than owe, so we try to break even, but dont mind if we end up getting a refund instead.
- We claim more dependents than we should (on the W4) so that they keep less money.. and we still usually get a large refund. But I'd rather get a large refund than try...
Relocating to Denver, Co
Asked by S.C. from Dallas
on March 10, 2009
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Okay, I have never lived anywhere besides Texas and my husband has been offered a new position with his company in Denver, Co. I have three children 10,4,and 2. I a...
Answers
- Hi S., I lived in Denver for several years and all I can say is you are a lucky girl. I have been back here for 12 years and I still miss Denver. I agree with the...
- S., You can find a zip code for where you are thinking you want to move and then post on Mamasource in that area asking your questions. I did that when we thought w...
- Wow, you are sooo lucky to be moving to Denver...think beautiful mountains for the weekend, versus the flattest of lands!! I just moved from DFW to Austin (as close...
Advice on Getting a Good Interest Rate for a Car Loan
Asked by B.B. from Jacksonville
on April 21, 2008
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We are in desperate need to purchase a van. We are due in 1 1/2 mths and can't fit 3 large car seats in our car sincr my 2 other daughters are under 3 yrs old. We also...
Answers
- The best thing to do is to go to the bank first and get the loan. Personally we took out 2 loans through CFE (Central Floriad Educators Credit Union) which they have a...
- B., Victoria gave you some very good advoce. Look up your car's value at kbb.com. It will give you resale and trade in value. Print this out and take it with you to t...
- I refinanced my car loan by using LendingTree.com... I would definitely start there and see what offers you get to figure out what is realistic. There is no embarassm...
Wanting to Work from Home
Asked by S.R. from Tampa
on March 9, 2007
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I am a RN, I have recently taken some time off work and find that my soon to be 3 year old behaves so much better when I am consistently home, I can't just stop workin...
Answers
- a great opportunity is at www.green4myfamily.com check them out for yourself.
- I can totally relate to how you feel I was in an accident that left me unable to go back to my job in the health field and I needed to replace my whole income well thi...
- Hi S., I run Mary Kay out of my home. You could do this and work as a rn until you get to your monthly quota. I have been in it going on a year and my director who ...
