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Paying for Orthognathic Surgery
Besides credit cards and home equity loans has anyone else dealt with the enormous uncovered costs in any other ways?? Any families have any experience with ...
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- My heart goes out to you!! We are currently working on $10k of chiropractic because our insurance doesn't cover it so I am aware of the burden (to a much lesser degre...
- Dear K., Since your daughter is 18 she is an adult. Medicare could be applied for if she has very low income and also doesn't have many assets of her own. Pe...
- Hi - I just had a thought. Maybe you can check with your insurance to see if they cover a maxillofacial surgeon. They basically do the same thing as orthodontists (exc...
Cash Out Re-finance?
I know of several people with great credit having their home equity line of credits withdrawn. Not because of their credit but because the market is such ...
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- Sorry your house hasn't sold yet. Don't give up! I am a Realtor in Gardner and would love to talk to you and help you sell your home. I have several lenders that refin...
- Hey M.! My husband is a mortgage loan officer at KU Credit Union in Lawrence, KS and he might be able to help you out. You can call him at ###-###-#### or email hi...
- You really need to contact a bank. I know of several people with great credit having their home equity line of credits withdrawn. Not because of their credit but bec...
Looking for Contractor to Do a Small Bathroom Remodel
He is not afraid to drive and understands the importance of "sweat equity". ... In-home estimates are $90, which is applied to the total job after you ...
Answers
- Hi S., I would try Mario and Sons, my husband is their GM, and they are so great. They do free estimates, and do wonderful work! You can contact my husband, Aaron, a...
- A friend of ours does remodeling - we own a house with him and he and my husband remodeled ours. I'm not sure of his schedule but he can be reached at ###-###-####. Hi...
- Hi! I also live in Lakeview and have used the following company. Pete Otis at C.J. Otis Construction - small and large projects for a good, fair price. They h...
Seeking Help to Get Lower Interest Rates
We are not first time home buyers, we bought a house years ago but our finance person totally took .... credit cards guaranteed · equity home loan rates ...
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- Hi, B.. We're in the same boat and one thing that is supposed to help is a prepaid credit card. We are planning on doing that ourselves very soon...we have been told o...
- Hi B.. Sorry to hear about your problem. Daycare is way too expensive now a days but they know people have no choice unfortunately. My husband is a mortgage broker...
- Hi B., I have been working with a company that actually DOES work on your credit report and will constantly be in touch with you letting you know what has been done...
Mortgage Company to Refinance with and Should I Pay More to Get a Lower Rate?
We originally had a mortagage and a home equity loan from when we first bought the house and wanted to get rid of the home equity loan and put it all in the ...
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- Most of the time it cost about $2000 to refinance your mortgage. With that said, intrest rates are so low it's unreal. I think they are between 4.9% and 5.6% and tha...
- You need to figure out if the closing costs will out weight the benefits of the new rate. What is your current rate? What are they offering? I would not refi if the cl...
- Hi, I just refinanced with a rate of 4.5% for 30 year fixed (did not have to buy the rate down) with RBC in New Bern. The loan originator there is efficient and ver...
Selling My Home
Does anyone have any tips for showing their home? ... house we are still ahead on equity in our home and have never regretted that decisionso it can be done ...
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- Hi K., Do you have a real estate agent? I have an excellent agent that I've been using for over 10 years. She hires a professional stager to come in and do your hous...
- Hi K. right now selling homes is very hard...alot of them are styaing on the market for over a year. I know this because my husband does home loans...Its a great time ...
- staging definitely makes a difference. It's easier to picture what your home would be like (as a buyer) with furniture arranged...it looks lived in. It really plays ...
Seeking Advice Asap. Please Help!!
Your father-in-law could have gotten a home equity, or some other type of loan to save his townhome. It's still worth looking into, even though he's already ...
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- Hi K., Most 1st consults are free. Speak to a real estate attorney; it seems very unusual to lose a property that you own, with a clear title. Your father-in-l...
- K., I'm confused it sounds like your sil wants to buy the house for financial gain instead of for her dad to have somewhere to live. It sounds like your husband wan...
- Is your father in law dead? Incapacitated? Why would his daughter need power of attorney? Why can't your father in law handle this matter himself? Why does she wan...
Should I Refinance My Mortgage?
Very true IF you are rolling in all closing costs, home equity loan, cars, pools etc.....into the new loan. My hubby is a numbers man and our lender thought ...
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- The easiest way to determine your savings is to go to a website like Bankrate.com and use their mortgage calculators to see how much you will save changing your mortga...
- Another tip: make your monthly payment in 2 seperate payments each month. For example, if your mortgage per month is $1000, pay $500 every two weeks (like one paymen...
- I agree with the previous post - it's too soon and rates haven't changed that much for you to really see any benefit. Plus, refinancing too frequently could have a ne...
Advice Needed for Dividing Value of Property While I Am Living
My 24 yr old son still lives at home, finishing college now.He has been a great help with upgrading .... Negative Equity in the Marital Home and Settlement ...
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- Hi J. - It sounds like you need the advice of an estate attorney. There are many options for you, a trust among them. Let me tell you this though - there will be no ...
- I would definitely get advice from a lawyer, perhaps someone who specializes in financial planning. This plan should not only leave you in a good situation for retire...
- Not easy decisions. I suggest you speak to a financial consultant. I am sure they can give you many choices.
Am I Responsible for My Soon to Be X-husband Not Paying the Mortgage?
He has been staying in our home since August of 2008 and recently I have found out..." ... As for any other loans that you may have cosigned (cars, equity, ...
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- Hopefully, there was paperwork done at the time of the divorce that takes your liability off you. You probably need to contact a real estate attorney to review your op...
- Yes, you are still responsible. The mortgage company doesn't care what kind of agreement you and your husband came to, they only care about the agreement "your mortga...
- If your name is on the mortgage or et all yes you are responsible. Regardless of whether he made payments at all you are responsible. Have you contacted your mortgag...
