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Credit Card Help
Ok 4 years ago I transferred all of my cc's to a no intrest credit card. ... At first they will tell you they can't put things in writing but if you move up ...
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- Scare tactics and if they keep hounding you, you can press charges against them. DO NOT GIVE THEM YOUR ACCOUNT NUMBER. Have they ever notified you via mail that you ...
- Do not give them any access to your account or post dated checks. Tell them to send you something in writing to say that they will accept $150 a month and then send th...
- Everyone else has given you excellent advice. I'll just add that you can go to www.daveramsey.com From there you can listen to his archives online at your leisure. ...
Kid-friendly Banking
EDS Credit Union has a kids friendly program, it is called CHIP program and they earn ... Since this is the first time you are logging in to Mamapedia with ...
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- EDS Credit Union has a kids friendly program, it is called CHIP program and they earn a higher interest rate than a normal savings account, and every time they make a ...
- we go thru compass bank for both my 5 and 11 yr old boys. it's a basic savings account, but it's what we want. great service and started with just $20. also i will ...
- Compass Bank at 3040 and I-35 has a kid friendly banking program. I don't know about card though. I still have to set up my son's account. Xerox/Xceed credit uni...
Tips to Pay of Credit Cards
But first, let me tell you that I used consumer credit counselling right when I got out of college for credit card debt of a similar amount. ...
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- I second Total Money Makeover with Dave Ramsey. Get his book and read it cover to cover - you'll be able to read in rather quickly. Also, he's going to be in Dallas ...
- You can use CCS, and they are good. You can negotiate on your own... but beware, this will show up on your credit report!
- Hi B., My husband and I went through Financial Peace University also and it was SO amazing. It actually inspired a passion in my husband to help others. We made som...
Best Way to Increase Credit Score
Have you credit pulled lately? This is the first step to make sure that your credit report is accurate. I would recomend paying all cards to at least 50% ...
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- It really depends on how much you could spend and what types of cards they are. Have you credit pulled lately? This is the first step to make sure that your credit re...
- I would check out Suze Orman's website to see if she has any info that would help. http://www.suzeorman.com/ But, based on some of the stuff I heard her say - your ...
- I would say that completely paying off and closing 4 is the best option. Having lots of cards open counts against you even if your balance is low because you have so m...
Subbing for the First Time
Sep 19, 2009 ... First of all, most teachers already have a discipline method already in place: clothespins by their name, .... first credit · high school students ...
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- I'm a 4th grade teacher and focusing on the positive has always worked well for me. Find the one or two kids in the class that are doing exactaly what you want, and co...
- C., first of all God Bless you!!! I'm a nurse and refuse to work with children except in an outpatient method! I truly do not know how you manage to handle the smart...
- I sub for elementary grades. It's funny, I find the younger ones easier! First of all, most teachers already have a discipline method already in place: clothespin...
Credit Card Debt Help/advice
Has anyone tried to settle with a credit card company for a lesser amount? .... my suggestion is to first call your credit card, explain your situation, ...
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- I tried a debt settlement company and all they did was take my money and the settlement amounts weren't anything I could do. They wanted 3 payments of $3000 over 3 mon...
- I too would suggest Dave Ramsey. If you live in Lake County he is on the radio at 1220 am from 1-4. His Total Money Makeover book changed our entire way we look at m...
- I am not sure what your debt is, but I can only tell you our story, we had about $10,000 in credit card debt, the collection calls were depressing me and we were going...
No Fee Bank with Decent Service
I second first national bank. My husband loves them and has been using them for years! ... I have been really happy with the Credit Union of JoCo. ...
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- Bank Midwest. They're local and family owned by Dickinson Financial who is based here in KC so there's a lot of incentive for the employees to give good performance s...
- I have been really happy with the Credit Union of JoCo. Not sure about their overdraft protection- I think it may be based on credit history or history with the bank. ...
- I second first national bank. My husband loves them and has been using them for years! I would stay away from bank of america. We had a bunch of fees from them because...
Life After Filing for Bankruptcy.
After you have received your declaration or release, you should begin again building your credit. First go to your credit reports and dispute any and ALL ...
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- My husband and I filed bankruptcy 6 yrs ago. Since then we have rebuilt our credit. We have purchased a house, automobiles and we have a credit card. It does take time.
- Don't get any more credit cards. A lot of companies will want to give them to you and really high rates. They know you will be liable for them because you already di...
- I had to do the same thing after 9/11. It's a hard time, but you will get through it. All I can recommend is that you make sure that you pay your bills on time and s...
Medical Bills and Collection
Don't accept the "no" from the first few people you talk to. ... are there any credit management agencies (like a christian organization) ...
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- As long as you send them something, they cannot send you to collections. They will try to scare you and intimidate you-DONT let them! Also, tell them that you have se...
- Hello A., are there any credit management agencies (like a christian organization) I googled "christian financial advice" here are a couple of the links. before...
- besides the cirro bill, as long as you send the medical bill company something (anything)regularly they cannot send you to collections as you are showing you are makin...
Paying off Debt
I paid off my smallest credit card first. All of my cards were between 19% to 22 % interest. Then I took what I was paying on the on the first credit card ...
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- Hi J., I would imagine you are overwelmed with the responses to your inquiry. I too am a financial coach and would recommend any sort of program without using any co...
- If you had any questions about credit repair, I would recommend my in-laws in Georgia. They work with people from all over the country, so it doesn't matter if you ar...
- J. I am a financial consultant. Be careful with some of these companies. Most of them have hidden fees. Sometimes you will be paying more than you already are. Also if...
