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Need Information on Debt Consolidation
Alot of places will offer you more money than you need, and that only gets you father into debt. I would ask your bank or Credit Union first, and if the can ...
Answers
- I would call around, or ask your bank or credit Union. Just becarful. Alot of places will offer you more money than you need, and that only gets you father into debt. ...
- Hi K., I don't have any advice for you but I feel your pain. My husband and I are struggling to make out bills. Good luck. Chris
- I used a debt consolidation company called Consumer Credit Counseling and paid off all my debt within 2 years, they were awesome and the fact that I used them did NOT ...
Wonder What to Do
Good luck (you may want to read the MSN Money message boards, the WOMEN IN RED have been finding different ways to get themselves out of debt and they ...
Answers
- N. ~ First off, debt consolidation is a form of bankruptcy and will show negative on your credit report. Store credit cards usually have a really high interest rat...
- I'm no expert but we have watched the balances rise and find ourselves owing after years of 0 balances. We simply have had to stop using them, and use cash only. In sh...
- Try watching CNBC. There is a great advice show at 8 pm. On The Money, I think. She answers people's questions if you call, email or text.
I Feel Scammed by Palisades Collection Agency, Pls Help
I just paid a debt of with this same company about a week ago. lol! ... You may think the only way to make money is in the corporate world. NOT TRUE! ...
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- Hello D., my name is H. and the story about being affected by this recession sounds so familiar. I am a stay at home mom of a 3 month old girl and a 8 year old girl! N...
- Oh my! I just paid a debt of with this same company about a week ago. lol! I hope all goes well. I asked them to send a letter saying that they would accept the se...
- Hi D.: Unfortunately,when creditors get antsy in waiting for their monies,they will sell your debt,to A collection company for a lesser amount,and give them the HONOR...
Debt Consolidation Anyone Done This Before ?
Read Total Money Makeover. It will help you get started on an emergency fund, get out of debt, set up a budget, etc. I have always wanted to budget but ...
Answers
- I am doing that now, I did a lot of research too, I did find a company that seems to be ligit, we have had no problems with them so far. I belive we are using Freedom...
- Another Dave Ramsey fan here! My husband and I are totally debt free (including no mortgage), thanks to working multiple jobs, cutting spending, and bargaining with c...
- do you own a house? if you do you can look into a home equity or a line of credit...rates are pretty low right now. Can request quotes if you use lending tree. Int...
Debt
Ask him to manage the money and only give you a certain amount. ... A really good organization that offers Debt counseling & Debt management programs is ...
Answers
- I had a hard with spending issues after I became a SAHM too. I found that I was using the mall and shopping as a form of entertainment and whenever I would go - I woul...
- A really good organization that offers Debt counseling & Debt management programs is Greenpath. We were with that company to help get rid of our debt. (www.greenpath.c...
- I'm sorry to say this, but you probably need to seek professional help. Have you ever tried only spending the money that YOU make? Maybe that would be an idea. ...
Debt Consolidation
As an alternative, you might consider Dave Ramsey's Total Money Makeover or Financial Peace University. (www.daveramsey.com). YOU can pay down your debt on ...
Answers
- I am using Consolidated Credit. On the whole I have been happy with them. They got great reductions on my APR rates with my credit cards (as low as 1% !!!!) I have no...
- It depends on which direction you wish to go. I own a mortgage company in Arlington, TX and we can do home equity loans...which will give you the best interest rate (w...
- Please look at Heidi's advice carefully. Debt CON-solidation companies aren't necessarily out for your best interest. As an alternative, you might consider Dave ...
Teaching Children About Money.
We paid off the remInder of our debt, our car, and a tax bill for a few hundred dollars, and put aside a good chunk of money for vacation next year and a ...
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- Hi. As far as allowance goes, I always give my kids, even my 3 year old, allowance based on what they have done to earn it. My main goals are to teach them the value...
- There is a simple rule that if you can teach it to your kids they will appreciate for a lifetime! 1/3, 1/3, 1/3. What does that mean? It means when you get money of an...
- Just because you buy something for the household doesn't mean your children need a toy or gift. If they want something,tell them to put it on their b-day or holiday wi...
Need Advice About a "Legalized" Chain Letter
Now we are not really hard up for money, but we do have some debt that needs to be paid off and my 2 youngest children need braces, so I would love to pay ...
Answers
- Hi J., My name is B. and I also received the same chain letter last year. I did a lot of looking on the web and was concerned about people's comments and their failur...
- If you are ever in doubt of any e-mail you receive, you can check out snopes.com where they research this and give it a true or false rating. (I am not at all affilia...
- I would use the $140 to pay some of your debt instead of responding to the chain letter. Sounds like a scam to me.
Debt Consolidation Is It Worth It/does It Work???
Sep 2, 2009 ... My daughter was hopelessly in debt. They make really good money but my son-in- law is spend crazy. She tried a company that advertised to be a "Christian" ...
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- I joined CNI a few years ago and they negotiated a good portion of my debt away. Look into them too, I cancelled all my cards and have bad credit for a few years but...
- Hi there, We looked into this last year when we encountered some of the same problems. You have to be really careful about which companies you go with - there are man...
- Several years ago I went with Consumer Credit Counseling and had a great experience with them. I learned my lesson and, as great as my counselor was, I plan on never ...
Debt Mediation
I found myself in over my head and they were able to assist me with getting out of debt and changing the way that I managed my money. ...
Answers
- I used a counseling service several years ago when my credit card debt reached $20K. I think I had about 8 credit cards then. They made it easy, I just sent them one p...
- I agree with most of the responders: Don't go to a for-profit credit counseling business. If you decide to go with a credit counseling service, go with a non-profit ...
- Hi C.! Please check out DaveRamsey.com before you do anything drastic!!! He is my Hero! I am strongly against consolidating debts, because the interest you pay for eac...
