eliminate credit card debt
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Looking for Credit Card Relief
I have a lot of credit card debt following my divorce and I am wondering..." ... Our FNA showed us how to eliminate 60K of debt in 20 months. ...
Answers
- Hi K., I haven't heard of Financial Freedom of America, but I wanted to share with you that my husband and I own our own business. We teach families how to make and s...
- I would phone the credit card myself. You can negotigate the same deal as them, and not pay thier fee. good luck S. W.
- Sue had good advice. You can negotiate with the credit card companies directly. Look into Dave Ramsey's http://www.daveramsey.com/ website and check out his books fr...
Debt Settlement
But until you get to the source of why you are in debt in the first place, debt settlement will only .... eliminate credit card debt · class action suits ...
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- Beware, the ones you see on the internet and hear about on the radio are usually scams. We got taken by one company, and the atty we spoke to told us he knows of no l...
- I'm not sure of a consolidation program at this moment but I recently learned about Primerica, and they are excellent at helping you save money on the expenses that yo...
- M., There are no legit Debt Settlement companies. The only thing I would suggest is to get a loan from your bank or credit union. My back ground is 19 yrs in the...
In So Much Debt
Read all 28 responses: "I'm barely can make min. pymnt on my creditcard pymnt. ... reducing credit card debt · eliminate credit card debt ...
Answers
- Have you considered transfering all balances to a 0% credit card? My credit union is running an ad for 0% interest on all transfers for a year. Then, if you still ha...
- Hi. First (if you haven't already) you should work up a budget to see what income your family has and then write up all of your bills and see how short (if you are sho...
- In this case, you have three options; 1)refinance your home, if you own it and IF you have equity. But, in order to get the best rate you need to act BEFORE you are l...
Debt Help!!
If you carry a credit card debt, look into transferring it to a zero .... and make a list of what you pay and eliminate things that you do not need or lower ...
Answers
- It sounds like you are getting a lot of good advice here. One thought that I wanted to add, though, is when it comes to using a credit counselor. It is a great program...
- I suggest the book "Total Money Makeover" by Dave Ramsey. My husband and I are in the same boat as you. We are now about half way through the book and for the first ...
- We are going through an awesome program at our church called Financial Peace University. My parents have already done it and they were able to save $1000 and pay off ...
Seeking Advice on Paying off All Debt
My huband wants to eliminate all our debt- cars and house. We both have jobs, We contribute to our ..... eliminate credit card debt · temporary jobs ...
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- i would agree that you definately want to make sure that you don't have to pay taxes out of it before you use it all to pay off your debt. After that I would pay off d...
- My husband recently lost his step-dad and it is hard. We paid for half the arrangements. My suggestion is do both but a little at a time. Pay off your smallest bill wi...
- S., I am so sorry for the loss of this family member, and how very special that she or he thought so much of you to leave you some money! If this death occurred...
How to Cut Corners on Monthly Expenses
First, if you have ANY credit card debt at all, get rid of it as quickly as ... So keep impulse buying to a minimum or eliminate it alltogether if you can. ...
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- Where do you live? Do you have a WinnDixie around you they have certain bargains on meat buy one and get one free! What is your profession?
- There's a ton of great advice here. I'd like to reiterate the comment about breastfeeding. It will SAVE SO MUCH MONEY. If you are having problems, call the hospital...
- I know you said you already use coupons, but have you checked out thegrocerygame.com? Its a great site and if you want to subscribe, they take your normal sunday coup...
What Happens to Medical Bills After Someone Dies?
Apr 20, 2009 ... But if it is credit card debt you can file bk on credit cards only and kept your home. there are ways around it. But if any debt was inquire ...
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- Hi SH, If a couple are married, unfortunately the surviving spouse inherets the deceased spouse's medical bills. Having my mother pass away last year of cancer also, a...
- Hi SH, IAm soo sorry for ur loss. We lost my mother in law to cancer in July from cancer also. But if I rember correctly my father in law had to petion it to the inusr...
- I recommend your friend call Andra Cassen at ###-###-####. Andra is a "cut to the chase and take care of business" kind of gal so she doesn't waste time banking billa...
Question for Sahms from a WannaBe
... your daily meal if you are able to eliminate those expenses as well as child .... paid off all our credit card debt and one car And built up our savings ...
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- My fiance is a construction worker, and only making $30K a year. I tried to be a SAHM, and wasn't able to make it with the finances, so then I became a nanny, and that...
- Hi A.! My name is A.. I recently quit my secretarial job so I could stay home every day with my 4 month old son. The cut in pay was hard, so when I heard about a...
- Hey, I am a stay at home mom of a 2 year old little boy and a 3 month old baby girl! Not too long ago, I searched for what seemed like forever to find the perfect way ...
Need Help with Creating a Household Budget for the New Year
Something that works for us is to buy EVERYTHING with a credit cardthis will of ... financial advice designed to eliminate debt create an emergency savings ...
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- There is an online home budgeting system that helps you manage your spending called Mvelopes. My family will be using this in the coming year too. Their website ...
- I am recommending it because it works and I am practicing it now. There is a gentleman called Dave Ramsey. The program is called Financial Peace University. He teaches...
- Dave Ramseys Financial University!
Do You Ever Feel like Just Saying 'Screw It All'
Sep 23, 2009 ... We all have things going on, some may have more debt than others or other issues . .... time we use a credit card we are morally obligated to pay it. .... to others...get ideas to eliminate your stress and frustration. ...
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- Hi K.- Some days I feel the same- except with fewer responsibilities. And now I feel like a doof for even complaining. Sigh. My husband and I have spent the better pa...
- Dear K., All I can say is to hang in there. It really is no consolation knowing that you are not the only one in the same situation, or worse. It certainly doesn't ke...
- I think we all sympathize dear. =) Keep your chin up!