fast payday loan
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Mom Seeking Info. Regarding Loans or Payday Loans
Asked by B.H. from Detroit
on December 8, 2009
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Hello,
I got this info in the mail the other day that said I was pre-qualified to receive up to $700.00 in credit/loan. I went online to check out the website and di...
Answers
- I used to work at a bank where I saw many of these types of loans overdraw peoples accounts. Here are a couple of things for you to think about: Do you have plans fo...
- Hello. This can seem like a quick and easy way to get a little cash on hand but if you pay a $45 fee over one month that is equivalent to a 180% apr!!!!!! I can't ev...
- DON'T DO IT!!!!!!!!!!!!!!! The government keeps a close eye on these places since they are such rip-offs. If you don't have the money to buy your kids Christma...
Help!!!!
Asked by N.D. from Kansas City
on July 18, 2006
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How do some of you do it?? I'm single raising 2 kids on my own & I basically live paycheck to paycheck. Everytime I try to put money in my savings account, I end up ha...
Answers
- I too got into the payday loan trap and it is the worst thing possible. I recommend filing for bankruptcy. It will wipe out your debt. Mark Johnson at the Wagoner B...
- Have you thought about refinancing your house, and taking the money out? I know a great mortgage broker who is good to work with, and can get loans through (even with ...
- I agree with who posted the comment about payday loans. In my algebra class last fall, we figured out the interest on a loan and it ended up being about 1 2/3 more in...
How Can We Get Out of This Circle?
Asked by S.M. from Dallas
on February 23, 2008
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Hi ladies,
I really need help. My husband and I are in serious financial trouble. A couple of months ago, my husband was out of work for a few weeks. He has a job now...
Answers
- First, I agree with some of the previous posts--cut up those credit cards (and go a step farther--call and cancel them with the company)!!! Credit debt is not necessa...
- Oh S.. I know what you are feeling all too well. Have you seriously thought about claiming bankruptcy? It sucks and doesn't look good on the credit report either bu...
- It's been said a ton already, but I gotta say it again-DAVE RAMSEY. His total money makeover book and his talk show is a good start. I won't add anymore about his pl...
Need Advice on Getting Out of Debt
Asked by H.M. from Kansas City
on November 3, 2007
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My husband and I have hit rock bottom, I don't know what to do. We are about to lose our house and car and I'm afraid then we'll lose my 2 stepsons too. We owe almost ...
Answers
- H., I am so sorry for all the bad luck that you and your family are having at this time. Have you checked into any of the Churches? Is there any way that you can work...
- H., Have you tried the HUD and FHA Loans, supposedly Bush has made those easier for families to get since all the foreclosures that are going on. Call a broker or...
- Hi H., I know you probably don't want to but you could try finding a job to help out a little. You could work it around your husbands schedule so you wouldn't have...
Eviction...Two Kids, Pregnant and Only Have 2 Days Until Evication Help!
Asked by J.M. from Phoenix
on August 13, 2010
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Okay Momma's out there. I had this question last month about avoiding eviction and trying to make some extra money. I was unable to find anyone to let me help with cle...
Answers
- I've read some of the posts. Bottom line if you are not over 3 months late just let it roll till your hubs gets paid. Your LL has to go to court and even if he gets ...
- I'm not an expert by any means but an eviction is a legal process. You cannot be thrown out onto the street. They have to begin proceedings and I believe there is a ...
- I just want to add for others in this situation that nearly all the payday loan places in AZ have closed because they are no longer allowed to offer high-interest loan...
Surviving
Asked by M.L. from Houston
on October 8, 2011
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Could (or does) your family (of 5) live on $680 a week comfortably and build a savings? We do not qualify for any assistance. This is take home pay, after benefits and...
Answers
- You said you work from home, can you write off your expenses for business? You are making someone else rich while renting from them. There are some great first time ...
- Honestly, what you are living on is extremely tight. That is about what we budget wkly for our household expenses like groceries, haircuts, Christmas savings, gas etc...
- Ask your (nosy??) friends what they would do differently than you. Sometimes seeing someone else's perspective, even if you don't agree, can help you see where you m...
"Blow" Money - How Much Is Enough?!
Asked by L.M. from Kansas City
on August 26, 2011
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When creating a budget, I realize my husband and I both need some money to spend without having to factor it into the budget. The problem is that our ideas of what is ...
Answers
- We each get $100 every 2 weeks. It's not "enough" to not have to plan, but it keeps us in clothes, haircuts, girls' nights, do dads, and whatchmacallits. (AKA hairc...
- I wish we had some extra spending money. We do not have any at all. My husband is getting a bonus so I'm hoping to use it towards my photography business.
- ROFL! Reading your title, I thought this was going to be QUITE a different post. Phew! How much do we budget? Very, VERY, little. But that's because our inc...
What Are We Doing Wrong with Our $$$$$$
Asked by M.S. from Chicago
on October 6, 2010
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im a sahm, my husband is a manager for one of the many firestone companys. for living in an apartment not having any debt(credit card) where does our money go...why d...
Answers
- We have the same problem- on paper it works out, we should even have some left at the end of each month! Try this! Pay cash for everything- seems like you are much m...
- I checked out Dave Ramsey's book from the library so you DON'T have to buy it. Lots of great tips in there, not to mention motivational stories. You may also want ...
- Also another mortgage lender here...(former, now SAHM). I scanned through all the responses, lots of good advice. Create a budget based on what you owe, trickling...
What Major Changes Did You Make to Be Debt Free?
Asked by M.D. from Corpus Christi
on November 11, 2010
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I have read Dave Ramsey and we "tried" it for a month or so. Then we quickly went astray without even realizing it. I really want these credit card bills gone!!!! I...
Answers
- Great question! I've never heard of Dave Ramsey until about 6 months ago on this website. I've never looked into anything he's written, workshops, etc. I had larg...
- Congratulations for trying to go debt free. You nailed it! You know exactly what needs to be done to pay off your debt. People do not realize how the teeny tiny lit...
- It not about extreme measures. It's about moderation and living within your means. If you hubby is not on board it won't work. You know what to do, your problem is yo...
Husband & I Are BOTH Bad with Money... We Seriously Need an Intervention!!
Asked by N.G. from Dallas
on April 24, 2012
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Finances have been THE thorn in my side all of my adult life. I've got to correct this now before it gets to the point that we've ruined any chance we may have of ret...
Answers
- In your case, it might help to have the money out of your reach. You could begin investing in an annuity of some sort. Have the money taken every month before you se...
- I've always been pretty good with money. My suggestion is that you open a savings account and do not get an ATM card associated with the account. Then every payday...
- One of the ways to save is to move money (you can do this by direct deposit) to an account that is not easy to access. Move it to a different bank, where you don't hav...
