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Starting a Budget
We have a software program Microsoft money and it is SO easy. .... listed all bills from student loans, water bills, car payments, average credit card bills ...
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- I found it easier to organize by using Quicken. Use your debit card or check book to pay for almost every thing. Use a credit card to pay for your gas but the nex...
- Have you heard of Dave Ramsey? He is a financial advice guru that has a christian base to his savings and getting out of debt plans. Go to: www.daveramsey.com You'...
- It took me a long time to convince my husband to start a budget. He tried reading several of the financial books out there, but none of them hit home with him. Final...
Bankruptcy Sp? RUDE
hi i am wondering if you can file banksuptcy on student loans? hope someone ..... If you don't get yourself straightened out and it won't be easy you could ...
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- You cannot file bankruptcy on student loans. When Clinton was President there was a law passed saying that you couldn't. Believe me, we've looked into it. Now you c...
- First and foremost go to community counseling. They charge on the amount of money that you have. You are depressed (rightfully so) and you are going through a huge g...
- Ashley, I am 49 Mom and grandmother,recovering Alcholic of 18 1/2 yrs and you must, must go on!! Be happy and grateful you have a daughter, God has given you a ch...
Washington Mutual Bank
You also have the online service and it is easy to go in and pay bills. ... a personal and a business account w/ them, plus have had a home and car loan. ...
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- I love WAMU! I have been with them for 3 1/2 yrs and I have never had any trouble. If I have a question, I call them and talk to someone right away and they always bee...
- I don't know about the checking/savings account experience, but had a horrible home loan experience when we re-financed. Will never, ever, ever, ever do business with...
- they are pretty good. i like them because my daughter attends Jerry Junkins Elem. in Carrollton and they offer savings account to all the students there. They can open...
Do Banks Check Credit Before Giving You an Account?
It's happened to me before and very easy to clear up. .... FICO scores can your ability to get a loan, a job, or an apartment. FICO scores (to an adult) are ...
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- some do but not usually a full credit report. They have some way of checking to see if you bounced a lot of checks in the past and would refuse to give you an account...
- Most banks check your check-writing history prior to opening an account for you, or adding you to an existing account.
- I didn't know that either because we don't sign anything giving them permission to do so. I wonder if they are talking about a different type of check in the bankin...
Going Back to School?
I qualified for "displaced homemaker" status and took all loans and grants offered .... It's not an easy road. But I couldnt be better off without making it ...
Answers
- Go for it! I am a 35 year old single mother of 2. I resigned my full time job an began going to college full time and only working part time about 2 1/2 years ago. I...
- I had my son while I was still in school, only took 2 weeks off and returned. I changed my degree after having him so just graduated last fall and he turned 5 this mon...
- Hi S.! Have you thought about or looked into taking online courses? I did this through Univesity of Phoenix because I wanted to be able to stay home with my kids......
Real Estate Investing
My last one, one that I thought would be easy to turn around, ... have programs that you can't access through a mortgage broker, such as construction loans. ...
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- Hi L.. You've gotten some good advice already, but here are a few things I'd add: 1. Interview several Realtors and find one with a lot of experience in inves...
- I think this is a really good time to do this. Home prices are so low with the many foreclosures, etc. You can buy a home and fix it up. The market has to go back u...
- I only have the experience of growing up with a mom who started a business doing this. She started with a friend and they bought 2 houses side by side (actually I thin...
Going Back to school..need Info About Online Courses.
I took a class this semester online and it was fairly easy but a little time consuming. ... I know you don't have to repay loans until 6 months after you ...
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- I never took an online course at TCC (I only went on campus at TCC), but I have taken 2 at Collin County Community College. Like previous posters have said, it all dep...
- I took a few online courses several years ago through DCCCD. I really liked it and plan on continuing once my toddler is a bit older. I didn't find that the classe...
- Hi M., Congrats on going back to school! My mom has attended DBU the last 4 years, got her Bachelor's, and now 1 semester away from a Master's Degree. She has never s...
Wanting to Buy a House, but How?
You can follow his plan (not easy, not quick ... but it's a responsible, ... So many people are in trouble right now because they got loans that they could ...
Answers
- There are lots of ways to help you bring down debt and still purchase a home (without getting ripped off) Try to stay in the same apartment for the next three years wh...
- Really think hard on why you want to own. It's a big responsibility and you might be suprised at the cost of maintenance that you don't pay when you rent. So many ...
- After reading all of the response I decided to let you know about another method that noone here has mentioned. I brought my house 10 yrs ago as a single parent makin...
Don't Know Where to Turn??? Husband Doesn't See That We Have a Financial Problem
Aug 20, 2009 ... if you are paying on student loans - see if you can qualify for a ..... I know it's not easy right now, but larger companies often help with ...
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- You should read Dave Ramsey's "Total Money Makeover". My husband is a full commission loan officer. We have always had enough money for all our bills until more rece...
- I know what you mean. Currently my husband is looking for a second job because frankly he makes more money than I ever would. I sew some of my kids clothes and go to t...
- Sounds like you are trying to do everything right! How about refinancing your mortgage? Consolidate any debt into one bill/low interest rate? Watch carefully on you...
5-Month Old Won't Sleep More than 2 Hours in a Row
Sep 11, 2009 ... The two books I recommend is not necessarily the easy road, .... local public library (or at least available through inter-library loan). ...
Answers
- I have a 4 month old and has been in her crib since 10-weeks. I swaddled her for the 1st several weeks with the swaddle-me blankets until she was pretty much able to s...
- Hi there, first of all, good luck reading/trying all these responses! Remember that the "crying it out" method is really a way to TEACH your baby how to sleep by h...
- Would you consider co-sleeping? My son has never been a good sleeper, and co-sleeping has been so helpful. Especially since your baby is nursing, you would find it r...
