fixed mortgage rate
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Mortgage Interest Rate Question
Sep 21, 2009 ... I'm just wondering if the rate couldn't be just a little better. If you have a 15-year or 30-year fixed mortgage, I would appreciate hearing from you what ...
Answers
- We refinanced at the beginning of the year and got a 30 year fixed for 5.125%.
- It will be a little lower, but you will still probably have a larger payment because of the reduced years. I bit-the-bullet shortly after buying our house and reduced...
- Most lending institutions now have their mortgage rates online, but they can change daily. You can often eliminate the points associated with refinancing by taking an ...
Excell Mortgage Broker or Lender Needed for Condo Invest from ARM to Fixed Rate
I have a condo investment that I bought 5 years ago and I THOUGHT I signed a 30 year fixed rate mortgage only to find out I had signed a 5 year ARM and the ...
Answers
- Felicity Dean has been wonderful. She has been helping us buy a house. It is nice to get updates as things happen instead of being kept in the dark. I don't understand...
- Hi C., I am currently a loan officer for SunTrust Mortgage. I have been doing this for quite a while and have seen some strange situations of which I have helped a...
- I love my mortgage broker, Rafael Villavicencio with Potomac Mortgage Capital in Herndon. His phone number is ###-###-#### ext 113. Or you can email him at ____@____.c...
Seeking Advice on Bush's Bail Out Plan for Mortgages
Currently our 2nd mortgage has an interest rate of 11% and our 1st has 6%. I am seeking advice on where to start to get this into a fixed mortgage. ...
Answers
- If you live in Minneapolis, call your neighborhood association. A lot of them have groups or contacts for people with mortgage issues. If you live in another city, c...
- look into consolidating the two if you can.
- E., The Bush bailout isn't doing what it is publicized to do. We've been told that if they bail out the banks from the toxic mortgages, the banks in turn must help...
Mortgage from On-line Lenders
A good 30 year fixed rate right now is from 4.5 - 4.875(depending on which fees are charged). A 15 year fixed rate should be less. Call mortgage companies ...
Answers
- I have refinanced my loan two times at my old house with Nancy. She was great both times. Once was when the rates dropped almost a whole percent and we just wanted t...
- Hi L., As you know right now may not be too good a time to refi, as houses are not worth what they were 3 years ago. But if your house is worth what you owe, I would l...
- I haven't worked with any online mortgage brokers, but I have a GREAT in-person broker! His name is Brady Holland with Inventive Home Lending ###-###-####). He has tak...
Should I Refinance My Mortgage?
The general rule is if you can drop 1 point in your rate. The 15 year fixed rate is at about 4.5%. Work with the mortgage calculators on my company's ...
Answers
- The easiest way to determine your savings is to go to a website like Bankrate.com and use their mortgage calculators to see how much you will save changing your mortga...
- Another tip: make your monthly payment in 2 seperate payments each month. For example, if your mortgage per month is $1000, pay $500 every two weeks (like one paymen...
- I agree with the previous post - it's too soon and rates haven't changed that much for you to really see any benefit. Plus, refinancing too frequently could have a ne...
What Do You Do About Your Mortgage??
One: the best option is a 30-year (FRM) fixed-rate mortgage; that stabilizes your future right there. Never take an adjustable rate mortgage (ARM); ...
Answers
- What my friend used to do was get a breakdown from the bank of what amount of the loan went twards intrest/principial every month. Then she would pay the regular payme...
- Good Morning Reba S I work for a title company and most of the closings that have loans are 30 year mortgages. I always suggest in closing that you make extra princ...
- Hi Reba, I have a 30 year note which made my monthly payments affordable. Most people I know have 30 year mortgages. In addition to the monthly note, I add a separa...
Mortgage Company to Refinance with and Should I Pay More to Get a Lower Rate?
I just refinanced with a rate of 4.5% for 30 year fixed (did not have to buy ... I don't know what your mortgage rate is right now but mine is like 5.25% ...
Answers
- Most of the time it cost about $2000 to refinance your mortgage. With that said, intrest rates are so low it's unreal. I think they are between 4.9% and 5.6% and tha...
- You need to figure out if the closing costs will out weight the benefits of the new rate. What is your current rate? What are they offering? I would not refi if the cl...
- Hi, I just refinanced with a rate of 4.5% for 30 year fixed (did not have to buy the rate down) with RBC in New Bern. The loan originator there is efficient and ver...
Seeking Re-financing Company...
We just got locked in a 5.75 per cent interest on a 15 year fixed mortgage. The savings amount to $77110 interest that we will not have to pay. ...
Answers
- Hi S., When I refinanced my home, I ended up doing it through my bank (Citizens Bank). I got a much better rate and avoided a lot of the fees that mortgage compani...
- My best advice would be to check the Post Gazette (I think Sunday edition) at the mortgage rate table. It will tell you all the different banks with their rates by te...
- Why refi? Haven't interest rates gone up recently? We had our mortgage through Dollar Bank and also re-fi'd through them and it was easy. It doesn't really matte...
Looking for Mortgage Brokers
If you could rate mortgage brokers by 1-10, I give Ida Phillips a 12&1/2. .... Mortgage Broker or Lender Needed for Condo Invest from ARM to Fixed Rate ...
Answers
- Hi J., Goddluck in the process of Mortgage. I highly recommend Mr Rasched, ###-###-#### of Oasis, he has special deals of Cash back and discounted rates going on ri...
- We are refinancing right now and using the same broker we used to buy this home. He is awesome and totally trustworthy. His name is Bob Hudetz. He is a broker with ...
- Advantage American Mortgage in Bolingbrook. The owners name is Torrence Riley. He has done every mortgage or refi we've had for the past 5 yrs. He's very easy to talk ...
Mortgage Companies
Sep 22, 2009 ... Nutter mortgage is a very reputable company I have known Mr Nutter ... 15year 0% interest fixed rate loan It's called a mortgage restructure ...
Answers
- Hi V.! I have two possible options for you. I work at Bank of the West and we love mortgage loans. Our rates may be a bit higher (.25%) but you will make your payme...
- I think going through a broker especially during these times is the better way to go. James B. Nutter, from what I have heard, is a very good company to go through. ...
- Hi V., my husband and I recently found out about a great program that will allow us to get a 15-year, 0% interest, fixed rate loan. It's called a mortgage restructure ...
