federal bankruptcy
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Bankruptcy
Asked by A.S. from Dallas
on January 21, 2009
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Hi there,
have any of you moms ever filed chapter 7 bankruptcy? If so do the trustee's or any creditors get to come into your home and take what they want to repay ...
Answers
- My husband & I filed for bankruptcy chapter 7 in 2002. No they don't come and get anything. We used Waage & Waage. They were wonderful explained everything. Today we d...
- I work for an attorney. No they don't come in your house. It mainly has to do with what kind of debts you have and the money you make to see what you type of bankrup...
- Hi A., We file ch. 13 and went thru Rubin & Associates. Their website answers a lot of questions regarding 7 & 13. Hope this helps and good luck. L.
Bankruptcy
Asked by R.J. from Dallas
on April 8, 2010
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Any one knows a good bankruptcy lawyer in Keller or Fort Worth area? We've been struggling a lot with our bills lately because my husband lost his job and we're starti...
Answers
- Call Aimee at Haugen Law Firm, ###-###-####. She'll schedule you for a free consult and then you can make the best decision for your family. You can visit their websit...
- Contact the Keller Community Storehouse to see if they can help. I know they are a great place with a lot to offer. They recently received some federal grant money to ...
- Dave Ramsey!!! daveramsey.com or on the radio or on itunes for free, there are a lot of local FPU classes some will let you take them for free if you need to, some wi...
Bankruptcy
Asked by G.A. from Lakeland
on April 28, 2012
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Hi my husband and I have pretty much decided to file bankruptcy, im very sad about it but with him loosing is god paying job, we just cant afford all our bills now, ca...
Answers
- A good attorney will be worth every last penny (literally) and it can change your life. It's amazing to wake up and not have to worry about collections phone calls etc...
- G.: I'm sorry you are going through this. I would strongly recommend that you go to your local library and borrow books from Dave Ramsey or Suze Orman. You need ...
- They are all going to charge about the same amount, $1500. I suggest you stick with lawyers that specialize in it. Good luck, and I hope things improve for you soon.
Filing for Bankruptcy
Asked by E.B. from Seattle
on August 12, 2011
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We are having to do this.
We are also very confused and scared because everyone one wants huge sums of money up front to help us. We dont have huge sums of money. ...
Answers
- Another vote to be cautious and say NO to bankruptcy here. You want to pay your debt. You can only pay what you can pay. Look into Dave Ramsay and the debt snowba...
- I would get a lawyer because they know what their doing. Some offer payment plans. I picked a bankruptcy lawyer out of the phone book.
- You need to call and consult with a few attorneys that handle medical bankruptcies. I see filing on your own like going to the doctor without insurance. (Just someth...
Bankruptcy- Those That Have Filed or Are Knowledgeable
Asked by S.B. from Gainesville
on October 21, 2010
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I have been considering bankruptcy over the last few weeks and would like to hear from those who have. How bad has it hurt you ? I know I need to just call an attorne...
Answers
- I just filed this week and I tell you the amount of stress that I lost afterwards is unbelievable! It cost me about $1500 cause I had some other issues but it is well ...
- Hello S., I had to file BK back in 1991 after getting divorced and being unemployed for 9 months. I kept my car loan separate from the BK, I had very low pymnts and w...
- I would talk with a qualified person about your individual decision. You are going to get mostly biased opinions here. I've had friends and relatives who have had to f...
What Is the Best Way to Repair Your Credit After Filing Bankruptcy?
Asked by S.M. from Chico
on January 17, 2007
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I filed for bankruptcy 6 years ago...and have yet to even TRY to think about doing anything on credit since. However, my husband and I want to buy a house, therefore,...
Answers
- I bought my first home after filing Bankruptcy after only 3 years. I had a very goood loan person. His name is Merrick and here is his contact info. 1301 SE Tech Cen...
- Hi S., My name is C. and I am a Real Estate Agent. I Know quite a bit about Credit and you CAN recover from a bankruptcy. I do credit Repair, it works really well. Wha...
- Just FYI, when still in bancruptcy, any type of credit is under the bancruptcy meaning it does not count either way. So, it is obsolete. If the bancruptcy is done, t...
Bankruptcy Sp? RUDE
Asked by M.B. from Nashville
on January 17, 2008
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Some People are just so rude and mean... if you cant say something nice dont say anything at all..i have NEVER once left a mean responce to someone on here
hi i am ...
Answers
- You cannot file bankruptcy on student loans. When Clinton was President there was a law passed saying that you couldn't. Believe me, we've looked into it. Now you c...
- First and foremost go to community counseling. They charge on the amount of money that you have. You are depressed (rightfully so) and you are going through a huge g...
- Ashley, I am 49 Mom and grandmother,recovering Alcholic of 18 1/2 yrs and you must, must go on!! Be happy and grateful you have a daughter, God has given you a ch...
Update on Bankruptcy RUDE PEOPLE
Asked by M.B. from Nashville
on January 18, 2008
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Some People are just so rude and mean... if you cant say something nice dont say anything at all..i have NEVER once left a mean responce to someone on here
Answers
- my father is a bankruptcy attorney and he said that you are NOT able to file bankruptcy on student loans because of a law. you will get into serious trouble. sorry for...
- Are these government student loans? They are usually very fair and easy to work with, and will lower your payments when you call them. Also, I think you can halt the...
- Hi Ashley, I am not an expert, but I am pretty positive you cannot go bankrupt on student loans. My husband and I lost our 4 month old, very healthy little girl to ...
Student Loan Default
Asked by T.K. from Dallas
on July 6, 2010
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I have a friend that has defaulted on her federal student loans. They have already been consolidated. She isn't eligible for forebearance, etc because it has already...
Answers
- Look into this new program: http://www.ibrinfo.org/ I pay through the Dept of Ed's Direct Loan program, and by signing up through IBR, I was able to reduce my payme...
- She needs to call the loan place and ask them about an income based repayment plan. The do have things they can do to help get the loan repaid to them. My husband ha...
- Check with a credit counselor or a different credit union maybe they have other options.
Need Help Deciding What to Do About Finances
Asked by L.B. from Minneapolis
on July 14, 2007
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I hope someone can help me out there. We are having serious finance problems. Me and my husband both work but he does not make much $ and we have a few credit cards....
Answers
- You and your husband need to talk about it. It is not easy. I am going through the same thing. You need to tell him how you feel and you need to make hime tell you ...
- I might be able to help, call me at 877-740-5757
- Hey L. (I am updating my response after having more time to review the other responses...) My heart goes out to you. I have two suggestions in response to the oth...
