fixed rate loans
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Mom Whose Thinking of Buying a home...HELP!!
We are trying to get a letter sent to the Broker so he can see we fixed this issue. ... There are more choices with a broker as far as getting a good rate with low ... I'm a work from home mom who happens to be mortgage loan officer and ...
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- I bought my first home with a first time home buyer assistance down payment loan from the city where I live. I first went through a home buyer education series, spent ...
- Hi L. and Shanna, I'm in a similar situation. I'm in the Charlotte, NC area. In everyone's experience, is a realtor like Shanna described your best bet in finding ...
- Hehe, I know your pain! It took us several years to buy the house we're in now. We talked to the bank, talked to brokers, and had our heades spinning by the time it ...
Is It Easy to Take Your Name off the Mortgage and Leave It Only in His Name???
It sounds like he wouldn't be able to get a loan so you may just have to sell .... Mortgage Broker or Lender Needed for Condo Invest from ARM to Fixed Rate ...
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- It's not difficult but can be costly and I believe HE will have to accomplish this, I mean, if he's lazy you could do the legwork but .......I just went through that w...
- If you are moving on and he can't handle the bills, why don't you just sell the house. Are your kids with him or another man? That may be a factor in your leaving as...
- Its my understanding that you'd have to have it refinanced into his name alone. Which if he is having money issues, may not happen. Otherwise, maybe you guys should ...
Credit Card Debt Help/advice
... dramatically lowered to a fixed rate, and put me on a payment plan - I pay ... Now it's as if I'm repaying a five-year loan. Yeah, I'm mad at myself for ...
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- I tried a debt settlement company and all they did was take my money and the settlement amounts weren't anything I could do. They wanted 3 payments of $3000 over 3 mon...
- I too would suggest Dave Ramsey. If you live in Lake County he is on the radio at 1220 am from 1-4. His Total Money Makeover book changed our entire way we look at m...
- I am not sure what your debt is, but I can only tell you our story, we had about $10,000 in credit card debt, the collection calls were depressing me and we were going...
I’m in a Financial Battle with My Husband
And then refinance the loan, you should be able to get a rate (even as a non owner .... is very high interest and you don't say if it is a fixed rate. ...
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- If I understand this correctly, you're paying 10.75% interest on this loan, and the bank is giving you 2% on your money. Wouldn't you be saving 8.75% by paying it off?...
- Everyone that has posted a response makes sense. But you have to consider many points. First, if you refi, then think about the fees you will have to pay to do so. ...
- Of course the bank wants you to keep the money in your savings account - if you take it out you're taking it from them and their ability to reinvest in their own schem...
For Sale Sign Now or Wait
I'm a mortgage loan officer in Battle Creek and thought I'd share my opinion with ..... Don't wait for your balloon to pop... set a fixed interest rate now. ...
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- I'm not sure what area you are in, but most of the nation is in a buyer's market. As a real estate agent, one main factor I look at when listing a home is the seller'...
- Hi J., we just moved in September and it took us 8 months to sell our house. We were lucky to sell it and things unfortunatly have gotten worse out there. You could t...
- J., This is my first time on here responding so hopefully i am doing this right. My husband and I have been in the real estate market for some time now. I would reco...
Looking for Mortgage Brokers
He helped us set up a low interest loan for 20 years and our home equity loan. .... Mortgage Broker or Lender Needed for Condo Invest from ARM to Fixed Rate ...
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- Hi J., Goddluck in the process of Mortgage. I highly recommend Mr Rasched, ###-###-#### of Oasis, he has special deals of Cash back and discounted rates going on ri...
- We are refinancing right now and using the same broker we used to buy this home. He is awesome and totally trustworthy. His name is Bob Hudetz. He is a broker with ...
- Advantage American Mortgage in Bolingbrook. The owners name is Torrence Riley. He has done every mortgage or refi we've had for the past 5 yrs. He's very easy to talk ...
Poll on What You Think About Repaying Parents
Oct 5, 2009 ... I have borrowed from parents& inlaw and always paid back with a low %lower than I could get interest rate if it was a longer term loan If ...
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- (written after your update) It sounds like you are doing the right thing-being VERY clear about when you can repay and the reasoning why-sorry to hear about your hu...
- I think that you should repay your parents if you borrowed money and it was not given as a gift. If you borrowed the money from a bank would you question whether or no...
- Loans should be documented in writing and signed by both parties clearly spelling out the amount borrowed and when it is expected to be paid back. I agree with the ear...
Foreclosure
If you got the 6 months of payments pushed back, a lowered fixed rate interest .... help have to restructure loans so it is more affordable for home owners. ...
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- Is the house in both your names? Do you pay PMI?
- Another option is a short sale. Look into that...It isn't as bad on credit and mortgage companies would prefer this route rather than a foreclosure. It is a little h...
- Talk to a realtor about a short sale. I'm going through it right now. I'm going through a divorce and neither one of us can afford to keep the house. We owe $114000...
Help with Credit Card Debt
Doing so lowered my total interest rate immensely .... doesnt come with a fixed interest rate so you could end up with payments you cant afford I went with ...
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- Typically if you use a debt consolidation company they are able to lower the total amount you owe before you even make your first payment. Go to goodsenseministry.com ...
- Hi V. Last year I consolidated my $10,000 debt via a really awesome family credit union. Doing so lowered my total interest rate immensely, and my monthly payment...
- Good Morning V.... I wanted to let you know I just started a program with Family Life Resources.. They are a Christian non-profit agency that helps determine whats ...
Pell Grant
Aug 19, 2009 ... The pell grant like all other loan and or school money granted goes .... once my balance is less with a low fixed before economy changes ...
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- I have received the pell grant in the past... What they used to do is either send your money to a bank card or send you a check. If you get it on the card, it automati...
- I work part time in a financial aid office and schools do handle disbursements differently. Once you get your Student Aid Report from FAFSA (Department of Education) i...
- The school will take the money out of the pell grant to pay for the hours you are enrolled in, and if there's any left over they will send you a check. If you're go...
