fha lenders
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Results 1-10 from 34 articles
Fha-frustrated!
Asked by T.K. from Chicago
on March 26, 2009
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My husband and I have been trying to get approved for an FHA loan for 2 years now, we have done everything that our mortgage broker told us to do to fix our scores, we...
Answers
- I thought that was effective April 1? Just what I heard...a friend of mine is doing a refi and that's what she was told.
- Hi T., I'm also a loan officer, and I'd have to say your broker is about 95% correct. Most brokers, as well as some banks, want to see your score at a minimum of 620...
- I'm no expert but as you know, banks aren't practically giving out money anymore and are requiring stricter standards when it comes to lending. I would not be surpris...
Mortgage from On-line Lenders
Asked by L.B. from Phoenix
on April 11, 2009
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I'd like to refinance our mortgage and have been looking at rates from on-line lenders like Amerisave and Nationwide Mortgage, the rates look good but I've never appli...
Answers
- I have refinanced my loan two times at my old house with Nancy. She was great both times. Once was when the rates dropped almost a whole percent and we just wanted t...
- Hi L., As you know right now may not be too good a time to refi, as houses are not worth what they were 3 years ago. But if your house is worth what you owe, I would l...
- I haven't worked with any online mortgage brokers, but I have a GREAT in-person broker! His name is Brady Holland with Inventive Home Lending ###-###-####). He has tak...
Mortgage
Asked by K.B. from Fresno
on April 22, 2009
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I was hoping someone could help me. My husband and I are in the process of buying our first house. I am just getting confused with the loan process. We got prequalifie...
Answers
- Hi K., AR below is right; it's because it's an FHA. There are a couple differences when dealing an FHA loan. If you don't have a mortgage broker you should look i...
- PMI was made tax deductible only recently, and there is no guarantee that it will be so forever. It was passed as part of all the measures to help homeowners. I wou...
- Hi K., Congratulations! We are in the same boat as you. It is my understanding that if you have 20% down then it is better to get a regular loan specifically to...
Advise on Mortgages and Buying a Home
Asked by A.K. from Portland
on March 30, 2009
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Hey Mamas!
My husband and I are looking at purchasing our first home. We have excellent credit (over 770) and are interested in one of the FHA loans. Does anyone have...
Answers
- We used Wells Fargo for our first home a year and a half ago. They seem to be fine and are, apparently, pretty stable. We bank with Bank of America, though. Wells F...
- A., If you are in the market and willing to wait a little...contact a Primerica. They are not currently working the new home loans but expect to resume this summer....
- We are closing next week on our first house and we have a really good mortgage broker named Carol Flanagan at Northwest Mortgage Group. We also have a great realtor if...
Home Loans
Asked by S.S. from Lawrence
on July 27, 2010
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We were thinking about refinancing our home to take advantage of the low interest rates. However after speaking with a few lenders came to the realization that our ho...
Answers
- You did not say how long ago you purchased your house. A lot would depend on this. I don't have any experience with FHA loans but we have refinanced twice. If FHA l...
- Not sure why this is so complicated to understand. I think a lot of the responses are accurate those are closing costs. You can either pay them up front or not. If ...
- One thing to ask the loan officer in advance, because they may not disclose this until you are signing off on it all, is about all the bureaucracy that goes along with...
Single Mom Looking to Buy a Home
Asked by M.T. from Dallas
on March 21, 2008
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I am currently going through a divorce which should be final any day now. I am temporarily in a rental property in Allen so I could keep my son in his current school u...
Answers
- You should give Tanya Victoria @ ###-###-#### a call. Tell her R. referred you. I'm more than certain she'll be able to help you and she'll probably save you some mo...
- If you are looking for movers please give me a call. Be sure to mention Mamasource.com Adonis Moving Company ____@____.com ###-###-#### H. C.
- Hi~ I live in Windser Meadows In McKinney (on the border of Frisco) and there has been a cute blue house for sale at the end of my st for ages (I'm not sure if the ...
Mom Whose Thinking of Buying a home...HELP!!
Asked by L.F. from Charlotte
on April 9, 2008
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Sorry to sound desperate but my DH & I are trying to get pre-approved for a home. We have talked to a Mortgage Banker and just recently, a Mortgage Broker. They both...
Answers
- I bought my first home with a first time home buyer assistance down payment loan from the city where I live. I first went through a home buyer education series, spent ...
- Hi L. and Shanna, I'm in a similar situation. I'm in the Charlotte, NC area. In everyone's experience, is a realtor like Shanna described your best bet in finding ...
- Hehe, I know your pain! It took us several years to buy the house we're in now. We talked to the bank, talked to brokers, and had our heades spinning by the time it ...
Mortgage for a Family with Challanged Credit
Asked by A.N. from Kansas City
on May 4, 2007
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Does anyone have a suggestion about a mortgage broker that will work with someone with challanged credit. My husband and I made some bad choices while putting ourselve...
Answers
- Hi A., I work for Plaza Morgage. Alot of my clients are "credit challanged" borrowers! If you are two years out from your Bankruptcy than you could do a FHA loan. C...
- Well, I think it may depend what area you want to buy in. Most importantly, you should avoid predatory lenders who will give you a low initial interest rate and an ad...
- My husband Nate, can help you. He is a broker with OCM Mortgage in Overland Park. Give him a call anytime (even on weekends) here are his numbers...###-###-#### hm, #...
Mother Seeking down Payment Assistance for Mortgage Information
Asked by C.M. from Chicago
on October 24, 2006
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I am in the process of looking for a home and would like to know if anyone has any information for down payment assistance.
Answers
- Hi C., There are a lot of "creative financing" options available these days - you may be able to get by putting only 5% down. What you'd do is take out a mortgage fo...
- The City of Chicago has a couple of programs available for downpayment or closing cost assistance. Check their website. Also, check with your place of employment as s...
- Hi C., You have to look into the IHDA (Illinois Housing Development Authority) they have the BEST Interest Rates for first time home buyers. They are in the low ...
Mortgage Financing Recommendation?
Asked by B.K. from Minneapolis
on September 30, 2009
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Hello,
Anyone have a recommendation of a mortgage company/lender who can work with a lower credit score, no down payment, etc.? I would love to purchase my first hom...
Answers
- My mom has been a mortgage loan officer for over 20 years. She is incredibly professional and will work with you to get the right loan for you, not for her. Her name i...
- Call Tom Mattaini with Marketplace Home Mortgage, he's in Mendota Heights. His number is ###-###-####. P.S. I heard a blurb from a realtor that because this cre...
- Hello. It is tough to go zero down. After the mortgage meltdown most of these programs went away. VA is the only zero down program. FHA minimum down is 3.5% of t...
