deposit accounts
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Direct Deposit
Asked by G.A. from Lakeland
on November 13, 2008
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please can someone tell what exactly direct deposit means, I no it's convenient so u don't have to go to the bank, but I thought u also get your pay checks faster, am ...
Answers
- Hello G., If you have an opportunity to set up a direct deposit, do it. It's the greatest thing. When you get paid, instead of having the actual paycheck at work you...
- Hi G., Direct deposit means that you get your pay check deposited into your bank account electronic. Instead of you always having to worry about getting to the bank...
- We have had it for years and I must say, I can't stand the "old-fashioned" way. I don't know about "faster" access to your money per say, but the fact that neither...
Banking Question, Missing Deposit?
Asked by L._. from San Diego
on January 25, 2012
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For those of you that check your bank info online most everyday, ... Have you ever checked after making a deposit, and the deposit is there, listed as pending, but th...
Answers
- Go to the bank and speak with someone for your peace of mind... :)
- I had that happen once. I called and gave them the transaction number from my deposit slip and my bank gave me a temporary credit for the amount of the deposit immedi...
- I had that happen to me, but 21 years ago at a small local bank, before all the technology. And you know how you are told to hold on to your deposit slip? I found ou...
Online Savings Accounts
Asked by S.D. from Chicago
on September 11, 2009
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Hi - I was hoping I could receive some recommendations for online savings accounts that have a higher interest rate than the below 1% I'm currently receiving from my b...
Answers
- You can get some great info from Bankrate.com under the link for checking/savings. I use the site all the time to compare rates and get advice. I have heard great th...
- Hello, We have online savings accounts for ourselves and our daughter and the interest is much better than at our local bank; it fluctuates, of course (it was 2.75 wh...
- ING :-) as the other say. I am nbanking with them for about 10 years now. Easy online access. I can refer you and if you deposit a starting balance of $250 you will g...
Separate or Joint Bank Accounts
Asked by E.S. from New York
on April 5, 2012
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Quick survey here: Do you have a separate or joint bank account and why?
DH and I have separate bank accounts. It's just something we've always done, no questions a...
Answers
- I have two joint accounts and one separate account. When hubby was in the military it was easier to have a separate joint account so that bill paying and house expend...
- Not a "control" issue here. When we married in 1989 we went joint and we've been that way since. No secrets, etc. we are a team. Most of those years I was an a...
- Joint AND separate. All are separate, but "linked". Only one checking is truly joint. However.....we have a budget and everyone knows where the money is. As ...
My Work Hasn't Paid Me...Direct Deposit even...Public Partnerships...
Asked by K.K. from Washington DC
on February 12, 2011
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Hi Ladies,
I work for the program Public Partnerships and I haven't been paid yet. The money was suppose to be in my account by Friday morning. I had to call 3xs th...
Answers
- If you haven't had anything but problems with this program for years, I don't understand why you are still there. You need to find a new job.
- You have never been paid? I don't think I would keep going if I were not being paid. And I would not recommend to set up payments on bills if the money is not for sure...
- Sorry but it's your own fault for not making sure the money was in your account before purchasing at target! I have lived my entire life in new england and I'm sorry ...
Bank Accounts for Kids
Asked by D.C. from Dallas
on September 20, 2010
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Do your kids have their own bank account ???
If so....which bank are you using....
Bank of America (our bank) doesn't offer a good deal (has to have $300 in it o...
Answers
- We use the bank through my husband's work. It's a credit union bank and both my kids have an account.
- My daughter has a BOA account. We use BOA because that is where our business accounts and personal accounts are located. We don't pay any fees.
- TD bank gives the kids 10 when you start with 10 dollars... we stared it there and once they got to 200 we opened a GE savings acct.. you do it online... you get mor...
Savings Accounts for Kids
Asked by S.H. from Phoenix
on September 26, 2006
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I am looking for a good savings account for my 2 daughters ages 5 and 8. They have both been saving money from B-days and chores and they have decided to open a saving...
Answers
- I was in Bank of America last week and they have just what you are looking for. They even have registeres to give the kids. You can open a joint account (either one ...
- Serena, INGdirect.com has a GREAT savings rate. You can do it all online so they can check the account balance every month after the interest goes in to see how...
- Serena, My kids go to a public school that participates in school banking. Every Tuesday, the kids bring their money to deposit to their savings accounts and there...
Online Bank Accounts
Asked by C.M. from Chicago
on January 22, 2009
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I am looking to open an online bank account for savings so that I can benefit from the higher interest rates. Has anyone had any experience with online banking? I'm ...
Answers
- We have an ING savings and have had it a few years. We're plenty happy with it!
- ING has savings and an online checking account. The checking account would have the overdraft protection, but not the savings. They most likely do a "soft pull" - wh...
- My husband works for HSBC and I asked him this question. He said any financial institution that you do business with checks your credit periodically, once a month or ...
Financial Advice?
Asked by K.D. from New York
on November 7, 2010
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Do you just have one joint checking account do you have your own separate accounts, I'm thinking of having what about three accounts, one mine, one his, and one for th...
Answers
- My mother always told me, no matter how happily married you are, a woman should always have some money in her own name, and a good credit history, too. You never know.
- We have one account! We are married so there is no my money, his money. Look into Dave Ramsey! He has awesome ways to do things and he has a budget that allows for eac...
- We have one account. I think it is good for keeping the understanding of the family unit as one, instead of mine, mine and ours. Perhaps have three accounts, but depos...
Switching from Bank of America
Asked by B.R. from Naples
on May 26, 2011
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My husband has had it with Bank of America and the fees. We have a mortgage, equity line, savings, money market, two checking accounts, three business checking accoun...
Answers
- I have bank of america and If i have pending charges that will make me negative and i deposit a check thru atm, my check goes thru first and i am back in the black, c...
- I would look into local Credit Unions. We use a local one here in So California and have never had issues with them. It's "member owned" not "corporate owned" so they'...
- I am a huge fan of Fifth Third Bank. I only have checking accounts, but they are reliable and helpful. Their online system is completely up to the minute. For examp...
