equity lines
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Need to Refinance Home
Virtually every local bank and credit union will eagerly make you a home equity loan or home equity credit line (HELOC) without any junk fees if you have a ...
Answers
- My husband is a banking center manager and does mortgage re-fi's all day long. Give him a call and see if he can help. Nick Rodriguez at Regions (used to be AmSouth)...
- We've done two mortgages through Dan Larios and both times he was able to work with us to find the best option. He's with Countrywide now and they have some great re-...
- I would be happy to help you out! I'm a SAHM and own Home Funding USA as well. Our fees and rates are very low. We have refinanced many families in the area and we wil...
All Moms
Refinancing, which usually requires some equity in the home, ... together under the auspices of the government, lines of communication are already in place. ...
Answers
- Since we don't know your what your exact situation is and I don't expect you to share everything here, feel free to contact me. I'm a Realtor and if you need advice on...
- i have a friend who is going through a program with naca. google them and give them a call. i understand they are non-profit. i've heard from a few others that it's a ...
- Not exactly if you are referring to a refinance or not but I am currently looking into that myself. Luckily I know a girl who I used to work with and became friends wi...
Going Back to Work
We just refinanced to give us some extra cash to do some work on the house, and when I first took off of work, we opened a home equity line of credit (and ...
Answers
- You are blessed to have been able to take the time you have taken thus far. I went back to work as a full time psychologist and part-time grad student when my son was...
- Hello D., I say follow your heart!!! If you can financially afford to stay home and you don't mind living with your parents, then stay home. Kids grow up way too fa...
- I don't have much advice other than to hold off on that 3rd child if money is an issue NOW and you're husband is out of work....I hate to sound harsh but this is why p...
Debt Help!!
If you have a home, look into an equity line to consolidate outstanding debt. The interest will be less than credit cards but more than the zero interests. ...
Answers
- It sounds like you are getting a lot of good advice here. One thought that I wanted to add, though, is when it comes to using a credit counselor. It is a great program...
- I suggest the book "Total Money Makeover" by Dave Ramsey. My husband and I are in the same boat as you. We are now about half way through the book and for the first ...
- We are going through an awesome program at our church called Financial Peace University. My parents have already done it and they were able to save $1000 and pay off ...
Trying to Help My Brother
... also prevent him from getting other credit cards and various credit lines. ... (Home improvments, home equity loan, etc..) The judgment will effect his ...
Answers
- the worst is put a lean on his house. which means when he sells it they will automatically take the money at the time of sale. we are going through this, but we are ...
- Can he ask the collection department (or who whoever they are) to split the payments into two or three? They will probably insist that he give them his bank account in...
- Everyone mentioned that they cannot do anything but put a judgment on the house, which is correct. But it will not only effect him if the house sells but also if he de...
Advice on Legal Settlement for My Son's Facial Scars
Aug 16, 2009 ... written along the lines of not speaking about the situation that occured. ..... Negative Equity in the Marital Home and Settlement ...
Answers
- Add all expenses-medical, gas for going to the hospital, time off work-if applicable, any court costs X 2 and 1/2 That is a realistic legal feeling/Later,
- I'm not an attorney but I think that if he doesn't have any long lasting effects from the injury, settle for whatever you are out of pocket on medical plus an amount f...
- Definitely get an attorney. Any funds you get should be put in an account for your son. If he does not need plastic surgery when he's older, it can be used for his edu...
Considering Refinancing to Consolidate/home Improvement
Asked by T.D. from Cincinnati
on July 17, 2007
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Has anyone out there ever refinanced their homes? We bought our house almost 3 years ago and due to our combined credit situation and us not being married, the house a...
Answers
- Here's the name of the women i used and her company info, i'm not sure exactly where you are located but she traveld to do mine, came to the house and everything. I h...
- T., I would look into a home equity loan. These are typically low interest, plus you can claim that interest on your taxes just like you do the interest you pay on...
- T., As a few others have already pointed out, getting a home equity line is probably your best solution. Being that I work with home loans in my profession, I woul...
Advice with Adult Child Taking Care of Parent
Asked by B.P. from Dallas
on September 30, 2008
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I would like to know what you would like or want from your mom if she needed your help, and you moved in with her to take care of her?
The situation is my dh is in ...
Answers
- I have been in your daughter's position. It is hard to parent a parent. There is a tremendous amount of stress in both your lives, however, that does not give her a ...
- If that is the only solution you have to make it work. First you both need to sit down and lay some ground rules. She is your daughter, but she is also an adult too....
- My heart goes out to you! It is a very stressful situation. To begin with, as a Christian you have the most important being supporting you...God and the family of God...
I Ask This with Humility....
Asked by C.M. from Portland
on March 31, 2009
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Hello ladies,
All of us can agree that times are tough for everyone everywhere. I need so off the cuff advice from someone not my grandma. My husband and I have alw...
Answers
- There are certain protections for your home under bankruptcy law and provisions that allow you can affirm debts (agree to keep paying them) and keep the asset. You sho...
- Don't do it! If you're already in a stressful financial situation - you have to humble yourself & buy a car you can pay cash for - no financing, or it will only get wo...
- Hi Candace, It sounds like you have time to plan. If hubby graduates in the fall, loan payments won't start immediately. Does he change jobs after graduation or now...
Need to Refinance Home
Virtually every local bank and credit union will eagerly make you a home equity loan or home equity credit line (HELOC) without any junk fees if you have a ...
Answers
- My husband is a banking center manager and does mortgage re-fi's all day long. Give him a call and see if he can help. Nick Rodriguez at Regions (used to be AmSouth)...
- We've done two mortgages through Dan Larios and both times he was able to work with us to find the best option. He's with Countrywide now and they have some great re-...
- I would be happy to help you out! I'm a SAHM and own Home Funding USA as well. Our fees and rates are very low. We have refinanced many families in the area and we wil...
