disability retirement
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Term Life and Disability Insurance
Asked by E.K. from Dallas
on September 6, 2006
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I wanted to shop around for a new policy for Term Life and Disability insurance for my husband and I. Does anyone have a reliable and trusted company they can recomme...
Answers
- American National Insurance has been around for over 50 years. They take good care of their clients and pay immediately.
- please call Brian Robison he will give you a free quote and help get what you and your need. ###-###-####
- Hi E.... I am an independent agent who writes term life and disability, mortgage protection, etc. I'm not sure where you are, but my manager and I could certainly ma...
Can Anyone Help with This TAX Question
Asked by S.R. from Pittsburgh
on March 12, 2008
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I have been looking every place for an answer to this question on Per-Capita tax. My dad is on SSI (Disability). He got a notice that he owes per-capita tax for the ye...
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- I just received a notice as well, though it is only for this year. There is a statement on mine that says "You may obtain a copy of the 'taxpayer bill of rights' disc...
- Contact your local tax collector. I know my dad is on social security and he does pay it. I believe it is a school tax so you may need to contact that office too. G...
- I believe the IRS has a toll free tax question line, don't they? Maybe google that. Good luck.
Can't Afford Life Insurance - What to Do?
Asked by M.T. from Minneapolis
on March 3, 2011
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Hi, we've been looking into life insurance. We decided term, about 250,000-350,000 for 30 years. We're in 40-45 year range. We decided on 30 years because we still ...
Answers
- You could look at decreasing term insurance where the benefit goes down as you age - it's intended to cover mortgages where the balance is also going down. I think yo...
- M., have you looked at Met Life? They are highly rated, treat their customers very well (my dad had Met and they were wonderful to us when he died) and their rates ar...
- Can you afford a lower amount of life insurance? Lets say $100,000? If so, then I would go that route. I do understand your worries; however, it would be better to ...
How Did You Find Your Financial Planner and What Are Typical Fees?
Asked by M.T. from Minneapolis
on July 31, 2011
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Hi, I'm wondering if it would be good for my husband and I to talk to a financial planner. We're not looking for an investment advice. We just want someone objective...
Answers
- We highly recommend Kevin Sale. He's in business for himself and is very down to earth and reasonable rates. He's a fee only planner and gives hourly advice. Majority ...
- We live in Minneapolis & use a financial planner through North Star Resources. I think that the company is great! The most valuable thing, IMHO, that a financial pl...
- Or you might try contacting your banking institution and see if they offer a service like you are seeking. If you are part of a credit union, even better. They usua...
Refuse to Let Adult Child Move Back Home?
Asked by J.G. from Minneapolis
on November 12, 2011
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Ok, so brief background: I don't have any grown children but I do have a mother who, in many ways, acts like my teenage daughter more than my mother. She is fairly fre...
Answers
- Lol, this post could almost be what my daughter would post about me. Please bear with this long background explanation. For my example, my 5-1/2 year relationship wi...
- By allowing her to move in now, you are setting yourself up for more drama on an every day basis, and you would be enabling her to keep not taking care of herself and ...
- Go with your gut. You know that if you move her in with you, the drama will be part of the deal. You already know you don't want or need that. LIke someone else said -...
Striking a Balance Between Saving and Spending
Asked by J.W. from Chicago
on October 14, 2009
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Let me start by saying that I realize that this may not see like a “problem” to many of you especially in light of the last 12 months. Rather, I am trying to gain...
Answers
- While I think that it's great that you are planning ahead and trying to be practical, I have to say that you don't seem to have any real issues here financially compar...
- Hi J.- It sounds to me like you and your husband are doing very well financially and have a great safety net in the event that something like a job loss should happ...
- It sounds like you are doing great. I know from talking to financial planners that if you have to choose between retirement versus education, you should first fund re...
Husband Lost Job over Terrible Memory Problems; What to Do?
Asked by L.N. from Dallas
on September 1, 2009
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My husband has been having extreme problems with his memory. He has recently lost his job over it. He is 68 and a doll, we've been married since 1972. He's been goi...
Answers
- In his letter of disnissal, did they cite the memory thing as the cause for letting him go? That could be a lawsuit in the making. As for the neurologist-try Dr. Peter...
- I don't know anything about this company, but received an email recently. You might check out the web-site www.mindminders.net
- My husband is on disability and has been for 2 1/2 years. He had his private disability insurance payments terminated the end of June because of a lack of documentatio...
Will I Regret Having Only One Child?
Asked by G.D. from Los Angeles
on February 20, 2008
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my son will be 3 in April and everyone around us is asking when #2 is coming. my husband is pretty much leave it up to me to make the decision (so unfair). i need to a...
Answers
- You will always second guess any decision you make! You have a lot on your caregiving plate right now, and you're feeling pushed by your age, all the questions, and th...
- Hi G., Well it seems like you have a lot on your plate already with your father's health and your panic attics. As I read your question, it sounds like you are tryin...
- Hi! You are not being selfish and enjoy caring for the one you have. I had my last 7 years later and she and I have a fun relationship,I had her when I was 37 and I wo...
Mother in Law and Finance
Asked by K.D. from Albany
on June 29, 2009
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Hi Moms;
I have a situation with my mother in law. My mother in law has recently been given disability. But throughout our marraige has depended on us heavily for ...
Answers
- My husband and I had to help both our mom's out financially during our marriage. Unless you both make a lot of money and have very secure jobs, these are not times to ...
- Your question is valid. Even if it were my mom, I'd want to know that she showed enough respect for me and my family and not making us do without because she spends to...
- You did not say what your husband;s response to your concern is. He should be the one who understands he needs to take care of the family he created first. if there is...
Coping with the Financial Ruin and Illness of My Mother - Advice Please
Asked by M.S. from Chicago
on June 22, 2011
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My mother is/was very reckless and impulsive with her money, especially with regards to real estate - buying and remodeling various properties. She made a very good in...
Answers
- I agree with Marda P. My own experience— I felt a lot of anger at my own situation and at my husband when, after a huge rehab project of our home, we ended up in dir...
- Maybe you can look into disability for your mother. It may not pay everything, but it could help. My mother-in-law went through something similar. She wasn't ill, ...
- I agree with Lovemygirl. If your mother is unable to work due to her physical condition, she should be applying for social security disability status.
