fha loan
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Mortgage
Apr 22, 2009 ... I think the difference here is that it's an FHA loan... and as I ... FHA loans are best when you don't have 20% down, because then you can ...
Answers
- Hi K., AR below is right; it's because it's an FHA. There are a couple differences when dealing an FHA loan. If you don't have a mortgage broker you should look i...
- PMI was made tax deductible only recently, and there is no guarantee that it will be so forever. It was passed as part of all the measures to help homeowners. I wou...
- Hi K., Congratulations! We are in the same boat as you. It is my understanding that if you have 20% down then it is better to get a regular loan specifically to...
First Time Home Buyer
FHA does have first-time homebuyer loans where you can put down less, .... The next best is an FHA loan with 3.5% down. FHA loans will require the property ...
Answers
- I am a loan officer - if you want more information and to get pre-approved, send me a message. Basically there are only 2 types of loans that you can get now for no ...
- Do you or your husband have military experience? It's pretty easy to go through the VA for a loan, especially if you are not putting down any or little money. Friend...
- Congrats! First and foremost get a real estate attorney who knows about foreclosures to guide you through the process. We are in the process of buying one and in our...
Dilemma with My New Home Mortgage Loan!!
My husband owns a mortgage company and is saying that FHA loans are easier to get now because they just loosened up a little after pulling the reins right ...
Answers
- J., I'm new to this community and just read your request...I'm SOOOO sorry to hear of this! Have you gotten this resolved already, or are things still "on the table"? ...
- J., we had this happen to us. We ended up pushing our closing date back and going through Wells Fargo and ended up with a pretty high rate which so far has been a nigh...
- There is a GREAT mortgage company that may be able to help you. It is a small, privately owned and run business called The Mortgage Company. YOu can call Todd at ###...
Advise on Mortgages and Buying a Home
We have excellent credit (over 770) and are interested in one of the FHA loans. Does anyone have a recommendation for a reputable mortgage lender? ...
Answers
- We used Wells Fargo for our first home a year and a half ago. They seem to be fine and are, apparently, pretty stable. We bank with Bank of America, though. Wells F...
- A., If you are in the market and willing to wait a little...contact a Primerica. They are not currently working the new home loans but expect to resume this summer....
- We are closing next week on our first house and we have a really good mortgage broker named Carol Flanagan at Northwest Mortgage Group. We also have a great realtor if...
Experience with Buying a Foreclosed Home
HUD home are FHA loans gone bad and their commission comes out of your bid price . You bid at auction instead of putting in an offer. Only certain broker can ...
Answers
- On a HUD home the Realtor can make anywhere from 0 - 5% of the homes price. It really depends on the contract and the purchase price, etc. A foreclosed home can be w...
- We have bought 2 foreclosures. The first was a HUD a little more paperwork, we payed almost full price for it, but it was during the HOT market times in FL, we sold it...
- If you already have a realtor, why not ask him or her? Is it a friend or family member and you are afraid of offending? With a foreclosure, just remember there is ...
Mom Whose Thinking of Buying a home...HELP!!
I'm supposed to talk to the Banker tomorrow about different options such as an FHA loan where we must put down 3%. That is another thing, we don't have ...
Answers
- I bought my first home with a first time home buyer assistance down payment loan from the city where I live. I first went through a home buyer education series, spent ...
- Hi L. and Shanna, I'm in a similar situation. I'm in the Charlotte, NC area. In everyone's experience, is a realtor like Shanna described your best bet in finding ...
- Hehe, I know your pain! It took us several years to buy the house we're in now. We talked to the bank, talked to brokers, and had our heades spinning by the time it ...
Need Advice on Getting Out of Debt
Have you tried the HUD and FHA Loans, supposedly Bush has made those easier for families to get since all the foreclosures that are going on. ...
Answers
- H., I am so sorry for all the bad luck that you and your family are having at this time. Have you checked into any of the Churches? Is there any way that you can work...
- H., Have you tried the HUD and FHA Loans, supposedly Bush has made those easier for families to get since all the foreclosures that are going on. Call a broker or...
- Hi H., I know you probably don't want to but you could try finding a job to help out a little. You could work it around your husbands schedule so you wouldn't have...
Mother Seeking down Payment Assistance for Mortgage Information
Have you looked into getting a FHA loan? When my ex and I bought I first house using this type of loan, we only had to put down $1000. Google FHA, on their ...
Answers
- Hi C., There are a lot of "creative financing" options available these days - you may be able to get by putting only 5% down. What you'd do is take out a mortgage fo...
- The City of Chicago has a couple of programs available for downpayment or closing cost assistance. Check their website. Also, check with your place of employment as s...
- Hi C., You have to look into the IHDA (Illinois Housing Development Authority) they have the BEST Interest Rates for first time home buyers. They are in the low ...
Buy a House with Foundation Repaired
Jul 29, 2009 ... FHA loans even allows for some movement. Helpful? Yes | No Save This Remove This Report This Share. signup. More Answers ...
Answers
- I have been a Realtor for over 10 years. There are many areas and degrees of foundation work. Even if you ask the seller to pay for an Engineer report, they are all ...
- C., You've had lots of good information. I agree go with what you feel and if it doesn't sit right pass it up. I purchased a house with foundation problems and bo...
- Unless your inspector is a structural engineer, I would get a second opiniom from a structural engineer. Here on texas there is alot of foundation issues. You should ...
Need 'Cold' Lunch Ideas
Home loans/finance----if you have a mgt about to go up you have until December 2008 to refinance on a FHA loan with not cost---please don't wait to the last ...
Answers
- I do fresh fruit - and in emergencies - those cans of fruit that are packed in 100% fruit juice - no sugar. Bananas and apples are quick and easy and the stand by -...
- Think fruit and veggies. celery with peanut butter and rasins i think are called ants on a log. Sliced apples and cheese, fruit cups. Google more ideas.
- wow, you've gotten some GREAT ideas! The only thing I can think to add is pb crackers and granola bars. Try freezing some grapes. By the time lunch is around grapes sh...
