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Related Questions & Answers
Results 61-70 from 379 articles
More Questions About Debt
Asked by L.B. from New York
on March 26, 2010
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I received some very helpful responses regarding my first question debt consolidation. I have another question; What do you think is a better way to payoff debt when ...
Answers
- 1) We changed our lifestyle dramaticly, many cut backs so we weren't living in a way that created more debt then income 2) We worked and paid off everything possible ...
- I took the Dave Ramsey class last winter. Lots of great info given. His suggestion is to always, always have an emergency fund of $1000 in the bank. This is to be u...
- Get Dave Ramsay's TMM. He would say the following steps: 1. Put $1000 in bank for ENERGENCY 2. Pay off ALL credit card debt 3. Cut up said credit cards and DO N...
How Do You Pay down Debt?
Asked by M.D. from Washington DC
on October 12, 2011
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My hubby and I have a decent amount of debt, unfortunately. We are getting a decent amount of money next week, and I'm wondering what the take is on how to pay it off....
Answers
- We closed all our cards and yes it does hurt your credit score, but being a homeowner helps and building up a cash pool where credit is not a big issue helps too. We ...
- Really, I don't see why a financial analyst would ask this question, but I'll tell you how we achieved NO DEBT. Dave Ramsay's debt snowball. Payoff smallest debts fi...
- We did the same thing as Jen B., we didn't know it was the Dave Ramsey approach. We did it because it seemed to make sense and because it was nice to have little acco...
Getting Overcharged at Our Income Tax Place
Asked by L.A. from Chicago
on January 8, 2010
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My brother and his wife do their own taxes and I said I wish I had the knowledge and patience to do this and I really don't want them to know my financial status. Obvi...
Answers
- Hi L. - I'm sorry to hear about your father-in-law and the difficult time that your family is having as a result. He is blessed to have family like you and your husba...
- L.- Consider yourself a cash cow for your tax preparers!! I would shop around. A CPA firm will cost more, but you should expect a little better service and advice. ...
- I use the H&R Block online service. It walks you through everything and gives advice at the end. You can also choose which service would fit your needs. I even used...
How To? Bachlorette Party!!!
Asked by L.W. from Portland
on May 22, 2007
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I have to plan a bachlorette party for a very close friend in the next month and a half. First of all I have never attended one so not sure where to begin.... I know t...
Answers
- Hi my name is N. and I am a Sales Director with Mary Kay. I have been with Mary Kay for 11 years. I have done bachlorette parties before and they are tons of fun. I d...
- Hi L., First, I have to say, I am a Pure Romance consultant so I am biased. First, the key is that the bachelorette has fun otherwise what is the point?!? Has sh...
- I would get a list of people first, and have everyone get together and help give ideas than assign everyone something to do, get, reserve, or whatever that way you don...
Should I Refinance?
Asked by T.B. from San Francisco
on February 5, 2009
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I purchased my home 6 yrs ago at a fixed rate of 6.375% for 30 yrs. My financial advisor is advising that I refinance at a new fixed rate of 5% for 30 yrs and include...
Answers
- you should get the advice of a finance expert that is not positioned to gain a commission if you choose this option. it is hard to get an unbiased opinion from someo...
- Hi T., If you can afford the payments as you have them now, then don't refinance. Not only will you owe more than you do now on the principle but over time you will...
- I've been a Realtor for 40 years, and have seen all the scenarios you can name. One of the crucial things you need to think about before refinancing is "how long do y...
Organized People
Asked by J.K. from Phoenix
on April 26, 2008
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Do you have any organizational tips that you find very helpful. I am just looking for ways to simplify my life. I need to maintain a clean and organized house withou...
Answers
- I also homeschool my 4 children and struggle with the same thing. I think that sometimes it's just the lifestyle we have chosen as homeschooling parents. I do like t...
- Hi! I 'm in the same boat! My friend gave me a website called the Fly Lady the address is http://flylady.net/index.asp She says it's very helpful. I haven't had a ...
- Try www.flylady.net it is an interesting site with some helpful tips about areas to clean each week and doing things like going through your house and throwing away 2...
Proper Etiquette, Paying for Wedding Ie: Dresses, Tuxes, Etc
Asked by S.N. from Dallas
on February 18, 2010
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Hi Mamas
The last time I got married was 16 years ago and my parents paid for everything.
Since then I've gotten divorced and found a wonderful man to share my life....
Answers
- Hi S.. You have received some great responses. I used to plan weddings for a living so thought I would put my 2 cents in. 2nd weddings are usually pretty casual. B...
- Bride's maids and grooms men pay for their dresses & tuxes. Usually you get a gift for your bride's maids and groomsmen...think jewlery for the wedding, and flask for...
- My husband (first marriage each) chose not to have an elaborate wedding - that was our choice. Generally, second weddings are much less formal, but you certainly have...
I Can't Afford My Bff's Wedding!!
Asked by A.M. from Dallas
on June 29, 2008
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Hi Moms!
No too long ago, I read a similar post not knowing I would soon be in the same position. My best friend is getting married(again), and she is having the ce...
Answers
- If she is your TRUE BEST FRIEND-- talk to her-- she should understand-- if not then she may not be.....
- This seems a bit much and a bit out of line why is the wedding planner contacting you about this she should have talked to you first. I've never heard of a bride reque...
- you don't have to pay for anything! I'd just send an email back to the wedding planner saying "NO, I can't pay for those things. If the bride wants to have those, she ...
Affording It All
Asked by J.V. from Chicago
on November 27, 2011
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It's that time of year when I do our 5 year financial plan, take a look at our long term financial health, and figure out our current priorities.
Well, I just did a...
Answers
- We have 4 kids..... using student loans, part time jobs, grants, etc. my two older ones paid their way. I wish we could provide that, but we couldn't. We did help w...
- I can't wait to read the answers you get because these are questions I ask myself all the time. We've been following Dave Ramsey's plan for financial living and it ...
- I don't know anyone who paid out of pocket for college, but I know a heck of a lot of people who went to college. Four year universities. Private liberal arts school...
First Time Home Buyers, Saving up While Tithing, Stress
Asked by E.P. from San Antonio
on April 8, 2013
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My Husband and I are wanting to buy our first home. We Struggle with our finances as a team. There is so much that I would like to put into this, but this is as easy a...
Answers
- Are your credit cards paid off? Are you debt free? (Cars, store cards, etc) If not, you need to get rid if that debt before trying to save for a house. You need a b...
- If you and your husband are committed to tithing, then that's commendable and I have nothing to say about that. If you disagree on tithing, good luck convincing the o...
- Okay, so I think that firstly, a break from tithing would be ideal. In addition I think you should look into finding a part time job or even a full time job to help e...
