debt free
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Needing Ideas for Valentine's Day for My Hubby
Like a picture of our dream house and a date below it (our goal date) and Debt free graphic with a goal date below it, our kids graduation pics and date ...
Answers
- My husband and I always go to a nice for dinner as our Valentine's present. We usually try to avoid eating out on the actual Valentine's day, so we can find a more in...
- Most men enjoy gifts of the heart more than items they probably will buy themselves. I did this for our 1st v-day. A photo album of our lives milestones, first date,...
- Wow a lot of the advice you got seems really out there! I myself don't know that I could pull many of them off so I was just thinking since you say you are both prett...
Mom Needing to Vent/credit Card Issues
I would suggest a FABULOUS 13 week class that will help you make the most of your money and to become DEBT FREE so that you can have peace in your life. ...
Answers
- Hi B., Good for you for owning up and taking responsibility. Sometimes we have to learn lessons the hard way. We have to put on our "big girl panties" and deal with...
- Dear B.!! Thank goodness that you are through with citi-bank Visa, and I hope and pray that you have cut up that card and never use it again! To answer your questi...
- I'm sorry you had that happen. We are dealing with similar issues, meaning debt and not a lot of money. We got behind in payment a few months ago and it took about 4...
Credit Card Trouble
My brother in law and his wife lost thier house one year ago, took the financial peace class this past summer and will be totally credit card debt free in ...
Answers
- Hi L.! I have to ditto previous posters about Dave Ramsey, try to either borrow or go out and but The Total Money Makeover - it will help you and get you inspired. ...
- Unfortunately, sounds to me your going to have to find a second job or your ( husband ). I too was in the same situation, at the time we didn't own a house, It was mo...
- I just wanted to put in one more vote for Dave Ramsey. Not only will he help you get out, but help you stay out and build for a great future!! Listen noon-3p.m. on 95...
How to Cut Corners on Monthly Expenses
I am debt free. I got in a great program, Consumer Credit Counseling (CCC of Atlanta). It is a low monthly fee of like $5.00 they bargain the rates down, ...
Answers
- Where do you live? Do you have a WinnDixie around you they have certain bargains on meat buy one and get one free! What is your profession?
- There's a ton of great advice here. I'd like to reiterate the comment about breastfeeding. It will SAVE SO MUCH MONEY. If you are having problems, call the hospital...
- I know you said you already use coupons, but have you checked out thegrocerygame.com? Its a great site and if you want to subscribe, they take your normal sunday coup...
Budget Website
She's the author of several books about debt-free living and money saving ideas. She's author the founder of a newsletter named "Cheapskate Monthly". ...
Answers
- I just had to add another vote for www.daveramsey.com - his philosophy is great and manageable. Taking a Financial Peace University class if you can find one would be ...
- Hi C., I don't have any great budgeting websites to share but I am going to check out the Dave Ramsey site myself. I wanted to add to Danielle's post about meal planni...
- In addition to Dave Ramsey's site, www.mint.com is a FREE money management system. I'd also recommend this book: http://www.amazon.com/gp/offer-listing/0761147489/ref...
Bankruptcy
As we are now debt free, I can tell you we feel such relief. We only buy things when we can afford it and pay cash. What a great feeling. ...
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- S., We just filed chapter 11; or 7 i forget which one. Anyway, our attorney is in Auburn, we went there because he was recommended to us by a friend. He really knows ...
- Hi S. sounds like you are in a real bind. Some things to consider APART from bankruptcy and maybe a way to get your financial life back on track. Have you considere...
- Dear S., I'm so sorry to hear you are going through all of this. You are certainly not alone. Times are really tough for people right now. A friend of mine is goi...
What Happens to Medical Bills After Someone Dies?
Apr 20, 2009 ... Within reason, she should be declared debt free- or at least responsible for a reduced rate. I would definitely check with the medical ...
Answers
- Hi SH, If a couple are married, unfortunately the surviving spouse inherets the deceased spouse's medical bills. Having my mother pass away last year of cancer also, a...
- Hi SH, IAm soo sorry for ur loss. We lost my mother in law to cancer in July from cancer also. But if I rember correctly my father in law had to petion it to the inusr...
- I recommend your friend call Andra Cassen at ###-###-####. Andra is a "cut to the chase and take care of business" kind of gal so she doesn't waste time banking billa...
Need to Budget!
It took me a while to join him, but since then we've had fewer money fights, and we're debt free and saving up to buy our own home again. ...
Answers
- Both Crown and Ramsey are excellent sources. I would start by educating yourself and take over houshold finance. That being said, I am assuming by your choice of r...
- Is there any reason that you NEED him to participate in writing out a budget? Of course, ideally, you'd work on it together, but I don't see why you couldn't at least...
- I would say that you should just go ahead and make the budget. Show him that it is feasible for you to be a SAHM and what it will require. Sounds like if this is som...
I'm Getting Married to a Man with BAD Credit
Start working on being debt free now. It's never too early in a relationship. 1 mom found this helpful. Helpful? Yes | No Save This Remove This Report This ...
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- Hey C., My advice is to seek legal advice about protecting yourself. I always swore to marry someone who cared about their credit and debt as much as me. I just f...
- The laws have changed a bit, but you might want to consider bankruptcy for him if you're talking lots (over 10k). This worked for us, but we still borrowed some money...
- As long as you apply for future items in your name you should be fine on a credit application. The only problem will be that in that case EVERYTHING will be in your n...
Debt Collection-am I Being Scammed?
If you have a debt that was written off six years ago and there has been no activity on your credit report for the deby since then, you are probably free of ...
Answers
- There is such a thing as a deficiency judgment (meaning the lender files a lawsuit to recover and the court issues a judgment); however, some states have anti-deficien...
- Dear K L, 3rd party debt collection companies and continue to attempt collection until the cows come home. The bottom line is this: The original debt is over 10...
- Hi! I am so sorry to hear about this stressful time for you. Here is my advice: 1) If your husband is still in somewhat of contact with his first wife, he should call...
