debt payoff
Related Questions & Answers
Results 1-10 from 98 articles
Credit Cards Debit
Gives you a plan to get rid of debt- save more and invest for future. I am a stay at home Mom mostly and it took us 2 yrs to pay off our debts- but now we ...
Answers
- I know it stinks and times are tough but you have to pay in the order of importance! Rent/morgage and electricity...grocries...etc...then whatever is left over you can...
- S.- I'm sure someone will have some good advice for you, but the first thing I would suggest is for you to call your credit card companies. Many times you can work...
- Im sorry you are going through Credit Card debt. The best advice I can give you is to call the CC companies and let them know about your situation. Be honest and call ...
Wanting to Know How SAHM Manage Financially
Then we got a consolidated loan for our unsecured debt that came with a lower interest rate and guaranteed a payoff of that debt in four years instead of 24 ...
Answers
- I did not read all your replies. We moved here to Ohio when my hubby got a new job. When we got here his pay was increased t $65,000.00 a year. One of the reasons...
- We saved up, then downsized EVERYTHING! I clip coupons (you can print some offline too), look for deals on every grocery item even meat(our butcher rocks!), cut down c...
- Before I decided to stay home with my kids I did a financial work up on how much we spent with me going to work. How much was I spending on daycare? How much on gas,...
Financial Issues
You could use your tax refund to pay off some of your credit card debt or catch up on your mortgage. Also, when I get my credit cards too high, I take them ...
Answers
- Wow! I could have written this myself. We are in a bit of the same situation. My advice and what we are trying to do it number one NO MORE CREDIT CARDS! then we ar...
- B. I definately feel you on this topic. I recently relocated to the Allentown area from NY. Coming w/not much money and not able to get a mortgage yet to to working on...
- Hi there, I hope I'm not too late in responding, but I really want to encourage you to stop thinking you're a failure and that you're failing your kids. Do you realiz...
Any Great Budget Suggestions??
I got many tips on how to reduce speding and cut down on debt. ... I would make one of them my target payoff and pay minimum on the rest of the cards and ...
Answers
- J.; Times are tough and getting tougher all the time. Heidi and I run on on Quixtar powered business that makes us like Walmart without the store. Part of our servic...
- We use the envelopes, we each get an allowance, and when it's gone it's gone, and we "hid" the credit cards. We have our debit cards in case of an emergency, but that...
- Hi J., Great move! Too many people live beyond their earnings. I am in control of the money in our home and that is how it has to be because my husbands need to spe...
He Has as Good as Credit as You Can Get... I Have the Worst - What Happens When
If it is your debt from a previous mariage, make sure it wasn't ... what they can do to help you raise your credit or help you to pay off your balances. ...
Answers
- In our house it is the same story... only reversed. Somehow I ended up with the perfect credit while hubby struggles from his past being laid off and divorced, etc. ...
- keep in mind if he puts a home in his name only, if something hapens to the relationship-you could end up on the street with nothing. I recommend cleaning up your cre...
- I don't think your credit will affect you buying a house...I believe that if he has good credit your bad credit is not enough to be denied a loan. I may be wrong, but...
Teaching Children About Money.
When we found ourselves $45000 in debt three years ago we were pretty shocked by ... like trusting and the payoff that comes from diligence and hard work, ...
Answers
- Hi. As far as allowance goes, I always give my kids, even my 3 year old, allowance based on what they have done to earn it. My main goals are to teach them the value...
- There is a simple rule that if you can teach it to your kids they will appreciate for a lifetime! 1/3, 1/3, 1/3. What does that mean? It means when you get money of an...
- Just because you buy something for the household doesn't mean your children need a toy or gift. If they want something,tell them to put it on their b-day or holiday wi...
Vehicle Financial Problems
... TO FILE CHAPTER 7WHICH WIPES AWAY ALL YOUR DEBT WITHOUT HAVING TO PAY IT ... I would try and sell it for the payoff or find someone to finance it in ...
Answers
- sorry to hear about that unfortunate event. most dealerships if that is where you purchased will let you surrender it. the bad part though is that the consider it a re...
- D. I would try and sell it for the payoff or find someone to finance it in their name cause you will still have to pay the remaining balance after auction. Which will...
- Hello D., I am very sorry that your husband is losing his job next year. Is there any way that you can refinance your van for a lower payment? With a family of 5, I'...
Where to Get the Money
Good news you're debt free, and have your expenses down to the essentials. .... (interest rates are quite low) pay off your car and afford an apartment for ...
Answers
- I just read about banks or mortgage companies who are offering "guaranteed sale" deals. The way it works is that if your home doesn't sell in a specified number of mo...
- Actually, K., moving to an apartment may be a good way to start over only because it achieves your first objective (and most important): getting your son to a safe pla...
- K., I am a Realtor in Wisconsin. Talk to your lender and see what they have to offer you. About the only way to get a home while you try to sell yours is a "Bridg...
Financial Advise
We are deeply in debt and my husband is in sales. To say the least, ..... close some credit accounts and make arrangements for a slow payoff. Helpful? ...
Answers
- pay in this order: 1. credit cards (whatever you do --make THESE) 2. mortgages 3. pay partial payments on everything else, and contact businesses to let them know...
- Yes, I live and breath by Dave Ramsey financial advice. Please go out and take a look at that site. Also, I am not sure who told you that missing a second mortgage p...
- I would try to pay your mortgage. Take a hard look at your bills and cancel or reduce what you can. I.e. you do not need cable. Cancel it. Try to conserve energy, ...
Husband Court Ordered to Pay Car Paymen
... my ex showed up with a reciept of a bank check for the payoff amount on car. .... My debt was about 8000 and all I had to pay was 104.00 every payday. ...
Answers
- C., If you cannot pursue legal help to force him into paying, get rid of the car as soon as possible and finish severing the ties you have to this man who cares lit...
- Just an added note, YOU can take him back to the Court where the Judge ordered him to pay it. The Judge can do lots of things because your ex is in contempt of Court ...
- I was in a similar situation with my ex. I went ahead and completed a chapter 13 to preserve my credit and avoided the coat of a car payment and all my other obligati...
