financial statement analysis
Related Questions & Answers
Results 1-10 from 13 articles
What Do You Do About Your Mortgage??
Asked by M.M. from Dallas
on January 1, 2009
-
Ladies,
My husband and I had a deep conversation this morning about our home mortgage, and we'd like to know what the norm is. Do most people get a 30 year loan for ...
Answers
- What my friend used to do was get a breakdown from the bank of what amount of the loan went twards intrest/principial every month. Then she would pay the regular payme...
- Good Morning Reba S I work for a title company and most of the closings that have loans are 30 year mortgages. I always suggest in closing that you make extra princ...
- Hi Reba, I have a 30 year note which made my monthly payments affordable. Most people I know have 30 year mortgages. In addition to the monthly note, I add a separa...
Should I Refinance?
Asked by T.B. from San Francisco
on February 5, 2009
-
I purchased my home 6 yrs ago at a fixed rate of 6.375% for 30 yrs. My financial advisor is advising that I refinance at a new fixed rate of 5% for 30 yrs and include...
Answers
- you should get the advice of a finance expert that is not positioned to gain a commission if you choose this option. it is hard to get an unbiased opinion from someo...
- Hi T., If you can afford the payments as you have them now, then don't refinance. Not only will you owe more than you do now on the principle but over time you will...
- I've been a Realtor for 40 years, and have seen all the scenarios you can name. One of the crucial things you need to think about before refinancing is "how long do y...
SAHM - Is It Your "Job" to Take Care of the House?
Asked by C.S. from Springfield
on May 7, 2010
-
I am taking a poll. What do you moms and your husbands agree should be the role of the SAHM? I am currently pregnant and have recently got laid off. I am home ever...
Answers
- I know you've already received a lot of responses, but this is such a hot issue, I couldn't help chiming in. I am a stay-at-home MOM. It's right there in the title...
- For me, my job as a SAHM, on the days when I am home with my son (I work part-time outside the home as well) is first to take care of him. I also cook dinner, try to ...
- I understand your pain, but honestly, I think every man expects his wife to do the housework no matter what. Just do what you can. You can have a clean house without...
What Could Be Happening to the Mortgage!
Asked by B.H. from Detroit
on November 29, 2010
-
We bought our home in 1999 with a 15 year mortgage. We have never taken out a loan on the home or refinanced it.
My husband tells me now that our mortgage has gone up...
Answers
- Take a look at the original documents, but also call the town and county. It sounds like your escrow is depleted, but you need to find out why! It is entirely possib...
- is it Citimortgage? They tried to do this to us last year. They said that there was an "estimated shortfall" in the escrow. That made no sense since that year's esc...
- I have never heard of a mortgage increasing. We've built 2 homes and have owned others and that has never happened. Are you sure you do not have an adjustable rate...
Need a Reputable Debt Consolidation Service/company
Asked by M. from Cleveland
on February 2, 2008
-
Hello Moms!
I was wondering if anyone has ever used a debt consolidation service/company. I recently split from my boyfriend of 5.5 years. We have a 3 yr old son ...
Answers
- what getting a debt consolidation loan? pay all the cards off and then jsut have 1 payment...hopefully witha decent interest rate. i tried one of those credit couns...
- I work for a bankruptcy attorney, and have seen this over and over again. I want to urge you to use Azalia's advice below, because what happens with most debt reducti...
- You should read "Total Money Makeover" by Dave Ramsey!!! I couldn't put it down amd he is awesome when it comes to helping people get out of debt in ways that truly w...
Refinancing Home
Asked by J.E. from Boise
on February 27, 2009
-
Our current home morgage intrest rate is 5.85. We were told by a lender that we could lower it to 4.88 by refinancing. Is this smart given the state of the economy? ...
Answers
- OK this may sound off, but here is my suggestion and I know of many friends (with both perfect and not so perfect credit) that have done what I'm going to suggest to y...
- I wouldn't trust everyone, some of these lenders are so desperate for work, they will say anything. We have a wonderful who is so honest. We have a fixed rate that's...
- I think you need to run the numbers and read the fine print. Does the refinancing come with no cost or will you have to pay points and/or fees? Is there going to be ...
My 8 Yr Old Is Always Nauseated
Asked by E.H. from Salt Lake City
on April 15, 2009
-
I have an eight year old daughter who frequently complains that she feels like she's going to throw up. She never does though, and I can't figure out what is going on...
Answers
- I think your pediatrician is not taking you seriously enough. If antacids are not working, you need to seriously consider other options, such as reflux, a disorder whe...
- Hi E., Have you had her tested for a gluten or dairy allergy? I was experiencing the same thing and I have a both. I saw Jean Brickell, naturopathic, in Parker and ...
- Just a tought, but does she eat a lot of sugar-free things? I've discovered that aspartame makes me nauseous (evenentually leading to a migraine), MSG is also a trigg...
Occupy Wall Street--Are You Mamas Game?
Asked by K.S. from Detroit
on October 30, 2011
-
If you didn't have kids to raise and/or a job to go to, would you join one of the Occupy Wall Street protests? Or perhaps you already have. Have these folks found an e...
Answers
- I support those that are there to have their voices heard and try to make a difference. I truly wish they were more united in their voice and reasons. It would help...
- Nope, but I would go to the Tea Party rallies and meetings, as they represent the idea of reforming government to get business out of government (and vice versa-for th...
- Nope, not interested.
9Year Old Step Daughter Wants Hair Highlighted
Asked by S.G. from Philadelphia
on December 31, 2008
-
Hi ladies I have appreciated your thoughts on other ?s so here goes. I'm a step mom to a 9 year old whom my husband has primary custody. She does spend weekends at her...
Answers
- This also is a late reply but I know my stylist will not color kids hair if they are under 13 years old. My mom is a hair stylist in Ohio and she won't do kids under ...
- highlights aren't going to turn a kid into a smut.. if she has good guidance..her hair color, nail color or color of anything shouldn't matter in her decision making. ...
- She should definitely not get highlights. Who is the parent here? A good mother would do research and research shows that getting highlights before the age of 18 rais...
How to Tell a Friend That You Can't Keep up with Her Lifestyle
Asked by M.L. from San Francisco
on March 18, 2011
-
Good morning
Is there a polite way to tell someone when they ask you to do something and or even offer to pay for your family that you simply can't or don't want t...
Answers
- I think I might do a combination of both. First, I would sit down with her and explain how you feel and that you don't want her to pay all the time; that you would ac...
- My sister has a great, gracious line: "You know, Iess expensive works better for us." I like it. She told me this as we were planning our annual overnight retreat....
- Let her pay for you sometimes. If I were your friend and had money I would gladly pay for you just to have your company!
