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Financial Issues
We are now have great financial stability and no longer fight about money. ..... They can't help you with mortage or car loans, but they took our credit ...
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- Wow! I could have written this myself. We are in a bit of the same situation. My advice and what we are trying to do it number one NO MORE CREDIT CARDS! then we ar...
- B. I definately feel you on this topic. I recently relocated to the Allentown area from NY. Coming w/not much money and not able to get a mortgage yet to to working on...
- Hi there, I hope I'm not too late in responding, but I really want to encourage you to stop thinking you're a failure and that you're failing your kids. Do you realiz...
Financial
Financial. Hello, I am wrting because I am wondering if any body has this same .... kleenex and so on), rent/morgage, car payment(s), student loans, gas, ...
Answers
- I would put all of your money into one account. It may be hard to start sharing and comprimising, but you will be better off in the long run.
- We do something similar to a couple of the other posts. We have four accounts - joint checking, his checking, my checking, savings. Both of our employers allow dire...
- One thing that worked for me and my ex (we actually agreed on finances!!) was that we had separate accounts and one joint account. We kept a percentage of our salary (...
Grants and Scholarships for College
Talk to the school financial aid office. The current years financial aid is based ... (that's with $20000+ in federal loans at a rate that's less than 4%). ...
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- there is a new grant called TEACH. she would have to commit to a low income district for a few years but they pretty much cover everything.. definitely something to re...
- she should contact the financial aide office at her school, they would be able to direct her to grants/scholarships that she would qualify for, & also they can help wi...
- Talk to the school financial aid office. The current years financial aid is based off of last years income but if there has been a significant change in income (such ...
Help!!!!
... instant solution but my hubby and I will be doing Dave Ramsey's Financial Peace University. ... I agree with who posted the comment about payday loans. ...
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- I too got into the payday loan trap and it is the worst thing possible. I recommend filing for bankruptcy. It will wipe out your debt. Mark Johnson at the Wagoner B...
- Have you thought about refinancing your house, and taking the money out? I know a great mortgage broker who is good to work with, and can get loans through (even with ...
- I agree with who posted the comment about payday loans. In my algebra class last fall, we figured out the interest on a loan and it ended up being about 1 2/3 more in...
Update on Bankruptcy RUDE PEOPLE
My husband and I owe over $250000 in student loans and our re-payment isn't even as high as what you say is being demanded of your finance; so it sounds as ...
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- my father is a bankruptcy attorney and he said that you are NOT able to file bankruptcy on student loans because of a law. you will get into serious trouble. sorry for...
- Are these government student loans? They are usually very fair and easy to work with, and will lower your payments when you call them. Also, I think you can halt the...
- Hi Ashley, I am not an expert, but I am pretty positive you cannot go bankrupt on student loans. My husband and I lost our 4 month old, very healthy little girl to ...
Stay at Home Mom for 18 Years Is Getting Divorced, Can She Get Alimony?
education of · home equity loans · financial aid · home based · home security · education the · private equity · get a job · Medical College · medical home ...
Answers
- She should hire an attorney. She will most likey get alimony for a few years. Even after the divorce, he may be required to keep her and the kids on his insurance.
- Of course she would get alimony. people that work end up getting less or not. her attorney will tell her - or if she is doing this without then have the paralegal pu...
- Hi C. - Have your sister get a good attorney - I knowof one in Keego Harbor depending on where you are. Yes, your sister is qualified to get alimony, child support...
I’m in a Financial Battle with My Husband
Maybe if you met with a financial advisor they could crunch some numbers and show him exactly how much this loan will be costing you over the next couple ...
Answers
- If I understand this correctly, you're paying 10.75% interest on this loan, and the bank is giving you 2% on your money. Wouldn't you be saving 8.75% by paying it off?...
- Everyone that has posted a response makes sense. But you have to consider many points. First, if you refi, then think about the fees you will have to pay to do so. ...
- Of course the bank wants you to keep the money in your savings account - if you take it out you're taking it from them and their ability to reinvest in their own schem...
Mom Whose Thinking of Buying a home...HELP!!
I'm a work from home mom who happens to be mortgage loan officer and used to be a broker. ... K. T., First Liberty Financial Mortgage. Helpful? ...
Answers
- I bought my first home with a first time home buyer assistance down payment loan from the city where I live. I first went through a home buyer education series, spent ...
- Hi L. and Shanna, I'm in a similar situation. I'm in the Charlotte, NC area. In everyone's experience, is a realtor like Shanna described your best bet in finding ...
- Hehe, I know your pain! It took us several years to buy the house we're in now. We talked to the bank, talked to brokers, and had our heades spinning by the time it ...
Opening a Business
As for credit, I know there are loans for women owned businesses. ... I started my husbands business (8yrs ago) with an SBA loan -- I now run my own wealth development program which proves to be more rewarding. .... Financial Issues ...
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- I just started my own business and from a tax standpoint, you'll want to get a tax ID and separate bank account. If it's more of a hobby, you may be able to forego thi...
- What kind of business are you going to open? I started my own business in June 2007. I am a Mary Kay Independent Beauty Consultant. It cost me 50.00 + my first order. ...
- I know you can contact the SBA (they have "local" offices in most major cities), and they will help you get the loans and get started with your business. I personally ...
Paying off Debt
Read all 64 responses: "I am considering using a family financial planning ... This method can also be used to pay off car loans or even house mortgages. ...
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- Hi J., I would imagine you are overwelmed with the responses to your inquiry. I too am a financial coach and would recommend any sort of program without using any co...
- If you had any questions about credit repair, I would recommend my in-laws in Georgia. They work with people from all over the country, so it doesn't matter if you ar...
- J. I am a financial consultant. Be careful with some of these companies. Most of them have hidden fees. Sometimes you will be paying more than you already are. Also if...
