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Striking a Balance Between Saving and Spending
Oct 21, 2009 ... My husbandbless his soul is a saver by nature Our house is paid We have no credit card car or student loan debt and have 12+ months of ...
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- While I think that it's great that you are planning ahead and trying to be practical, I have to say that you don't seem to have any real issues here financially compar...
- Hi J.- It sounds to me like you and your husband are doing very well financially and have a great safety net in the event that something like a job loss should happ...
- It sounds like you are doing great. I know from talking to financial planners that if you have to choose between retirement versus education, you should first fund re...
Seeking New Home Financing for Not So Good Credit
loan officer in 2 answersMominlaw is a loan officer for First Select Mortage in ... a Letteron their Letter head stating that your debt to them is clear ...
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- Hi M.! My husband's firm does mortgages and he has told me incredible stories about how some of his clients have been turned down by almost every other lender, includ...
- Hi there M., My name is L. Anderson and I am a Realtor in Indiana. I work very closely with a fellow by the name of Bill Zakutansky who works for a Brokerage named Co...
- Hi M.! I can't guarantee he can help, but if anyone can my brother can! His name is Mike Dedo and he is with RLCA. His direct number is 800.601.3589. He's a senior...
Going Back to School?
I have a huge student loan debt, but I don't regret it one bit. I have been a public school teacher for 18 years and love it. I am a few weeks away from ...
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- Go for it! I am a 35 year old single mother of 2. I resigned my full time job an began going to college full time and only working part time about 2 1/2 years ago. I...
- I had my son while I was still in school, only took 2 weeks off and returned. I changed my degree after having him so just graduated last fall and he turned 5 this mon...
- Hi S.! Have you thought about or looked into taking online courses? I did this through Univesity of Phoenix because I wanted to be able to stay home with my kids......
Is This a Legitimate Loan Company?
Aug 27, 2009 ... Hi everyone I really need your advice I applied for a loan through a sponsor company .... Debt Consolidation Is It Worth Itdoes It Work ...
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- I'm not sure I got it right from your question, but if you were referred to this loan company by an ad they placed here on Mamasource, then you should DEFINITELY conta...
- I don't know anything personally about this company, but a simple google search returned a BBB report for them where they have an "F" rating. Here is the link to the r...
- Hi my name is T. and well to be honnest i have not hered of this co. But depends on wher yu live and wher yu got the info? My sejustions would be to try your local b...
Has Anyone Used FreedomDebt.com?
Hospitals, personal loans, things like that are more likely to actually lower the ... My husband and I are in debt becasue I was unable to work when I was ...
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- The ONLY place you should work with is Consumer Credit Counseling. But even they can have issues. We dealt w/one years ago, and the person suggested we file bankrupt...
- I wonder if it is similar to nodebtandfree.com We used them to help us out and they are amazing. They advertised on 960AM. It is not debt consolidation or any sca...
- T., there are so few of these programs that are useful and legitimate. There's a reason they're called "CONsolidations". I'd do a whole lot of research before signin...
Needing Advice on Credit Repair
Also do not go out and apply for a lot of loans (trying to get preapproved) they hit .... automobile loans · credit score repair · best debt consolidation ...
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- Hi, T.: Check out my website at www.safeharborcreditrepair.org I've been through it and that's how I ended up in the business. I've been in mortgage lending for...
- Go to www.annualcreditreport.com to get a FREE copy of your credit report from all three credit reporting agencies. Reports are free once a year. This is the only one ...
- There is not an easy way to repair credit. It takes a couple years to repair damage that you have done over the years. If you are too far in debt, look at all your o...
Don't Know Where to Turn??? Husband Doesn't See That We Have a Financial Problem
Aug 20, 2009 ... try to refinance home, car, student loans, personal loans, etc. try to consolidate debt to a lower interest rate and a lower monthly payment ...
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- You should read Dave Ramsey's "Total Money Makeover". My husband is a full commission loan officer. We have always had enough money for all our bills until more rece...
- I know what you mean. Currently my husband is looking for a second job because frankly he makes more money than I ever would. I sew some of my kids clothes and go to t...
- Sounds like you are trying to do everything right! How about refinancing your mortgage? Consolidate any debt into one bill/low interest rate? Watch carefully on you...
Help...teenager
Sep 18, 2009 ... empty promises took student loans and stopped going to class Her ... clothes on credit and ended up over 70k in debt to student loans ...
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- OH dear. This sounds a lot like me when I was a teenager. And I had great parents just like you. My problem was that I was a people pleaser. I wanted to make EVERYONE ...
- Another resource is Teen Challenge. Look them up on the web, they have many locations across the US. Good luck to you. Love and prayers are with you.
- Hi H.; I was like your daughter as a teenager...very much so and I turned out to be the best kid in the family. :) That being said; you still have to get through the ...
Foreclosure
Jun 30, 2009 ... That includes paying off any & all debt she may have, mortgage included. ... If, however, there are other loans also secured by the home, ...
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- J. , J. , my dear ; never let the bank take property .. Ever, never .never ever ......you will spend a lifetime fix'n your world ...... Fight for the roof over...
- the mortgage is in whose name? why not paying the mortgage off unless no money
- Hi J., First, let me offer you my sympathy on the loss of your grandmother. Second, the role of the executor is to wrap up all of your grandmother's affairs. That...
Credit Repair
Aug 30, 2009 ... Senior Mortgage Loan Consultant ... I would NOT go with a company to settle your debt Even though theyclaim ... Next question Debt Mediation ...
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- i have worked in credit & collections for 12 yrs. I would be glad to help you clear up your credit report. Its not as hard as you may think. If interested email me:...
- The first thing I would do is to find out what Dave Ramsey says! He is excellent and I wish I started he's program while I was younger. Good luck. A grandma.
- Hi J., I actually had a client two years ago who had terrible credit and could not get approved for a home. She worked with Brad Polin, with Coastal Lending Team, ...