file bankruptcy
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Do I Need a Lawyer
One option, pretty much no matter which state you live in, is filing a bankruptcy, and, depending on the circumstances, he can file without you (to a degree ...
Answers
- Hi J., I would for sure contact an attorney. I know they are expensive, but you could be very close to having your own wages garnished, or from having a lien put on...
- Sorry to hear of your problems. I am currently in Dave Ramsey's Financial Peace University and one of the things he teaches is how to handle creditors and debt collect...
- You should definitely consult an attorney. Sounds like a bankruptcy attorney would be a good place to start. I am a BKY atty in MN and I know that most of us will gi...
Way to Far in Debt
We recently moved into a much more affordable rental house and had no choice but to file bankruptcy which we are working on now. It's costing $1400 for a ...
Answers
- J., My husband and I have been living credit card free for almost 2yrs now. We went to Consumer Credit Counseling Services of Nebraska (CCCS). We are on a three year...
- Dear J., So proud of you for reaching out for help! This is what I would tell a good friend or family member if they had shared with us what you have: That wou...
- J.- Below is my response to another mom a few months back. It may feel like the walls are closing in on you right now, but believe me, with a little help thing do get...
Has Anyone Used Careone Credit Counseling???
She may still file bankruptcy because of it. But, the people were great to deal with & worked very hard to help her. Helpful? Yes | No Save This Remove This ...
Answers
- Unfortunately, using a credit counseling company is almost as bad as bankruptcy. I have done some research and have found that there is really nothing you can do othe...
- I would like to invite you to Financial Peace University by Dave Ramsey. It is a 13 week course offered through our church, Sun Valley, and it had made a HUGE differe...
- My sister used Debt SHield, which a friend of hers also used. It worked out well, as if creditors started calling, she just called the person at DS & they had it stop....
Need Help Deciding What to Do About Finances
I have a friend who suggested that we file for bankruptcy, find a apt and just stop making the mortage. We have a almost 2 year old daughter and I am just ...
Answers
- You and your husband need to talk about it. It is not easy. I am going through the same thing. You need to tell him how you feel and you need to make hime tell you ...
- I might be able to help, call me at 877-740-5757
- Hey L. (I am updating my response after having more time to review the other responses...) My heart goes out to you. I have two suggestions in response to the oth...
Debt Consolidation Is It Worth It/does It Work???
Sep 2, 2009 ... Filing for bankruptcy depends on how much you owe. Doing a short-sale on your house doesn't effect your credit. People do short-sales on their house to save ...
Answers
- I joined CNI a few years ago and they negotiated a good portion of my debt away. Look into them too, I cancelled all my cards and have bad credit for a few years but...
- Hi there, We looked into this last year when we encountered some of the same problems. You have to be really careful about which companies you go with - there are man...
- Several years ago I went with Consumer Credit Counseling and had a great experience with them. I learned my lesson and, as great as my counselor was, I plan on never ...
Has Anyone Used FreedomDebt.com?
We dealt w/one years ago, and the person suggested we file bankruptcy. Not a good idea, and it wasn't really necessary. Fortunately, I am sure other ones ...
Answers
- The ONLY place you should work with is Consumer Credit Counseling. But even they can have issues. We dealt w/one years ago, and the person suggested we file bankrupt...
- I wonder if it is similar to nodebtandfree.com We used them to help us out and they are amazing. They advertised on 960AM. It is not debt consolidation or any sca...
- T., there are so few of these programs that are useful and legitimate. There's a reason they're called "CONsolidations". I'd do a whole lot of research before signin...
We Need Help
And even if you do file bankruptcy it is a good idea to take a good hard look your finances and spending and prevent this situation from occurring again). ...
Answers
- Hi E.- Money (or lack of) is one of the biggest stressers in life. I'm sorry you are having to go this tough time. I know many others are feeling the same crunch, so ...
- E.- I know it feels like a big black hole you are in right now (we are just climbing out) but you have so many options! My husband and I are working an awesome prog...
- We have been a military family and my husband is retiring next month. I have tried to plan ahead (a little). I have a home based referral business and can help you e...
Debt Consolidation Anyone Done This Before ?
Typically most people who file bankruptcy can re-establish good credit and be financially "stable" and credit worthy within 2 - 3 years. ...
Answers
- I am doing that now, I did a lot of research too, I did find a company that seems to be ligit, we have had no problems with them so far. I belive we are using Freedom...
- Another Dave Ramsey fan here! My husband and I are totally debt free (including no mortgage), thanks to working multiple jobs, cutting spending, and bargaining with c...
- do you own a house? if you do you can look into a home equity or a line of credit...rates are pretty low right now. Can request quotes if you use lending tree. Int...
Bleeding @ 38 Weeks
stop bleeding · user experience · 6 weeks pregnant · preterm labor · file for bankruptcy · 7 weeks pregnant · 38 weeks pregnant · how to file bankruptcy ...
Answers
- As the other mothers said, this is not a good sign. The condition could be ruptial placentae (sp?), or the placenta detaching. This is not a time to worry about your d...
- Go to the emergency room and I'd love to know who your doc is - so I don't go there. There is nothing worse than not gettnig a timely call back... If you're worried (...
- I didn't have bleeding at all, but I would just go and get checked at the hospital if your doctors are non responsive. Better to be safe than sorry. I hope everything ...
Don't Know Where to Turn??? Husband Doesn't See That We Have a Financial Problem
Aug 20, 2009 ... I can't file for bankruptcy I was told that we don't have that much debt, I can' t file for assistance because my husband makes a couple ...
Answers
- You should read Dave Ramsey's "Total Money Makeover". My husband is a full commission loan officer. We have always had enough money for all our bills until more rece...
- I know what you mean. Currently my husband is looking for a second job because frankly he makes more money than I ever would. I sew some of my kids clothes and go to t...
- Sounds like you are trying to do everything right! How about refinancing your mortgage? Consolidate any debt into one bill/low interest rate? Watch carefully on you...
